Cass Information Systems Statistics

Total Valuation

CASS has a market cap or net worth of $610.04 million. The enterprise value is $510.70 million.

Market Cap	610.04M
Enterprise Value	510.70M

Important Dates

The last earnings date was Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Jun 5, 2026

Share Statistics

CASS has 12.84 million shares outstanding. The number of shares has decreased by -2.94% in one year.

Current Share Class	12.84M
Shares Outstanding	12.84M
Shares Change (YoY)	-2.94%
Shares Change (QoQ)	-0.51%
Owned by Insiders (%)	3.83%
Owned by Institutions (%)	58.58%
Float	11.29M

Valuation Ratios

The trailing PE ratio is 18.17 and the forward PE ratio is 15.22. CASS's PEG ratio is 0.84.

PE Ratio	18.17
Forward PE	15.22
PS Ratio	2.92
Forward PS	3.89
PB Ratio	2.52
P/TBV Ratio	2.75
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.84

Financial Ratio History

Enterprise Valuation

EV / Earnings	14.60
EV / Sales	2.44
EV / EBITDA	8.21
EV / EBIT	9.31
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.02, with a Debt / Equity ratio of 0.60.

Current Ratio	1.02
Quick Ratio	0.85
Debt / Equity	0.60
Debt / EBITDA	2.33
Debt / FCF	n/a
Interest Coverage	3.41

Financial Efficiency

Return on equity (ROE) is 13.15% and return on invested capital (ROIC) is 10.95%.

Return on Equity (ROE)	13.15%
Return on Assets (ROA)	1.41%
Return on Invested Capital (ROIC)	10.95%
Return on Capital Employed (ROCE)	5.58%
Weighted Average Cost of Capital (WACC)	7.07%
Revenue Per Employee	$226,485
Profits Per Employee	$37,900
Employee Count	923
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, CASS has paid $7.47 million in taxes.

Income Tax	7.47M
Effective Tax Rate	19.26%

Stock Price Statistics

The stock price has increased by +17.08% in the last 52 weeks. The beta is 0.43, so CASS's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+17.08%
50-Day Moving Average	45.30
200-Day Moving Average	42.73
Relative Strength Index (RSI)	55.35
Average Volume (20 Days)	90,350

Short Selling Information

The latest short interest is 278,987, so 2.17% of the outstanding shares have been sold short.

Short Interest	278,987
Short Previous Month	297,359
Short % of Shares Out	2.17%
Short % of Float	2.47%
Short Ratio (days to cover)	3.39

Income Statement

In the last 12 months, CASS had revenue of $209.05 million and earned $34.98 million in profits. Earnings per share was $2.61.

Revenue	209.05M
Gross Profit	99.48M
Operating Income	54.86M
Pretax Income	38.77M
Net Income	34.98M
EBITDA	62.17M
EBIT	54.86M
Earnings Per Share (EPS)	$2.61

Full Income Statement

Balance Sheet

The company has $244.34 million in cash and $145.00 million in debt, giving a net cash position of $99.34 million or $7.74 per share.

Cash & Cash Equivalents	244.34M
Total Debt	145.00M
Net Cash	99.34M
Net Cash Per Share	$7.74
Equity (Book Value)	241.79M
Book Value Per Share	18.83
Working Capital	33.52M

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	7.31M
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 47.59%, with operating and profit margins of 26.24% and 16.73%.

Gross Margin	47.59%
Operating Margin	26.24%
Pretax Margin	18.54%
Profit Margin	16.73%
EBITDA Margin	29.74%
EBIT Margin	26.24%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.70%.

Dividend Per Share	$1.28
Dividend Yield	2.70%
Dividend Growth (YoY)	3.25%
Years of Dividend Growth	24
Payout Ratio	48.59%
Buyback Yield	2.94%
Shareholder Yield	5.61%
Earnings Yield	5.73%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CASS is $45.00, which is -5.26% lower than the current price. The consensus rating is "Buy".

Price Target	$45.00
Price Target Difference	-5.26%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 3, 2018. It was a forward split with a ratio of 1.2:1.

Last Split Date	Dec 3, 2018
Split Type	Forward
Split Ratio	1.2:1

Scores

CASS has an Altman Z-Score of 0.41 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.41
Piotroski F-Score	3