Community Financial System, Inc. (CBU)
| Market Cap | 3.32B |
| Revenue (ttm) | 796.66M |
| Net Income (ttm) | 211.33M |
| Shares Out | 52.54M |
| EPS (ttm) | 3.97 |
| PE Ratio | 15.91 |
| Forward PE | 13.43 |
| Dividend | $1.88 (2.98%) |
| Ex-Dividend Date | Jun 15, 2026 |
| Volume | 199,037 |
| Open | 63.37 |
| Previous Close | 63.17 |
| Day's Range | 63.12 - 64.36 |
| 52-Week Range | 51.12 - 67.50 |
| Beta | 0.78 |
| Analysts | Hold |
| Price Target | 66.67 (+5.54%) |
| Earnings Date | Apr 29, 2026 |
About CBU
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to in... [Read more]
Financial Performance
In 2025, CBU's revenue was $796.66 million, an increase of 10.11% compared to the previous year's $723.53 million. Earnings were $211.33 million, an increase of 15.34%.
Financial StatementsAnalyst Forecast
According to 4 analysts, the average rating for CBU stock is "Hold." The 12-month stock price target is $66.67, which is an increase of 5.54% from the latest price.
News
Community Financial System, Inc. Announces Quarterly Dividend
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Quarterly Dividend.
Community Financial System Announces First Quarter 2026 Earnings Conference Call
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces First Quarter 2026 Earnings Conference Call.
Community Financial System, Inc. Appoints Brenda M. Hall as New Independent Director
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints Brenda M. Hall as New Independent Director.
Community Financial System Earnings Call Transcript: Q4 2025
Delivered record Q4 and full-year results with double-digit revenue and earnings growth, strong loan and deposit expansion, and robust performance across all business lines. 2026 guidance calls for continued growth, with new acquisitions and branch expansions supporting future momentum.
Community Financial System, Inc. Reports Fourth Quarter And Full Year 2025 Results
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Fourth Quarter and Full Year 2025 Results.
Community Financial System, Inc. Significantly Expands Its Wealth Management Services With Acquisition of ClearPoint Federal Bank & Trust
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Significantly Expands Its Wealth Management Services With Acquisition of ClearPoint Federal Bank & Trust.
Community Financial System Announces Fourth Quarter and Full Year 2025 Earnings Conference Call
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Fourth Quarter and Full Year 2025 Earnings Conference Call.
Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A.
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A. Branches in Allentown, Pennsylvania Area.
Community Financial System Earnings Call Transcript: Q3 2025
Record operating EPS and revenue growth driven by diversified business lines and market share gains. Strong capital, liquidity, and asset quality support continued expansion, with Santander branch acquisition and strategic investments expected to further boost growth.
Community Financial System, Inc. Reports Third Quarter 2025 Results
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Third Quarter 2025 Results.
Community Financial System Announces Third Quarter 2025 Earnings Conference Call
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Third Quarter 2025 Earnings Conference Call.
Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director.
BPAS Earns Top Spots in NAPA Advisor Choice Awards
UTICA, N.Y. , Sept. 10, 2025 /PRNewswire/ -- BPAS, a leading national provider of retirement plans, benefit plans, fund administration, and collective investment trusts, has once again earned top reco...
Community Financial System, Inc. Announces Investment in Leap Holdings, Inc.
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Investment in Leap Holdings, Inc.
A 360-degree view of the financial sector from the CEO of Community Financial System
Dimitar Karaivanov, the CEO of Community Financial System, the parent company of Community Bank, discusses the state of lending and whether consumers and businesses are feeling cautious or confident a...
Community Financial System Earnings Call Transcript: Q2 2025
Record operating results driven by strong net interest income, robust consumer lending, and diversified fee income. Strategic branch acquisition and de novo expansion support growth, while capital and liquidity remain strong. Loan growth and margin expansion expected to continue.
Community Financial System, Inc. Reports Second Quarter 2025 Results
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Second Quarter 2025 Results.
Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 33rd Consecutive Year of Dividend Increases
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Increase To Its Quarterly Dividend Resulting In Its 33rd Consecutive Year of Dividend Increases.
Community Bank Accelerates Greater Lehigh Valley PA Expansion
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank Accelerates Greater Lehigh Valley PA Expansion.
Community Financial System Announces Second Quarter 2025 Earnings Conference Call
SYRACUSE, N.Y., June 23, 2025 (GLOBE NEWSWIRE) -- Community Financial System, Inc. (NYSE: CBU) (the “Company”) will host a conference call to discuss its financial and operating results for the second...
Community Financial System Earnings Call Transcript: Q1 2025
First quarter results showed strong year-over-year growth in earnings and revenues, with margin expansion driven by lower funding costs and asset repricing. Insurance and banking led performance, while fee-based businesses may face headwinds from asset value volatility. Liquidity and capital remain robust.
Community Financial System, Inc. Reports First Quarter 2025 Results
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports First Quarter 2025 Results.
Global Trust Company Expands Team to Accelerate Distribution Strategy
Victor Kwitkiwski, Jim Nolan, and Dan Roderigues join GTC to drive national growth and deepen institutional partnerships WOBURN, Mass. , April 28, 2025 /PRNewswire/ -- Global Trust Company (GTC), a le...
BPAS Achieves CEFEX Certification
UTICA, N.Y. , April 15, 2025 /PRNewswire/ --BPAS, a leading national provider of retirement plans, benefit plans, fund administration, and collective investment trusts, announced today it has earned c...
Community Financial System Announces First Quarter 2025 Earnings Conference Call
SYRACUSE, N.Y., March 24, 2025 (GLOBE NEWSWIRE) -- Community Financial System, Inc. (NYSE: CBU) invites you to participate in a conference call to discuss the Company's financial and operating perform...