Eagle Financial Services, Inc. (EFSI)

NASDAQ: EFSI · Real-Time Price · USD
38.60
+0.54 (1.42%)
At close: Apr 28, 2026, 4:00 PM EDT
38.60
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:04 PM EDT
1.42%
Market Cap 206.27M
Revenue (ttm) 80.85M
Net Income (ttm) 18.93M
Shares Out 5.34M
EPS (ttm) 3.51
PE Ratio 10.99
Forward PE 10.71
Dividend $1.24 (3.21%)
Ex-Dividend Date May 4, 2026
Volume 10,737
Open 39.70
Previous Close 38.06
Day's Range 38.47 - 39.70
52-Week Range 28.70 - 41.12
Beta 0.18
Analysts Buy
Price Target 41.50 (+7.51%)
Earnings Date Apr 23, 2026

About EFSI

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises o... [Read more]

Sector Financials
Founded 1881
Employees 253
Stock Exchange NASDAQ
Ticker Symbol EFSI
Full Company Profile

Financial Performance

In 2025, Eagle Financial Services's revenue was $65.53 million, a decrease of -6.31% compared to the previous year's $69.94 million. Earnings were $8.21 million, a decrease of -46.46%.

Financial Statements

Analyst Forecast

According to 4 analysts, the average rating for EFSI stock is "Buy." The 12-month stock price target is $41.5, which is an increase of 7.51% from the latest price.

Price Target
$41.5
(7.51% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Eagle Financial Services Earnings Call Transcript: Q1 2026

Q1 net income was $3.7M with margin expansion, improved efficiency, and stable credit quality. Loan balances declined modestly, but the pipeline is strong and capital levels remain robust. One large credit is under close review, with no broader credit issues observed.

4 days ago - Transcripts

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2026 FIRST QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va., April 23, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its first quarter 2026 results.

5 days ago - PRNewsWire

Eagle Financial Services Earnings Call Transcript: Q4 2025

Q4 2025 net income was $4.3M, down from Q3 due to lower net interest income and higher expenses. Commercial loan growth and wealth management fees were strong, while asset quality remained stable. Outlook for 2026 includes continued loan growth and stable fee income.

3 months ago - Transcripts

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 FOURTH QUARTER FINANCIAL RESULTS

BERRYVILLE, Va., Jan. 26, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, announced its fourth quarter 2025 results.

3 months ago - PRNewsWire

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES QUARTERLY DIVIDEND AND RELEASE DATE FOR 2025 FOURTH QUARTER EARNINGS

BERRYVILLE, Va., Jan. 21, 2026 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the Company), the holding company for Bank of Clarke, declared a regular cash dividend on January 21, 2026...

3 months ago - PRNewsWire

Eagle Financial Services Earnings Call Transcript: Q3 2025

Q3 net income reached $5.6 million, with improved credit quality and a stronger net interest margin. Commercial lending and wealth management drove growth, while non-performing assets declined. Cautious outlook for Q4 due to the government shutdown's impact on SBA loan settlements.

6 months ago - Transcripts

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 THIRD QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , Oct. 23, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke announced its third quarter 2025 results.

6 months ago - PRNewsWire

Eagle Financial Services Earnings Call Transcript: Q2 2025

Q2 2025 net income reached $5.3 million, with improved net interest margin and strong credit quality. Commercial loan growth is expected to be modest amid competitive pressures, while strategic expansion and acquisition opportunities are being pursued.

9 months ago - Transcripts

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 SECOND QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , July 24, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Man...

9 months ago - PRNewsWire

Eagle Financial Services, Nvidia And Other Big Stocks Moving Lower In Monday's Pre-Market Session

U.S. stock futures were slightly lower this morning, with the Dow futures falling around 0.1% on Monday.

Other symbols: NVDA
1 year ago - Benzinga

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2025 FIRST QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , April 25, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (NASDAQ: EFSI) (the "Company"), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Ma...

1 year ago - PRNewsWire

Eagle Financial Services, Inc. Announces Closing of Overallotment Option and Issuance of 234,375 Shares of Common Stock

BERRYVILLE, Va. , Feb. 13, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (Nasdaq: EFSI) (the "Company"), parent company of Bank of Clarke, today announced that the underwriters for its recently ...

1 year ago - PRNewsWire

Eagle Financial Services, Inc. Announces Pricing of Common Stock Offering

BERRYVILLE, Va. , Feb. 6, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI) (the "Company"), parent company of Bank of Clarke, today announced the pricing of its previously announced u...

1 year ago - PRNewsWire

Eagle Financial Services, Inc. Announces Launch of Common Stock Offering

BERRYVILLE, Va. , Feb. 6, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI) (the "Company"), parent company of Bank of Clarke, announced today that it has launched an underwritten publ...

1 year ago - PRNewsWire

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2024 FOURTH QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , Jan. 24, 2025 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announce...

1 year ago - PRNewsWire

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2024 THIRD QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , Oct. 25, 2024 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announce...

1 year ago - PRNewsWire

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2024 SECOND QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , July 26, 2024 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announce...

1 year ago - PRNewsWire

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2024 FIRST QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , April 26, 2024 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announc...

2 years ago - PRNewsWire

Stonegate Capital Partners Updates Coverage on Eagle Financial Services, Inc. (EFSI) Q4 2023

Dallas, Texas--(Newsfile Corp. - April 11, 2024) - Eagle Financial Services, Inc (OTCQX: EFSI): Stonegate Capital Partners updates coverage on Eagle Financial Services, Inc (OTCQX: EFSI). To view the ...

2 years ago - Newsfile Corp

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2023 FOURTH QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , Jan. 26,2024 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announced...

2 years ago - PRNewsWire

Stonegate Capital Partners Updates Coverage on Eagle Financial Services, Inc. (EFSI) Q3 2023

Dallas, Texas--(Newsfile Corp. - January 4, 2024) - Eagle Financial Services, Inc (OTCQX: EFSI): Stonegate Capital Partners updates coverage on Eagle Financial Services, Inc (OTCQX: EFSI). To view the...

2 years ago - Newsfile Corp

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2023 THIRD QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , Oct. 27, 2023 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announce...

2 years ago - PRNewsWire

Stonegate Capital Partners Updates Coverage on Eagle Financial Services, Inc. (EFSI) Q2 2023

Dallas, Texas--(Newsfile Corp. - September 11, 2023) - Eagle Financial Services, Inc (OTCQX: EFSI): Stonegate Capital Partners updates coverage on Eagle Financial Services, Inc (OTCQX: EFSI). To view ...

2 years ago - Newsfile Corp

EAGLE FINANCIAL SERVICES, INC. ANNOUNCES 2023 SECOND QUARTER FINANCIAL RESULTS AND QUARTERLY DIVIDEND

BERRYVILLE, Va. , July 26, 2023 /PRNewswire/ -- Eagle Financial Services, Inc. (OTCQX: EFSI), the holding company for Bank of Clarke, whose divisions include Bank of Clarke Wealth Management, announce...

2 years ago - PRNewsWire

Stonegate Capital Partners Updates Coverage on Eagle Financial Services, Inc. (EFSI) Q1 2023

Dallas, Texas--(Newsfile Corp. - June 8, 2023) - Eagle Financial Services, Inc (OTCQX: EFSI): Stonegate Capital Partners updates coverage on Eagle Financial Services, Inc (OTCQX: EFSI). The full repor...

3 years ago - Newsfile Corp