Financial Institutions, Inc. (FISI)
| Market Cap | 689.01M |
| Revenue (ttm) | 239.43M |
| Net Income (ttm) | 77.52M |
| Shares Out | 19.69M |
| EPS (ttm) | 3.84 |
| PE Ratio | 9.12 |
| Forward PE | 8.64 |
| Dividend | $1.28 (3.66%) |
| Ex-Dividend Date | Mar 13, 2026 |
| Volume | 89,471 |
| Open | 34.48 |
| Previous Close | 34.56 |
| Day's Range | 34.48 - 35.25 |
| 52-Week Range | 23.73 - 35.67 |
| Beta | 0.65 |
| Analysts | Buy |
| Price Target | 37.00 (+5.71%) |
| Earnings Date | Apr 23, 2026 |
About FISI
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and pur... [Read more]
Financial Performance
Financial StatementsAnalyst Forecast
According to 2 analysts, the average rating for FISI stock is "Buy." The 12-month stock price target is $37.0, which is an increase of 5.71% from the latest price.
News
Financial Institutions Earnings Call Transcript: Q1 2026
Q1 2026 saw improved profitability, with net income of $20.6M, NIM expansion, and a 1.1% rise in tangible book value per share. Loan pipelines are strong, supporting a 5% full-year growth target, while disciplined capital actions and expense management underpin positive outlooks.
Financial Institutions, Inc. Updates First Quarter 2026 Earnings Conference Call Details
WARSAW, N.Y., April 02, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for th...
Financial Institutions, Inc. Schedules First Quarter 2026 Earnings Release and Conference Call
WARSAW, N.Y., March 30, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for th...
Financial Institutions Earnings Call Transcript: Q4 2025
Delivered strong 2025 results with net income of $73.4M, 4% loan growth, and 2% deposit growth. 2026 guidance targets higher ROA, margin expansion, and continued focus on commercial lending and core deposit growth.
Verist Inc. Strengthens Platform With Expanded Umbrella and Excess Liability Insurance Solutions Across Real Estate, Hospitality and Leisure, Financial Institutions, Professional Services, and Life Sciences
NEW YORK, Jan. 20, 2026 (GLOBE NEWSWIRE) -- Verist Inc., a provider of holistic insurance and risk management solutions for commercial clients, announced today the expansion of its insurance platform,...
Financial Institutions, Inc. Announces Completion of $80.0 Million Private Placement of Subordinated Notes
WARSAW, N.Y., Dec. 11, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, today announced completion of a ...
Financial Institutions, Inc. Announces Quarterly Cash Dividend
WARSAW, N.Y., Nov. 17, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, announced that on November 14, 2...
Financial Institutions Earnings Call Transcript: Q3 2025
Strong Q3 2025 results featured record net interest income, improved profitability, and robust loan and deposit growth. Guidance for 2025 was raised, with expectations for continued margin and earnings improvement into 2026.
Financial Institutions, Inc. Reports Third Quarter 2025 Results, Including Net Income Available to Common Shareholders of $20.1 million, or $0.99 per Diluted Share
WARSAW, N.Y., Oct. 23, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the "Company," "we" or "us"), parent company of Five Star Bank (the "Bank") and Courier Capital, LLC ("Cour...
Financial Institutions, Inc. Schedules Third Quarter 2025 Earnings Release and Conference Call
WARSAW, N.Y., Oct. 01, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for the...
Financial Institutions, Inc. Announces New Share Repurchase Program
WARSAW, N.Y., Sept. 22, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, today announced that its Bo...
Financial Institutions Earnings Call Transcript: Q2 2025
Second quarter 2025 net income rose 4% and EPS 5% sequentially, with strong net interest margin expansion and improved credit metrics. Full-year guidance is reaffirmed, with loan growth led by upstate New York and expense management on track.
Financial Institutions Earnings Call Transcript: Q1 2025
First quarter 2025 saw strong net interest income and margin growth, improved asset quality, and disciplined expense management. Loan growth was front-loaded, with guidance reaffirmed for low single-digit growth and stable credit metrics amid ongoing economic uncertainty.
Financial Institutions, Inc. Announces First Quarter 2025 Results
WARSAW, N.Y., April 28, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the "Company," "we" or "us"), parent company of Five Star Bank (the "Bank") and Courier Capital, LLC ("Cou...
Financial Institutions, Inc. Schedules First Quarter 2025 Earnings Release and Conference Call
WARSAW, N.Y., April 01, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for th...
Financial Institutions Transcript: Status Update
A $29.5 million settlement resolves a long-standing lawsuit over auto loan notices, with minimal impact on capital ratios and no effect on 2025 guidance. The company has exited the affected auto market and continues to perform in line with financial plans.
Financial Institutions, Inc. Settles Auto Lending Litigation
WARSAW, N.Y., March 10, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), parent company of Five Star Bank (the “Bank”), announced that it has settled civil litigat...
Five Star Bank Appoints Eric Marks Chief Consumer Banking Officer
Mr. Marks brings nearly 20 years of banking experience to the more than $6-billion-asset community bank serving Western and Central New York Mr. Marks brings nearly 20 years of banking experience to t...
Financial Institutions Earnings Call Transcript: Q4 2024
Fourth quarter results reflect a major securities restructuring and capital raise, leading to a net loss but significantly improved capital ratios and a stronger outlook for 2025. Commercial loan growth was robust, and margin expansion is expected to accelerate, with profitability and efficiency as key 2025 targets.
Financial Institutions, Inc. Announces Fourth Quarter and Full Year 2024 Results
WARSAW, N.Y., Jan. 30, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the "Company," "we" or "us"), parent company of Five Star Bank (the "Bank") and Courier Capital, LLC ("Cour...
Financial Institutions, Inc. Appoints Angela J. Panzarella to Board of Directors
WARSAW, N.Y., Jan. 27, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank (the “Bank”) and Courier Capital, LLC, today announced...
Financial Institutions, Inc. Schedules Fourth Quarter and Full Year 2024 Earnings Release and Conference Call
WARSAW, N.Y., Jan. 02, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for the...
Financial Institutions, Inc. Announces Pricing of Common Stock Offering
WARSAW, N.Y., Dec. 11, 2024 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, today announced the pricing of i...
Financial Institutions, Inc. Announces Launch of Common Stock Offering
WARSAW, N.Y., Dec. 11, 2024 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, announced today that it has laun...
Christopher Campise Named Chief Information Officer of Five Star Bank
Mr. Campise brings more than 25 years of technology leadership experience to the growing community bank Mr. Campise brings more than 25 years of technology leadership experience to the growing communi...