First Financial Bancorp. (FFBC)
NASDAQ: FFBC · Real-Time Price · USD
30.82
+0.07 (0.23%)
Apr 28, 2026, 4:00 PM EDT - Market closed
First Financial Bancorp. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 846.94 | 819.15 | 836.54 | 743.77 | 458.74 | 385.54 | Upgrade
|
| Interest Income on Investments | 196.96 | 182.75 | 165.55 | 159.23 | 126.26 | 97.68 | Upgrade
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| Total Interest Income | 1,044 | 1,002 | 1,002 | 903 | 585.01 | 483.22 | Upgrade
|
| Interest Paid on Deposits | 311.85 | 310.75 | 331.09 | 202.01 | 28.14 | 14.44 | Upgrade
|
| Interest Paid on Borrowings | 49.7 | 49.11 | 58.99 | 73.22 | 37.72 | 16.66 | Upgrade
|
| Total Interest Expense | 361.54 | 359.86 | 390.09 | 275.23 | 65.86 | 31.1 | Upgrade
|
| Net Interest Income | 682.36 | 642.05 | 612.01 | 627.77 | 519.14 | 452.12 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.39% | 4.91% | -2.51% | 20.92% | 14.82% | -0.96% | Upgrade
|
| Trust Income | 34.91 | 32.56 | 28.72 | 26.08 | 23.51 | 23.78 | Upgrade
|
| Gain (Loss) on Sale of Investments | -20.11 | -28.8 | -54.42 | -2.76 | -48.86 | -12.85 | Upgrade
|
| Other Non-Interest Income | 198.57 | 190.95 | 170.23 | 146.89 | 124.23 | 82.89 | Upgrade
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| Total Non-Interest Income | 272.9 | 250.97 | 191.72 | 210.71 | 141.99 | 158.71 | Upgrade
|
| Non-Interest Income Growth (YoY) | 39.08% | 30.90% | -9.01% | 48.40% | -10.54% | -13.61% | Upgrade
|
| Revenues Before Loan Losses | 955.26 | 893.01 | 803.73 | 838.48 | 661.13 | 610.83 | Upgrade
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| Provision for Loan Losses | 37.51 | 37.67 | 47.66 | 43.11 | 11.71 | -18.12 | Upgrade
|
| Revenue | 917.75 | 855.34 | 756.07 | 795.38 | 649.42 | 628.95 | Upgrade
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| Revenue Growth (YoY) | 20.19% | 13.13% | -4.94% | 22.48% | 3.25% | 10.41% | Upgrade
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| Salaries and Employee Benefits | 324.91 | 300.3 | 288.7 | 277.83 | 255.99 | 236.29 | Upgrade
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| Occupancy Expenses | 14.6 | 13.07 | 11.85 | 12.11 | 22.21 | 22.14 | Upgrade
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| Federal Deposit Insurance | 11.79 | 11.2 | 11.21 | 11.95 | 7.19 | 5.63 | Upgrade
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| Amortization of Goodwill & Intangibles | 14.91 | 11 | 9.49 | 10.4 | 11.19 | 9.84 | Upgrade
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| Selling, General & Administrative | 113.99 | 107.33 | 102.84 | 97.48 | 81.43 | 77.41 | Upgrade
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| Other Non-Interest Expense | 95.21 | 91.17 | 63.66 | 67.01 | 29.7 | 29.61 | Upgrade
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| Total Non-Interest Expense | 575.41 | 534.07 | 487.75 | 476.78 | 407.7 | 380.92 | Upgrade
|
| EBT Excluding Unusual Items | 342.34 | 321.27 | 268.32 | 318.6 | 241.72 | 248.03 | Upgrade
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| Legal Settlements | - | - | - | - | - | -7.1 | Upgrade
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| Other Unusual Items | 8.89 | - | - | - | - | - | Upgrade
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| Pretax Income | 351.24 | 321.27 | 268.32 | 318.6 | 241.72 | 240.93 | Upgrade
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| Income Tax Expense | 72.48 | 65.67 | 39.49 | 62.73 | 24.11 | 35.77 | Upgrade
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| Net Income | 278.76 | 255.61 | 228.83 | 255.86 | 217.61 | 205.16 | Upgrade
|
| Net Income to Common | 278.76 | 255.61 | 228.83 | 255.86 | 217.61 | 205.16 | Upgrade
|
| Net Income Growth | 21.50% | 11.70% | -10.56% | 17.58% | 6.07% | 31.67% | Upgrade
|
| Basic Shares Outstanding | 98 | 95 | 94 | 94 | 94 | 95 | Upgrade
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| Diluted Shares Outstanding | 98 | 96 | 95 | 95 | 95 | 96 | Upgrade
|
| Shares Change (YoY) | 3.08% | 0.79% | 0.33% | 0.54% | -1.37% | -2.24% | Upgrade
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| EPS (Basic) | 2.86 | 2.68 | 2.42 | 2.72 | 2.33 | 2.16 | Upgrade
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| EPS (Diluted) | 2.83 | 2.66 | 2.40 | 2.69 | 2.30 | 2.14 | Upgrade
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| EPS Growth | 17.40% | 10.83% | -10.78% | 16.96% | 7.48% | 34.59% | Upgrade
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| Dividend Per Share | 0.990 | 0.980 | 0.940 | 0.920 | 0.920 | 0.920 | Upgrade
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| Dividend Growth | 4.21% | 4.25% | 2.17% | - | - | - | Upgrade
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| Effective Tax Rate | 20.64% | 20.44% | 14.72% | 19.69% | 9.97% | 14.85% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.