First Guaranty Bancshares Statistics

Total Valuation

FGBI has a market cap or net worth of $176.50 million. The enterprise value is -$360.44 million.

Market Cap	176.50M
Enterprise Value	-360.44M

Important Dates

The last earnings date was Monday, April 27, 2026, after market close.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	Jun 26, 2026

Share Statistics

FGBI has 16.46 million shares outstanding. The number of shares has increased by 18.41% in one year.

Current Share Class	16.46M
Shares Outstanding	16.46M
Shares Change (YoY)	+18.41%
Shares Change (QoQ)	+2.85%
Owned by Insiders (%)	66.13%
Owned by Institutions (%)	5.14%
Float	4.14M

Valuation Ratios

PE Ratio	n/a
Forward PE	23.82
PS Ratio	7.37
Forward PS	n/a
PB Ratio	0.90
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	4.78
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -19.82%.

Return on Equity (ROE)	-19.82%
Return on Assets (ROA)	-1.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.18%
Revenue Per Employee	$69,168
Profits Per Employee	-$142,893
Employee Count	346
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-9.92M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +33.67% in the last 52 weeks. The beta is 0.45, so FGBI's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	+33.67%
50-Day Moving Average	9.62
200-Day Moving Average	8.07
Relative Strength Index (RSI)	59.16
Average Volume (20 Days)	62,686

Short Selling Information

The latest short interest is 165,848, so 1.01% of the outstanding shares have been sold short.

Short Interest	165,848
Short Previous Month	157,313
Short % of Shares Out	1.01%
Short % of Float	4.00%
Short Ratio (days to cover)	5.83

Income Statement

In the last 12 months, FGBI had revenue of $23.93 million and -$49.44 million in losses. Loss per share was -$3.34.

Revenue	23.93M
Gross Profit	23.93M
Operating Income	-44.13M
Pretax Income	-57.03M
Net Income	-49.44M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$3.34

Full Income Statement

Balance Sheet

The company has $734.02 million in cash and $197.08 million in debt, giving a net cash position of $536.93 million or $32.61 per share.

Cash & Cash Equivalents	734.02M
Total Debt	197.08M
Net Cash	536.93M
Net Cash Per Share	$32.61
Equity (Book Value)	223.99M
Book Value Per Share	11.91
Working Capital	-2.76B

Full Balance Sheet

Cash Flow

Operating Cash Flow	36.92M
Capital Expenditures	-1.66M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	-184.39%
Pretax Margin	-238.30%
Profit Margin	-196.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.37%.

Dividend Per Share	$0.04
Dividend Yield	0.37%
Dividend Growth (YoY)	-63.64%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-18.41%
Shareholder Yield	-18.04%
Earnings Yield	-28.01%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for FGBI is $9.00, which is -16.04% lower than the current price. The consensus rating is "Hold".

Price Target	$9.00
Price Target Difference	-16.04%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Splits

The last stock split was on December 14, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date	Dec 14, 2021
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2