Customers Bancorp Statistics

Total Valuation

CUBI has a market cap or net worth of $2.74 billion. The enterprise value is -$110.69 million.

Market Cap	2.74B
Enterprise Value	-110.69M

Important Dates

The next estimated earnings date is Thursday, July 23, 2026, after market close.

Earnings Date	Jul 23, 2026
Ex-Dividend Date	n/a

Share Statistics

CUBI has 33.83 million shares outstanding. The number of shares has increased by 4.65% in one year.

Current Share Class	33.83M
Shares Outstanding	33.83M
Shares Change (YoY)	+4.65%
Shares Change (QoQ)	-0.23%
Owned by Insiders (%)	6.11%
Owned by Institutions (%)	94.75%
Float	31.74M

Valuation Ratios

The trailing PE ratio is 10.26 and the forward PE ratio is 9.23. CUBI's PEG ratio is 0.71.

PE Ratio	10.26
Forward PE	9.23
PS Ratio	3.39
Forward PS	3.31
PB Ratio	1.27
P/TBV Ratio	1.28
P/FCF Ratio	9.55
P/OCF Ratio	6.29
PEG Ratio	0.71

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.01%.

Return on Equity (ROE)	14.01%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.27%
Revenue Per Employee	$929,793
Profits Per Employee	$309,911
Employee Count	869
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CUBI has paid $86.02 million in taxes.

Income Tax	86.02M
Effective Tax Rate	23.45%

Stock Price Statistics

The stock price has increased by +42.10% in the last 52 weeks. The beta is 1.49, so CUBI's price volatility has been higher than the market average.

Beta (5Y)	1.49
52-Week Price Change	+42.10%
50-Day Moving Average	75.95
200-Day Moving Average	71.80
Relative Strength Index (RSI)	66.31
Average Volume (20 Days)	341,184

Short Selling Information

The latest short interest is 2.11 million, so 6.24% of the outstanding shares have been sold short.

Short Interest	2.11M
Short Previous Month	2.36M
Short % of Shares Out	6.24%
Short % of Float	6.65%
Short Ratio (days to cover)	6.51

Income Statement

In the last 12 months, CUBI had revenue of $807.99 million and earned $269.31 million in profits. Earnings per share was $7.89.

Revenue	807.99M
Gross Profit	807.99M
Operating Income	404.50M
Pretax Income	366.85M
Net Income	269.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$7.89

Full Income Statement

Balance Sheet

The company has $4.81 billion in cash and $1.96 billion in debt, giving a net cash position of $2.85 billion or $84.28 per share.

Cash & Cash Equivalents	4.81B
Total Debt	1.96B
Net Cash	2.85B
Net Cash Per Share	$84.28
Equity (Book Value)	2.14B
Book Value Per Share	63.64
Working Capital	-15.18B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $435.71 million and capital expenditures -$148.93 million, giving a free cash flow of $286.78 million.

Operating Cash Flow	435.71M
Capital Expenditures	-148.93M
Depreciation & Amortization	n/a
Net Borrowing	488.35M
Free Cash Flow	286.78M
FCF Per Share	$8.48

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	50.06%
Pretax Margin	45.40%
Profit Margin	34.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.49%

Dividends & Yields

CUBI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-4.65%
Shareholder Yield	n/a
Earnings Yield	9.83%
FCF Yield	10.47%

Analyst Forecast

The average price target for CUBI is $91.18, which is 12.55% higher than the current price. The consensus rating is "Buy".

Price Target	$91.18
Price Target Difference	12.55%
Analyst Consensus	Buy
Analyst Count	11
Revenue Growth Forecast (3Y)	8.28%
EPS Growth Forecast (3Y)	9.35%

Stock Forecasts

Stock Splits

The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date	May 22, 2014
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4