Financial Institutions Statistics
Total Valuation
FISI has a market cap or net worth of $689.01 million. The enterprise value is $796.97 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
FISI has 19.69 million shares outstanding. The number of shares has increased by 20.04% in one year.
| Current Share Class | 19.69M |
| Shares Outstanding | 19.69M |
| Shares Change (YoY) | +20.04% |
| Shares Change (QoQ) | -2.09% |
| Owned by Insiders (%) | 2.74% |
| Owned by Institutions (%) | 73.28% |
| Float | 17.34M |
Valuation Ratios
The trailing PE ratio is 9.12 and the forward PE ratio is 8.64.
| PE Ratio | 9.12 |
| Forward PE | 8.64 |
| PS Ratio | 2.88 |
| Forward PS | 3.09 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.28 |
| EV / Sales | 3.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.93%.
| Return on Equity (ROE) | 12.93% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.13% |
| Revenue Per Employee | $379,450 |
| Profits Per Employee | $122,848 |
| Employee Count | 631 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FISI has paid $16.59 million in taxes.
| Income Tax | 16.59M |
| Effective Tax Rate | 17.36% |
Stock Price Statistics
The stock price has increased by +46.69% in the last 52 weeks. The beta is 0.65, so FISI's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +46.69% |
| 50-Day Moving Average | 32.47 |
| 200-Day Moving Average | 29.92 |
| Relative Strength Index (RSI) | 65.64 |
| Average Volume (20 Days) | 114,326 |
Short Selling Information
The latest short interest is 553,536, so 2.81% of the outstanding shares have been sold short.
| Short Interest | 553,536 |
| Short Previous Month | 563,041 |
| Short % of Shares Out | 2.81% |
| Short % of Float | 3.19% |
| Short Ratio (days to cover) | 4.28 |
Income Statement
In the last 12 months, FISI had revenue of $239.43 million and earned $77.52 million in profits. Earnings per share was $3.84.
| Revenue | 239.43M |
| Gross Profit | 239.43M |
| Operating Income | 100.56M |
| Pretax Income | 95.56M |
| Net Income | 77.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.84 |
Full Income StatementBalance Sheet
The company has $85.45 million in cash and $192.62 million in debt, giving a net cash position of -$107.17 million or -$5.44 per share.
| Cash & Cash Equivalents | 85.45M |
| Total Debt | 192.62M |
| Net Cash | -107.17M |
| Net Cash Per Share | -$5.44 |
| Equity (Book Value) | 631.67M |
| Book Value Per Share | 31.21 |
| Working Capital | -5.37B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.00% |
| Pretax Margin | 39.91% |
| Profit Margin | 32.98% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |