Citizens & Northern Corporation (CZNC)
| Market Cap | 423.76M |
| Revenue (ttm) | 116.63M |
| Net Income (ttm) | 23.25M |
| Shares Out | 17.91M |
| EPS (ttm) | 1.46 |
| PE Ratio | 16.20 |
| Forward PE | 9.44 |
| Dividend | $1.12 (4.74%) |
| Ex-Dividend Date | May 4, 2026 |
| Volume | 22,982 |
| Open | 23.32 |
| Previous Close | 23.24 |
| Day's Range | 23.29 - 23.72 |
| 52-Week Range | 18.02 - 24.12 |
| Beta | 0.49 |
| Analysts | Hold |
| Price Target | 23.50 (-0.68%) |
| Earnings Date | May 12, 2026 |
About CZNC
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company’s deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credi... [Read more]
Financial Performance
In 2025, Citizens & Northern's revenue was $116.63 million, an increase of 9.90% compared to the previous year's $106.13 million. Earnings were $23.25 million, a decrease of -9.72%.
Financial StatementsAnalyst Forecast
According to one analyst, the rating for CZNC stock is "Hold" and the 12-month stock price target is $23.5.
News
Citizens & Northern Transcript: AGM 2026
Shareholders approved all proposals, including director elections, executive compensation, and auditor ratification. The company reported strong 2025 results, completed a major merger, enhanced digital and cybersecurity capabilities, and declared a $0.28 dividend.
KBRA Comments on Citizens & Northern Corporation's Proposed Acquisition of Susquehanna Community Financial, Inc.
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On April 23, 2025, Wellsboro, PA-based Citizens & Northern Corporation (NASDAQ: CZNC) ("C&N"), parent company of Citizens & Northern Bank, and West Mil...
Citizens & Northern Transcript: AGM 2025
The meeting covered director elections, executive compensation, and auditor ratification, all passing with strong shareholder support. Financial performance improved in 2024 and early 2025, and a major acquisition was announced to expand regional presence.
C&N Boosts Efficiency for Businesses with Clover®
WELLSBORO, Pa. , Oct. 25, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) – C&N has partnered with Clover®, a leader in point of sale (POS) technology aimed at providing local bus...
C&N Teammates are "Standing Strong Against Cancer"
WELLSBORO, Pa. , Oct. 18, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) - C&N's Giving Back, Giving Together program is making a difference again this year with its Standing Str...
How to Protect Your Money in a Digital World
WELLSBORO, Pa. , July 22, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) -- In today's digital age, protecting yourself online is paramount.
C&N Teams Raise Over $98,000 for Local Senior Citizens
WELLSBORO, Pa. , June 21, 2024 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) – C&N, a leading community-oriented financial services institution, is proud to announce the results of i...
Citizens & Northern Transcript: AGM 2024
Unlocking Financial Freedom: The Power of Flex CDs in Today's Economy
WELLSBORO, Pa. , Nov. 27, 2023 /PRNewswire/ -- (Citizens & Northern Corporation, NASDAQ: CZNC) -- In a world where financial stability and growth are paramount, savvy investors are constantly on the l...