First Financial Bancorp. Statistics

Total Valuation

FFBC has a market cap or net worth of $3.54 billion. The enterprise value is $3.41 billion.

Market Cap	3.54B
Enterprise Value	3.41B

Important Dates

The next estimated earnings date is Thursday, July 23, 2026, after market close.

Earnings Date	Jul 23, 2026
Ex-Dividend Date	Jun 1, 2026

Share Statistics

FFBC has 104.93 million shares outstanding. The number of shares has increased by 3.08% in one year.

Current Share Class	104.93M
Shares Outstanding	104.93M
Shares Change (YoY)	+3.08%
Shares Change (QoQ)	+7.19%
Owned by Insiders (%)	1.15%
Owned by Institutions (%)	84.73%
Float	103.70M

Valuation Ratios

The trailing PE ratio is 11.94 and the forward PE ratio is 10.25.

PE Ratio	11.94
Forward PE	10.25
PS Ratio	3.86
Forward PS	3.23
PB Ratio	1.21
P/TBV Ratio	2.06
P/FCF Ratio	4.43
P/OCF Ratio	4.27
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	12.24
EV / Sales	3.72
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	4.26

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.90
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.24%.

Return on Equity (ROE)	10.24%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.61%
Revenue Per Employee	$417,095
Profits Per Employee	$126,765
Employee Count	2,199
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFBC has paid $72.48 million in taxes.

Income Tax	72.48M
Effective Tax Rate	20.64%

Stock Price Statistics

The stock price has increased by +40.34% in the last 52 weeks. The beta is 0.94, so FFBC's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+40.34%
50-Day Moving Average	30.74
200-Day Moving Average	27.56
Relative Strength Index (RSI)	72.90
Average Volume (20 Days)	1,066,484

Short Selling Information

The latest short interest is 3.88 million, so 3.70% of the outstanding shares have been sold short.

Short Interest	3.88M
Short Previous Month	4.00M
Short % of Shares Out	3.70%
Short % of Float	3.75%
Short Ratio (days to cover)	4.58

Income Statement

In the last 12 months, FFBC had revenue of $917.19 million and earned $278.76 million in profits. Earnings per share was $2.83.

Revenue	917.19M
Gross Profit	917.19M
Operating Income	369.04M
Pretax Income	351.24M
Net Income	278.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.83

Full Income Statement

Balance Sheet

The company has $1.66 billion in cash and $1.52 billion in debt, giving a net cash position of $133.77 million or $1.27 per share.

Cash & Cash Equivalents	1.66B
Total Debt	1.52B
Net Cash	133.77M
Net Cash Per Share	$1.27
Equity (Book Value)	2.94B
Book Value Per Share	28.02
Working Capital	-17.28B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $830.70 million and capital expenditures -$30.50 million, giving a free cash flow of $800.20 million.

Operating Cash Flow	830.70M
Capital Expenditures	-30.50M
Depreciation & Amortization	n/a
Net Borrowing	-250.53M
Free Cash Flow	800.20M
FCF Per Share	$7.63

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.24%
Pretax Margin	38.29%
Profit Margin	30.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	87.24%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.96%.

Dividend Per Share	$1.00
Dividend Yield	2.96%
Dividend Growth (YoY)	4.17%
Years of Dividend Growth	2
Payout Ratio	35.35%
Buyback Yield	-3.08%
Shareholder Yield	-0.12%
Earnings Yield	7.86%
FCF Yield	22.58%

Dividend Details

Analyst Forecast

The average price target for FFBC is $33.43, which is -1.04% lower than the current price. The consensus rating is "Buy".

Price Target	$33.43
Price Target Difference	-1.04%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.

Last Split Date	Mar 7, 2001
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4