Consumer Portfolio Services, Inc. (CPSS)
| Market Cap | 194.75M |
| Revenue (ttm) | 198.88M |
| Net Income (ttm) | 19.33M |
| Shares Out | 21.76M |
| EPS (ttm) | 0.80 |
| PE Ratio | 11.19 |
| Forward PE | 6.17 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 13,767 |
| Open | 8.64 |
| Previous Close | 8.60 |
| Day's Range | 8.59 - 8.98 |
| 52-Week Range | 6.67 - 10.22 |
| Beta | 1.08 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | May 11, 2026 |
About CPSS
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers,... [Read more]
Financial Performance
In 2025, CPSS's revenue was $198.88 million, an increase of 7.23% compared to the previous year's $185.46 million. Earnings were $19.33 million, an increase of 0.64%.
Financial StatementsNews
CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, April 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its second term securitization in 2026 on Wednesday Apr...
CPS Announces Credit Facility Capacity Increase
LAS VEGAS, Nevada, April 06, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on April 3, 2026, it amended its two-year revolving...
Consumer Portfolio Services Earnings Call Transcript: Q4 2025
2025 saw strong credit performance, stable margins, and portfolio growth, with new financing lines and a Prime program supporting future expansion. Operating efficiencies improved, and industry consolidation favored larger players. 2026 outlook is positive.
CPS Announces Fourth Quarter and Full Year 2025 Earnings
LAS VEGAS, NV, March 10, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $5.0 million, or $0.21 per diluted share, for it...
CPS to Host Conference Call on Fourth Quarter 2025 Earnings
LAS VEGAS, Nevada, March 09, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, March ...
CPS Announces $50.0 Million Securitization of Residual Interests
LAS VEGAS, Nevada, March 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $50.0 million securitization of residua...
CPS Announces $345.61 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, Jan. 27, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its first term securitization in 2026 on Tuesday...
CPS Announces New $900 Million Forward Flow Agreement
LAS VEGAS, Nevada, Jan. 13, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on December 12, 2025, it began a new forward flow pr...
Black Diamond Announces Intent to Vote “Against” CPSS Equity Incentive Plan
ST. THOMAS, U.S. Virgin Islands--(BUSINESS WIRE)--Black Diamond Capital Management today announced that one of its affiliates, the largest common stockholder of Consumer Portfolio Services, Inc. (NASD...
Consumer Portfolio Services Earnings Call Transcript: Q3 2025
Q3 revenue and net income grew modestly year-over-year, with portfolio quality improving as weaker vintages run off and new originations show stronger credit. Operational efficiencies and a new credit line support a positive outlook, despite industry headwinds.
CPS Announces Third Quarter 2025 Earnings
Revenues of $108.4 million compared to $100.6 million in the prior year period Pretax income of $7.0 million compared to $6.9 million in the prior year period New contract purchases of $391.1 million ...
CPS to Host Conference Call on Third Quarter 2025 Earnings
LAS VEGAS, Nevada, Nov. 07, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, November ...
CPS Announces $384.6 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2025 on Thursd...
CPS Announces Closing of $167.5 Million Credit Facility
LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 17, 2025, it closed a new two-year revolv...
Consumer Portfolio Services Transcript: The Gateway Conference 2025
A 34-year subprime auto finance provider leverages AI and proprietary algorithms to drive operational efficiency, maintain profitability, and manage risk. Despite higher interest expenses, it projects record revenues and holds significant liquidity, with strong dealer relationships and a self-funded model.
Consumer Portfolio Services to Present at the 2025 Gateway Conference on September 3rd
LAS VEGAS, Aug. 26, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”), a leader in providing indirect automobile financing to consumers, is confirmed t...
Consumer Portfolio Services Earnings Call Transcript: Q2 2025
Second quarter revenue and originations remained strong, with improved portfolio quality and record operational efficiency. AI-driven process enhancements and disciplined credit practices supported growth despite macroeconomic headwinds.
CPS Announces Second Quarter 2025 Earnings
LAS VEGAS, NV, Aug. 11, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.8 million, or $0.20 per diluted share, for its...
CPS to Host Conference Call on Second Quarter 2025 Earnings
Las Vegas, Nevada, Aug. 08, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, August 12...
CPS Announces $418.33 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, July 28, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2025 on Monday ...
Consumer Portfolio Services Earnings Call Transcript: Q1 2025
First quarter 2025 saw strong portfolio and revenue growth, improved credit quality, and record equity, driven by disciplined credit practices and operational efficiency. Securitization and liquidity remain robust, with industry conditions stable and unemployment low.
CPS Announces First Quarter 2025 Earnings
LAS VEGAS, NV, May 12, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.7 million, or $0.19 per diluted share, for its ...
CPS Announces $419.95 Million Senior Subordinate Asset-Backed Securitization
LAS VEGAS, Nevada, May 12, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its second term securitization in 2025 on Monday ...
CPS to Host Conference Call on First Quarter 2025 Earnings
Las Vegas, Nevada, May 09, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, May 13, 20...
Consumer Portfolio Services Deploys AI-Powered Servicing Platform from Salient to Advance Collections Strategy
LAS VEGAS, NV, May 08, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc . (Nasdaq: CPSS) (“CPS” or the “Company”), a leader in providing indirect automobile financing to consumers, today anno...