Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
67.19
-1.22 (-1.78%)
Mar 6, 2026, 3:45 PM EST - Market open
Customers Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,034 | 947.53 | 1,033 | 745.31 | 736.82 | Upgrade
|
| Interest Income on Investments | 325.24 | 380.3 | 334.62 | 140.06 | 44.06 | Upgrade
|
| Total Interest Income | 1,360 | 1,328 | 1,367 | 885.37 | 780.88 | Upgrade
|
| Interest Paid on Deposits | 539.13 | 603.31 | 576.44 | 226.24 | 62.64 | Upgrade
|
| Interest Paid on Borrowings | 69.97 | 70.12 | 103.47 | 35.41 | 33.17 | Upgrade
|
| Total Interest Expense | 609.1 | 673.43 | 679.91 | 261.65 | 95.81 | Upgrade
|
| Net Interest Income | 750.49 | 654.4 | 687.45 | 623.72 | 685.07 | Upgrade
|
| Net Interest Income Growth (YoY) | 14.68% | -4.81% | 10.22% | -8.96% | 69.70% | Upgrade
|
| Mortgage Banking Activities | 4.75 | 4.1 | 4.4 | 6.74 | 12.87 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | -2.84 | Upgrade
|
| Gain (Loss) on Sale of Investments | -52.96 | -27.01 | -0.57 | -23.16 | 31.39 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | - | 11.43 | - | - | - | Upgrade
|
| Other Non-Interest Income | 116.1 | 87.54 | 72.98 | 61.49 | 25.11 | Upgrade
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| Total Non-Interest Income | 67.82 | 60.43 | 70.57 | 24.75 | 77.87 | Upgrade
|
| Non-Interest Income Growth (YoY) | 12.23% | -14.36% | 185.08% | -68.21% | 22.01% | Upgrade
|
| Revenues Before Loan Losses | 818.31 | 714.84 | 758.01 | 648.47 | 762.94 | Upgrade
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| Provision for Loan Losses | 97.96 | 73.45 | 74.61 | 60.07 | 27.43 | Upgrade
|
| Revenue | 720.35 | 641.39 | 683.4 | 588.41 | 735.52 | Upgrade
|
| Revenue Growth (YoY) | 12.31% | -6.15% | 16.14% | -20.00% | 81.73% | Upgrade
|
| Salaries and Employee Benefits | 170.53 | 161.4 | 120.69 | 98.22 | 94.34 | Upgrade
|
| Occupancy Expenses | 41.94 | 34.74 | 32.1 | 26.28 | 20.12 | Upgrade
|
| Federal Deposit Insurance | 41.18 | 41.68 | 35.04 | 8.87 | 10.06 | Upgrade
|
| Selling, General & Administrative | 126.79 | 128.65 | 124.28 | 139.46 | 135.46 | Upgrade
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| Other Non-Interest Expense | 51.48 | 50.54 | 36.47 | 31.81 | 34.33 | Upgrade
|
| Total Non-Interest Expense | 431.92 | 417.01 | 348.57 | 304.63 | 294.31 | Upgrade
|
| EBT Excluding Unusual Items | 288.43 | 224.37 | 334.84 | 283.78 | 441.21 | Upgrade
|
| Legal Settlements | - | - | -4.1 | 7.52 | - | Upgrade
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| Pretax Income | 288.43 | 224.37 | 330.74 | 291.3 | 441.21 | Upgrade
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| Income Tax Expense | 64.34 | 42.9 | 80.6 | 63.26 | 86.94 | Upgrade
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| Earnings From Continuing Operations | 224.09 | 181.47 | 250.14 | 228.03 | 354.27 | Upgrade
|
| Earnings From Discontinued Operations | - | - | - | - | -39.62 | Upgrade
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| Net Income | 224.09 | 181.47 | 250.14 | 228.03 | 314.65 | Upgrade
|
| Preferred Dividends & Other Adjustments | 14.91 | 15.04 | 14.7 | 9.63 | 14.51 | Upgrade
|
| Net Income to Common | 209.18 | 166.43 | 235.45 | 218.4 | 300.13 | Upgrade
|
| Net Income Growth | 23.49% | -27.45% | 9.70% | -27.53% | 137.33% | Upgrade
|
| Basic Shares Outstanding | 32 | 32 | 31 | 33 | 32 | Upgrade
|
| Diluted Shares Outstanding | 33 | 33 | 32 | 34 | 34 | Upgrade
|
| Shares Change (YoY) | 2.20% | 1.74% | -4.14% | -0.45% | 6.21% | Upgrade
|
| EPS (Basic) | 6.46 | 5.28 | 7.49 | 6.69 | 9.29 | Upgrade
|
| EPS (Diluted) | 6.26 | 5.09 | 7.32 | 6.51 | 8.90 | Upgrade
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| EPS Growth | 22.99% | -30.46% | 12.44% | -26.89% | 138.06% | Upgrade
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| Effective Tax Rate | 22.31% | 19.12% | 24.37% | 21.72% | 19.71% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.