Finward Bancorp Statistics

Total Valuation

Finward Bancorp has a market cap or net worth of $143.04 million. The enterprise value is $115.10 million.

Market Cap	143.04M
Enterprise Value	115.10M

Important Dates

The last earnings date was Tuesday, April 28, 2026, after market close.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Mar 16, 2026

Share Statistics

Finward Bancorp has 4.33 million shares outstanding. The number of shares has increased by 1.35% in one year.

Current Share Class	4.33M
Shares Outstanding	4.33M
Shares Change (YoY)	+1.35%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	13.34%
Owned by Institutions (%)	39.41%
Float	3.36M

Valuation Ratios

The trailing PE ratio is 14.53 and the forward PE ratio is 12.26.

PE Ratio	14.53
Forward PE	12.26
PS Ratio	2.09
Forward PS	1.84
PB Ratio	0.83
P/TBV Ratio	0.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.66
EV / Sales	1.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.09%.

Return on Equity (ROE)	6.09%
Return on Assets (ROA)	0.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.75%
Revenue Per Employee	$215,695
Profits Per Employee	$31,050
Employee Count	318
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Finward Bancorp has paid $285,000 in taxes.

Income Tax	285,000
Effective Tax Rate	2.81%

Stock Price Statistics

The stock price has increased by +6.38% in the last 52 weeks. The beta is 0.34, so Finward Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+6.38%
50-Day Moving Average	35.92
200-Day Moving Average	34.09
Relative Strength Index (RSI)	36.60
Average Volume (20 Days)	5,534

Short Selling Information

The latest short interest is 156,612, so 3.62% of the outstanding shares have been sold short.

Short Interest	156,612
Short Previous Month	155,706
Short % of Shares Out	3.62%
Short % of Float	4.67%
Short Ratio (days to cover)	26.40

Income Statement

In the last 12 months, Finward Bancorp had revenue of $68.59 million and earned $9.87 million in profits. Earnings per share was $2.27.

Revenue	68.59M
Gross Profit	68.59M
Operating Income	11.83M
Pretax Income	10.16M
Net Income	9.87M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.27

Full Income Statement

Balance Sheet

The company has $118.76 million in cash and $90.82 million in debt, giving a net cash position of $27.94 million or $6.45 per share.

Cash & Cash Equivalents	118.76M
Total Debt	90.82M
Net Cash	27.94M
Net Cash Per Share	$6.45
Equity (Book Value)	172.40M
Book Value Per Share	39.99
Working Capital	-1.67B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	17.24%
Pretax Margin	14.81%
Profit Margin	14.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 1.43%.

Dividend Per Share	$0.48
Dividend Yield	1.43%
Dividend Growth (YoY)	-25.00%
Years of Dividend Growth	n/a
Payout Ratio	19.15%
Buyback Yield	-1.35%
Shareholder Yield	0.10%
Earnings Yield	6.90%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Finward Bancorp is $37.50, which is 13.53% higher than the current price. The consensus rating is "Buy".

Price Target	$37.50
Price Target Difference	13.53%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 22, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 22, 1999
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2