First Guaranty Bancshares, Inc. (FGBI)
NASDAQ: FGBI · Real-Time Price · USD
8.97
+0.57 (6.79%)
At close: Apr 28, 2026, 4:00 PM EDT
9.10
+0.13 (1.45%)
After-hours: Apr 28, 2026, 4:10 PM EDT
First Guaranty Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 148.92 | 158.61 | 190.38 | 167.14 | 126 | 103.35 | Upgrade
|
| Interest Income on Investments | 62.17 | 54.67 | 31.32 | 15.87 | 10.57 | 8.56 | Upgrade
|
| Total Interest Income | 211.09 | 213.28 | 221.71 | 183.01 | 136.58 | 111.92 | Upgrade
|
| Interest Paid on Deposits | 115.31 | 115.51 | 119.67 | 87.76 | 33.02 | 20.33 | Upgrade
|
| Interest Paid on Borrowings | 10.38 | 10.83 | 13.6 | 10.54 | 3.52 | 1.97 | Upgrade
|
| Total Interest Expense | 125.68 | 126.34 | 133.27 | 98.3 | 36.53 | 22.3 | Upgrade
|
| Net Interest Income | 85.41 | 86.94 | 88.44 | 84.71 | 100.04 | 89.62 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.75% | -1.69% | 4.41% | -15.33% | 11.63% | 20.02% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.48 | -0.52 | 13.31 | 0.02 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -0.02 | 0.71 | Upgrade
|
| Other Non-Interest Income | 8.8 | 9 | 9.95 | 10.54 | 9.25 | 9.1 | Upgrade
|
| Total Non-Interest Income | 8.32 | 8.48 | 24.74 | 10.58 | 11.01 | 10.76 | Upgrade
|
| Non-Interest Income Growth (YoY) | -66.43% | -65.74% | 133.89% | -3.92% | 2.31% | -54.75% | Upgrade
|
| Revenues Before Loan Losses | 93.73 | 95.42 | 113.18 | 95.28 | 111.05 | 100.38 | Upgrade
|
| Provision for Loan Losses | 69.81 | 81.73 | 20.03 | 3.71 | 3.66 | 2.06 | Upgrade
|
| Revenue | 23.92 | 13.69 | 93.14 | 91.57 | 107.4 | 98.32 | Upgrade
|
| Revenue Growth (YoY) | -70.56% | -85.30% | 1.72% | -14.74% | 9.23% | 17.65% | Upgrade
|
| Salaries and Employee Benefits | 29.38 | 30.47 | 38.3 | 40.42 | 36.7 | 32.18 | Upgrade
|
| Occupancy Expenses | 10.11 | 10.28 | 10.19 | 9.03 | 8.93 | 8.68 | Upgrade
|
| Selling, General & Administrative | 0.83 | 0.83 | 1.64 | 2.93 | 2.75 | 2.71 | Upgrade
|
| Other Non-Interest Expense | 27.74 | 27.77 | 27.01 | 27.3 | 22.63 | 20.3 | Upgrade
|
| Total Non-Interest Expense | 68.05 | 69.35 | 77.14 | 79.67 | 71.01 | 63.87 | Upgrade
|
| EBT Excluding Unusual Items | -44.13 | -55.66 | 16.01 | 11.9 | 36.39 | 34.46 | Upgrade
|
| Pretax Income | -57.03 | -68.56 | 16.01 | 11.9 | 36.39 | 34.46 | Upgrade
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| Income Tax Expense | -9.92 | -12.54 | 3.56 | 2.68 | 7.51 | 7.16 | Upgrade
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| Net Income | -47.11 | -56.02 | 12.45 | 9.22 | 28.88 | 27.3 | Upgrade
|
| Preferred Dividends & Other Adjustments | 2.33 | 2.33 | 2.33 | 2.33 | 2.33 | 1.38 | Upgrade
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| Net Income to Common | -49.44 | -58.35 | 10.12 | 6.89 | 26.56 | 25.91 | Upgrade
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| Net Income Growth | - | - | 35.02% | -68.08% | 5.81% | 34.35% | Upgrade
|
| Basic Shares Outstanding | 15 | 14 | 13 | 11 | 11 | 11 | Upgrade
|
| Diluted Shares Outstanding | 15 | 14 | 13 | 11 | 11 | 11 | Upgrade
|
| Shares Change (YoY) | 18.41% | 11.87% | 11.96% | 4.18% | - | - | Upgrade
|
| EPS (Basic) | -3.34 | -4.17 | 0.81 | 0.62 | 2.48 | 2.42 | Upgrade
|
| EPS (Diluted) | -3.34 | -4.17 | 0.81 | 0.62 | 2.48 | 2.42 | Upgrade
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| EPS Growth | - | - | 31.17% | -75.10% | 2.48% | 27.54% | Upgrade
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| Dividend Per Share | 0.040 | 0.040 | 0.410 | 0.640 | 0.640 | 0.600 | Upgrade
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| Dividend Growth | -84.61% | -90.24% | -35.94% | - | 6.67% | 3.45% | Upgrade
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| Effective Tax Rate | - | - | 22.23% | 22.50% | 20.63% | 20.77% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.