Citizens & Northern Corporation (CZNC)
NASDAQ: CZNC · Real-Time Price · USD
20.25
-0.25 (-1.22%)
Dec 5, 2025, 4:00 PM EST - Market closed
Citizens & Northern Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 360 | 287 | 343 | 354 | 411 | 315 | |
| Market Cap Growth | 16.81% | -16.32% | -3.31% | -13.87% | 30.50% | -18.56% | |
| Last Close Price | 20.25 | 17.56 | 20.00 | 19.29 | 21.06 | 15.26 | |
| PE Ratio | 11.55 | 11.14 | 14.30 | 13.43 | 13.57 | 16.50 | |
| PS Ratio | 2.84 | 2.70 | 3.27 | 3.53 | 4.11 | 3.58 | |
| PB Ratio | 1.07 | 1.04 | 1.31 | 1.42 | 1.37 | 1.05 | |
| P/FCF Ratio | 11.37 | 9.21 | 10.95 | 11.32 | 12.48 | 14.56 | |
| P/OCF Ratio | 10.76 | 8.68 | 10.21 | 10.24 | 11.81 | 12.72 | |
| Debt / Equity Ratio | 0.60 | 0.77 | 0.83 | 0.76 | 0.28 | 0.34 | |
| Debt / FCF Ratio | 5.55 | 6.85 | 6.97 | 6.05 | 2.56 | 4.68 | |
| Return on Equity (ROE) | 9.50% | 9.66% | 9.44% | 9.67% | 10.17% | 7.06% | |
| Return on Assets (ROA) | 1.02% | 1.01% | 0.97% | 1.11% | 1.34% | 0.99% | |
| Earnings Yield | 7.47% | 9.05% | 7.05% | 7.51% | 7.43% | 6.10% | |
| FCF Yield | 8.79% | 10.86% | 9.13% | 8.84% | 8.02% | 6.87% | |
| Dividend Yield | 5.53% | 6.38% | 5.60% | 5.81% | 5.32% | 7.08% | |
| Payout Ratio | 63.89% | 59.83% | 64.47% | 59.60% | 52.29% | 75.27% | |
| Buyback Yield / Dilution | -0.77% | -0.14% | 1.40% | 1.99% | -6.95% | -10.70% | |
| Total Shareholder Return | 4.70% | 6.25% | 7.00% | 7.79% | -1.63% | -3.62% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.