Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
17.80
+0.07 (0.39%)
At close: Dec 5, 2025, 4:00 PM EST
17.93
+0.13 (0.73%)
After-hours: Dec 5, 2025, 4:10 PM EST
BOTJ Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 81 | 72 | 56 | 55 | 73 | 53 | |
| Market Cap Growth | 24.61% | 29.87% | 0.71% | -24.78% | 39.35% | -21.23% | |
| Last Close Price | 17.80 | 15.44 | 11.51 | 10.88 | 13.82 | 9.67 | |
| PE Ratio | 10.22 | 9.08 | 6.38 | 6.15 | 9.66 | 10.56 | |
| PS Ratio | 1.70 | 1.60 | 1.30 | 1.26 | 1.89 | 1.57 | |
| PB Ratio | 1.05 | 1.11 | 0.93 | 1.10 | 1.06 | 0.79 | |
| P/FCF Ratio | 7.56 | 12.10 | 7.01 | 6.79 | 5.45 | 15.25 | |
| P/OCF Ratio | 6.99 | 8.47 | 5.85 | 5.92 | 4.48 | 10.12 | |
| Debt / Equity Ratio | 0.12 | 0.36 | 0.40 | 0.50 | 0.38 | 0.23 | |
| Debt / FCF Ratio | 0.83 | 3.91 | 3.05 | 3.10 | 1.94 | 4.50 | |
| Return on Equity (ROE) | 10.86% | 12.72% | 15.79% | 14.97% | 11.15% | 7.77% | |
| Return on Assets (ROA) | 0.78% | 0.81% | 0.92% | 0.94% | 0.83% | 0.63% | |
| Earnings Yield | 9.79% | 11.02% | 15.68% | 16.25% | 10.36% | 9.47% | |
| FCF Yield | 13.23% | 8.27% | 14.26% | 14.73% | 18.34% | 6.56% | |
| Dividend Yield | 2.25% | 2.59% | 2.95% | 2.66% | 1.98% | 2.63% | |
| Payout Ratio | 22.96% | 22.88% | 16.79% | 15.24% | 16.75% | 24.40% | |
| Buyback Yield / Dilution | -0.00% | 0.42% | 2.89% | 1.05% | 0.58% | 0.91% | |
| Total Shareholder Return | 2.25% | 3.01% | 5.84% | 3.71% | 2.57% | 3.54% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.