Credit Acceptance Corporation (CACC)
| Market Cap | 5.56B |
| Revenue (ttm) | 1.24B |
| Net Income (ttm) | 423.90M |
| Shares Out | 10.75M |
| EPS (ttm) | 36.38 |
| PE Ratio | 14.21 |
| Forward PE | 11.57 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 121,511 |
| Open | 517.46 |
| Previous Close | 515.24 |
| Day's Range | 510.00 - 522.38 |
| 52-Week Range | 401.90 - 549.75 |
| Beta | 1.32 |
| Analysts | Hold |
| Price Target | 505.00 (-2.21%) |
| Earnings Date | May 5, 2026 |
About CACC
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]
Financial Performance
In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.
Financial StatementsAnalyst Forecast
According to 2 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $505.0, which is a decrease of -2.21% from the latest price.
News
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, April 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance Announces Robert Bourrier as Chief Sales Officer
Southfield, Michigan, April 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that Rob...
Credit Acceptance Named 2026 USA Today Top Workplaces Award Winner
Southfield, Michigan, April 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2026 US...
Credit Acceptance Appoints Steffen Schumann as Chief Business Officer
Southfield, Michigan, March 19, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Ste...
Credit Acceptance Is 'The Only Non-Prime Lender Worth Owning,' Citron Says
Writing on X, Citron said critics have the comparison to goeasy completely backwards.
Credit Acceptance Earnings Call Transcript: Q4 2025
Adjusted EPS grew despite lower loan volumes and performance, with improved sequential trends in both. Market share declined to 4.5%, but new digital initiatives and disciplined capital allocation aim to support future growth.
Credit Acceptance Announces Fourth Quarter 2025 Results
Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolida...
Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast
Southfield, Michigan, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...
Credit Acceptance Announces Extension of $100.0 Million Asset-Backed Financing
Southfield, Michigan, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we h...
Credit Acceptance Honored for the 11th Time as a Best Place to Work in IT by Computerworld
Southfield, Michigan, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the...
Credit Acceptance Named a 2025 Top Workplace in Michigan by the Detroit Free Press
Southfield, Michigan, Nov. 17, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2025 Top...
Credit Acceptance Announces Completion of $500.0 Million Asset-Backed Financing
Southfield, Michigan, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the completion of a $500...
Credit Acceptance Earnings Call Transcript: Q3 2025
Loan performance and originations declined year-over-year, but the loan portfolio hit a record $9.1B. Competitive pressures and affordability challenges persist, with recent vintages underperforming and ongoing legal costs impacting results. CEO transition and continued tech investment mark significant developments.
Credit Acceptance Announces Third Quarter 2025 Results
Southfield, Michigan, Oct. 30, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolida...
Credit Acceptance Announces CEO Transition: Kenneth S. Booth to Retire as CEO; Vinayak Hegde Appointed as Next CEO
Southfield, Michigan, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Kenn...
Credit Acceptance Announces Timing of Third Quarter 2025 Earnings Release and Webcast
Southfield, Michigan, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...
Credit Acceptance Again Named a Best Workplace for Women™ by Fortune
Southfield, Michigan, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the...
Credit Acceptance Named to 2025 America's Top 100 Most Loved Workplaces List
Southfield, Michigan, Oct. 15, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named to the lis...
Credit Acceptance Named a 2025 Top Workplace for Remote Work
Southfield, Michigan, Oct. 07, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2025 Top...
Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility
Southfield, Michigan, Sept. 19, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance Named to 2025 Fortune Best Workplaces in Financial Services & Insurance™ List
Southfield, Michigan, Sept. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named to the 20...
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies that Care® for Fourth Consecutive Year
Southfield, Michigan, Aug. 20, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of PEO...
Credit Acceptance Named to 2025 Crain's Fast 50 List
Southfield, Michigan, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named to the 202...
Credit Acceptance Earnings Call Transcript: Q2 2025
Loan performance declined for 2022–2024 vintages, but the portfolio hit a record $9.1B, up 6% year-over-year. Adjusted return on capital was 8.5%, with active share repurchases and ongoing tech investments amid increased competition and macro headwinds.
Credit Acceptance Announces Second Quarter 2025 Results
Southfield, Michigan, July 31, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolida...