First Commonwealth Financial Corporation (FCF)
NYSE: FCF · Real-Time Price · USD
18.88
+0.24 (1.29%)
At close: Apr 28, 2026, 4:00 PM EDT
18.88
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
FCF Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 582.8 | 572.71 | 541.29 | 490.71 | 302.21 | 267.6 | Upgrade
|
| Interest Income on Investments | 59.98 | 59.98 | 59.18 | 39.29 | 27.75 | 26.24 | Upgrade
|
| Total Interest Income | 642.78 | 632.69 | 600.46 | 530 | 329.95 | 293.84 | Upgrade
|
| Interest Paid on Deposits | 186.71 | 190.07 | 191.03 | 112.41 | 6.71 | 5.75 | Upgrade
|
| Interest Paid on Borrowings | 16.53 | 16.53 | 30.54 | 31.92 | 11.02 | 9.55 | Upgrade
|
| Total Interest Expense | 203.24 | 206.6 | 221.57 | 144.32 | 17.73 | 15.3 | Upgrade
|
| Net Interest Income | 439.54 | 426.09 | 378.89 | 385.68 | 312.22 | 278.54 | Upgrade
|
| Net Interest Income Growth (YoY) | 15.03% | 12.46% | -1.76% | 23.53% | 12.09% | 3.83% | Upgrade
|
| Trust Income | 13.29 | 12.91 | 11.82 | 10.52 | 10.52 | 11.11 | Upgrade
|
| Gain (Loss) on Sale of Assets | -1.01 | -0.65 | -0.45 | -0.2 | -0.34 | -0.3 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.02 | -4.35 | -5.45 | -0.1 | 0 | 0.02 | Upgrade
|
| Other Non-Interest Income | 45.92 | 51.31 | 55.43 | 54.06 | 57.24 | 55.96 | Upgrade
|
| Total Non-Interest Income | 97.9 | 96.17 | 98.78 | 96.41 | 98.37 | 106.45 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.70% | -2.64% | 2.46% | -1.99% | -7.60% | 13.49% | Upgrade
|
| Revenues Before Loan Losses | 537.44 | 522.26 | 477.67 | 482.08 | 410.59 | 385 | Upgrade
|
| Provision for Loan Losses | 41.72 | 36.73 | 29.17 | 14.81 | 21.11 | -1.38 | Upgrade
|
| Revenue | 495.72 | 485.53 | 448.5 | 467.27 | 389.48 | 386.37 | Upgrade
|
| Revenue Growth (YoY) | 10.49% | 8.26% | -4.02% | 19.97% | 0.80% | 26.53% | Upgrade
|
| Salaries and Employee Benefits | 161.54 | 159.08 | 144.39 | 139.07 | 122.33 | 116.41 | Upgrade
|
| Occupancy Expenses | 20.55 | 20.71 | 19.78 | 19.22 | 18.04 | 16.59 | Upgrade
|
| Federal Deposit Insurance | 6.33 | 6.12 | 5.97 | 6.26 | 2.87 | 2.53 | Upgrade
|
| Amortization of Goodwill & Intangibles | 5.74 | 5.5 | 5.02 | 4.98 | 3.2 | 3.5 | Upgrade
|
| Selling, General & Administrative | 53.54 | 52.76 | 49 | 47.75 | 43.13 | 40.6 | Upgrade
|
| Other Non-Interest Expense | 43.1 | 42.7 | 41.14 | 38.75 | 35.2 | 31.61 | Upgrade
|
| Total Non-Interest Expense | 290.79 | 286.87 | 265.31 | 256.04 | 224.76 | 211.23 | Upgrade
|
| EBT Excluding Unusual Items | 204.93 | 198.66 | 183.19 | 211.23 | 164.72 | 175.14 | Upgrade
|
| Legal Settlements | -2.99 | -2.93 | -4.59 | -4.64 | -2.83 | -2.32 | Upgrade
|
| Pretax Income | 197.55 | 191.36 | 178.21 | 197.56 | 160.19 | 172.82 | Upgrade
|
| Income Tax Expense | 40.4 | 39.06 | 35.64 | 40.49 | 32 | 34.56 | Upgrade
|
| Net Income | 157.15 | 152.3 | 142.57 | 157.06 | 128.18 | 138.26 | Upgrade
|
| Net Income to Common | 157.15 | 152.3 | 142.57 | 157.06 | 128.18 | 138.26 | Upgrade
|
| Net Income Growth | 14.11% | 6.83% | -9.23% | 22.53% | -7.29% | 88.24% | Upgrade
|
| Basic Shares Outstanding | 103 | 103 | 102 | 102 | 94 | 96 | Upgrade
|
| Diluted Shares Outstanding | 104 | 104 | 102 | 102 | 94 | 96 | Upgrade
|
| Shares Change (YoY) | 1.50% | 1.29% | 0.38% | 8.45% | -2.04% | -1.96% | Upgrade
|
| EPS (Basic) | 1.52 | 1.48 | 1.40 | 1.55 | 1.37 | 1.45 | Upgrade
|
| EPS (Diluted) | 1.51 | 1.47 | 1.39 | 1.54 | 1.37 | 1.44 | Upgrade
|
| EPS Growth | 13.05% | 5.75% | -9.74% | 12.47% | -4.91% | 92.00% | Upgrade
|
| Dividend Per Share | 0.405 | 0.540 | 0.520 | 0.500 | 0.480 | 0.460 | Upgrade
|
| Dividend Growth | -22.86% | 3.85% | 4.00% | 4.17% | 4.35% | 4.54% | Upgrade
|
| Effective Tax Rate | 20.45% | 20.41% | 20.00% | 20.50% | 19.98% | 20.00% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.