Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
23.18
-0.02 (-0.09%)
At close: Apr 28, 2026, 4:00 PM EDT
23.00
-0.18 (-0.78%)
After-hours: Apr 28, 2026, 4:10 PM EDT
BOTJ Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 105 | 84 | 72 | 56 | 55 | 73 | |
| Market Cap Growth | 64.30% | 17.08% | 29.87% | 0.71% | -24.78% | 39.35% | |
| Last Close Price | 23.18 | 18.49 | 15.37 | 11.46 | 10.83 | 13.75 | |
| PE Ratio | 11.67 | 9.36 | 9.08 | 6.38 | 6.15 | 9.66 | |
| PS Ratio | 2.16 | 1.73 | 1.60 | 1.30 | 1.26 | 1.89 | |
| PB Ratio | 1.32 | 1.06 | 1.11 | 0.93 | 1.10 | 1.06 | |
| P/FCF Ratio | 10.03 | 8.04 | 12.10 | 7.01 | 6.79 | 5.45 | |
| P/OCF Ratio | 9.03 | 7.24 | 8.47 | 5.85 | 5.92 | 4.48 | |
| Debt / Equity Ratio | 0.15 | 0.15 | 0.36 | 0.40 | 0.50 | 0.38 | |
| Debt / FCF Ratio | 1.16 | 1.16 | 3.91 | 3.05 | 3.10 | 1.94 | |
| Net Debt / Equity Ratio | -0.90 | -0.90 | -0.77 | -0.84 | -0.73 | -2.26 | |
| Net Debt / FCF Ratio | -6.90 | -6.90 | -8.40 | -6.40 | -4.51 | -11.69 | |
| Return on Equity (ROE) | 12.45% | 12.45% | 12.72% | 15.79% | 14.97% | 11.15% | |
| Return on Assets (ROA) | 0.89% | 0.89% | 0.81% | 0.92% | 0.94% | 0.83% | |
| Earnings Yield | 8.57% | 10.69% | 11.02% | 15.68% | 16.25% | 10.36% | |
| FCF Yield | 9.97% | 12.43% | 8.27% | 14.26% | 14.73% | 18.34% | |
| Dividend Yield | 1.90% | 2.22% | 2.60% | 2.97% | 2.68% | 1.99% | |
| Payout Ratio | 20.14% | 20.14% | 22.88% | 16.79% | 15.24% | 16.75% | |
| Buyback Yield / Dilution | - | - | 0.42% | 2.89% | 1.05% | 0.58% | |
| Total Shareholder Return | 1.90% | 2.22% | 3.02% | 5.86% | 3.72% | 2.58% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.