Finward Bancorp (FNWD)
NASDAQ: FNWD · Real-Time Price · USD
33.03
-0.50 (-1.49%)
Apr 28, 2026, 4:00 PM EDT - Market closed

Finward Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
80.5580.3477.5274.7662.1341.57
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Interest Income on Investments
11.5911.4311.6611.029.99.08
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Total Interest Income
92.1491.7689.1885.7872.0450.66
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Interest Paid on Deposits
30.3431.4335.1625.443.62
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Interest Paid on Borrowings
3.33.595.575.791.280.08
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Total Interest Expense
33.6435.0240.7331.234.892.08
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Net Interest Income
58.556.7448.4554.5667.1548.58
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Net Interest Income Growth (YoY)
17.05%17.12%-11.20%-18.75%38.24%5.87%
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Trust Income
2.782.732.862.482.112.38
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Gain (Loss) on Sale of Assets
-0.06-0.0611.66--1.54-
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Gain (Loss) on Sale of Investments
-1.55-1.490.71-0.060.661.99
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Other Non-Interest Income
7.076.896.296.977.356.24
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Total Non-Interest Income
9.499.322.6510.759.9715.95
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Non-Interest Income Growth (YoY)
-16.80%-58.94%110.75%7.74%-37.45%-12.13%
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Revenues Before Loan Losses
67.9966.0471.0965.377.1264.52
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Provision for Loan Losses
-0.6-0.21-0.52.03-1.51
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Revenue
68.5966.2571.663.2877.1263.01
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Revenue Growth (YoY)
11.66%-7.47%13.15%-17.95%22.39%4.43%
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Salaries and Employee Benefits
29.3629.1427.1726.9428.1223.67
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Occupancy Expenses
5.845.966.486.286.795.54
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Federal Deposit Insurance
1.671.721.7921.230.86
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Selling, General & Administrative
15.2214.6915.4512.338.556.51
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Other Non-Interest Expense
6.346.627.257.6813.0410.06
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Total Non-Interest Expense
58.4358.1458.1455.2357.7146.64
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EBT Excluding Unusual Items
10.168.1113.468.0519.4116.38
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Pretax Income
10.168.1113.468.0516.5616.38
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Income Tax Expense
0.290.021.33-0.341.481.41
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Net Income
9.878.0912.138.3815.0814.96
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Net Income to Common
9.878.0912.138.3815.0814.96
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Net Income Growth
198.67%-33.33%44.75%-44.43%0.78%-6.08%
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Basic Shares Outstanding
444443
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Diluted Shares Outstanding
444443
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Shares Change (YoY)
1.35%0.41%-0.18%2.12%20.60%0.44%
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EPS (Basic)
2.291.892.851.963.614.30
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EPS (Diluted)
2.271.882.841.963.604.30
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EPS Growth
193.06%-33.80%44.90%-45.56%-16.28%-6.52%
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Dividend Per Share
0.2400.3600.4801.0501.2401.240
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Dividend Growth
-50.00%-25.00%-54.29%-15.32%--
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Effective Tax Rate
2.80%0.28%9.85%-8.93%8.63%
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Source: S&P Capital IQ. Banks template. Financial Sources.