Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
22.28
-0.02 (-0.09%)
At close: Mar 9, 2026, 4:00 PM EDT
22.20
-0.08 (-0.36%)
After-hours: Mar 9, 2026, 4:10 PM EDT
Citizens & Northern Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 23.43 | 25.96 | 24.15 | 26.62 | 30.55 | Upgrade
|
| Depreciation & Amortization | 3.56 | 2.57 | 2.56 | 2.83 | 2.67 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.34 | 1.65 | 5.1 | 2.74 | 2.18 | Upgrade
|
| Provision for Credit Losses | 6.07 | 2.2 | 0.19 | 7.26 | 3.66 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 1.97 | -1.03 | 0.48 | 1.41 | 2.27 | Upgrade
|
| Accrued Interest Receivable | -0.76 | -3.01 | -1.4 | -3.53 | 0.19 | Upgrade
|
| Change in Other Net Operating Assets | -1.93 | -1.83 | -2.7 | -0.55 | -0.57 | Upgrade
|
| Other Operating Activities | 1.81 | -1.79 | 0.27 | -2.08 | -4.1 | Upgrade
|
| Operating Cash Flow | 32 | 33.04 | 33.55 | 34.6 | 34.84 | Upgrade
|
| Operating Cash Flow Growth | -3.12% | -1.53% | -3.04% | -0.70% | 40.59% | Upgrade
|
| Capital Expenditures | -1.91 | -1.91 | -2.27 | -3.29 | -1.86 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | - | - | 0.63 | Upgrade
|
| Cash Acquisitions | 5.83 | - | - | - | - | Upgrade
|
| Investment in Securities | 61.19 | 14.9 | 92.98 | -49.19 | -183.47 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -65.8 | -48.7 | -107.36 | -178.2 | 78.75 | Upgrade
|
| Other Investing Activities | 0.89 | 14.77 | -36.56 | -4.01 | 2.07 | Upgrade
|
| Investing Cash Flow | 0.2 | -20.94 | -53.2 | -234.69 | -103.9 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 78.26 | - | Upgrade
|
| Long-Term Debt Issued | - | 59.39 | 85.44 | 50 | 39.1 | Upgrade
|
| Total Debt Issued | - | 59.39 | 85.44 | 128.26 | 39.1 | Upgrade
|
| Short-Term Debt Repaid | -19.67 | -31.39 | -46.19 | - | -18.15 | Upgrade
|
| Long-Term Debt Repaid | -44.52 | -32.25 | -9.4 | -23.96 | -34.1 | Upgrade
|
| Total Debt Repaid | -64.19 | -63.64 | -55.58 | -23.96 | -52.25 | Upgrade
|
| Net Debt Issued (Repaid) | -64.19 | -4.25 | 29.85 | 104.3 | -13.15 | Upgrade
|
| Issuance of Common Stock | - | - | - | 0.16 | 0.21 | Upgrade
|
| Repurchase of Common Stock | -0.22 | -0.63 | -6.78 | -9.35 | -7.59 | Upgrade
|
| Common Dividends Paid | -16.29 | -15.53 | -15.57 | -15.87 | -15.98 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | -30.37 | 79.11 | 17.23 | 72.69 | 105.38 | Upgrade
|
| Financing Cash Flow | -111.07 | 58.7 | 24.73 | 151.94 | 68.88 | Upgrade
|
| Net Cash Flow | -78.87 | 70.8 | 5.08 | -48.15 | -0.17 | Upgrade
|
| Free Cash Flow | 30.1 | 31.13 | 31.28 | 31.31 | 32.98 | Upgrade
|
| Free Cash Flow Growth | -3.31% | -0.49% | -0.09% | -5.06% | 52.35% | Upgrade
|
| Free Cash Flow Margin | 25.81% | 29.33% | 29.90% | 31.22% | 32.93% | Upgrade
|
| Free Cash Flow Per Share | 1.89 | 2.04 | 2.05 | 2.02 | 2.09 | Upgrade
|
| Cash Interest Paid | 49.05 | 48.56 | 31.94 | 9.5 | 8.17 | Upgrade
|
| Cash Income Tax Paid | 8.8 | 4.84 | 6.38 | 5.56 | 10.1 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.