Credit Acceptance Corporation (CACC)
NASDAQ: CACC · Real-Time Price · USD
501.53
+3.65 (0.73%)
At close: Mar 9, 2026, 4:00 PM EDT
510.00
+8.47 (1.69%)
After-hours: Mar 9, 2026, 6:50 PM EDT
Credit Acceptance Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Cash & Equivalents | 22.8 | 343.7 | 13.2 | 7.7 | 23.3 | |
| Loans & Lease Receivables | 7,909 | 7,850 | 6,955 | 6,298 | 6,336 | |
| Other Receivables | 67.2 | 4.2 | 4.3 | 8.7 | 109.2 | |
| Property, Plant & Equipment | 12.6 | 14.7 | 46.5 | 51.4 | 57.3 | |
| Restricted Cash | 477.9 | 501.3 | 457.7 | 410 | 410.9 | |
| Long-Term Deferred Charges | 4.5 | 4.4 | 4.2 | 3.9 | 3.6 | |
| Other Long-Term Assets | 137.5 | 136 | 129 | 125.3 | 110.3 | |
| Accounts Payable | 318.2 | 233.9 | 245.6 | 203.3 | 128 | |
| Current Portion of Long-Term Debt | 2,181 | - | - | - | - | |
| Current Portion of Leases | 1.3 | - | - | - | - | |
| Long-Term Debt | 4,173 | 6,353 | 5,068 | 4,591 | 4,616 | |
| Long-Term Leases | 0.8 | - | - | - | - | |
| Current Income Taxes Payable | - | 117.2 | 81 | 2.5 | 0.2 | |
| Other Current Liabilities | 5.9 | 6 | 5.6 | 3.1 | 2.4 | |
| Long-Term Deferred Tax Liabilities | 354 | 319.1 | 389.2 | 426.7 | 435.2 | |
| Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |
| Additional Paid-In Capital | 403.3 | 335.1 | 279 | 245.7 | 197.2 | |
| Retained Earnings | 1,119 | 1,415 | 1,476 | 1,381 | 1,627 | |
| Comprehensive Income & Other | 1 | -0.3 | -1 | -2.9 | 0.2 | |
| Total Liabilities & Equity | 8,632 | 8,855 | 7,610 | 6,905 | 7,051 | |
| Total Debt | 6,356 | 6,353 | 5,068 | 4,591 | 4,616 | |
| Net Cash (Debt) | -6,333 | -6,009 | -5,054 | -4,583 | -4,593 | |
| Net Cash Per Share | -543.59 | -481.92 | -388.47 | -336.36 | -285.27 | |
| Filing Date Shares Outstanding | 10.75 | 12.03 | 12.3 | 12.83 | 14.11 | |
| Total Common Shares Outstanding | 10.68 | 12.05 | 12.52 | 12.76 | 14.14 | |
| Working Capital | 5,896 | 8,267 | 7,031 | 6,461 | 6,705 | |
| Book Value Per Share | 142.66 | 145.22 | 140.05 | 127.30 | 128.97 | |
| Tangible Book Value | 1,524 | 1,750 | 1,754 | 1,624 | 1,824 | |
| Tangible Book Value Per Share | 142.66 | 145.22 | 140.05 | 127.30 | 128.97 | |
Source: S&P Capital IQ. Financial Services template.
Financial Sources.