Franklin Financial Services Corporation (FRAF)

NASDAQ: FRAF · Real-Time Price · USD
58.81
+2.05 (3.61%)
At close: Apr 28, 2026, 4:00 PM EDT
58.81
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
3.61%
Market Cap 264.23M
Revenue (ttm) 90.19M
Net Income (ttm) 23.94M
Shares Out 4.49M
EPS (ttm) 5.34
PE Ratio 11.02
Forward PE 9.83
Dividend $1.36 (2.31%)
Ex-Dividend Date May 1, 2026
Volume 21,306
Open 56.97
Previous Close 56.76
Day's Range 56.97 - 58.81
52-Week Range 33.44 - 60.00
Beta -0.10
Analysts n/a
Price Target n/a
Earnings Date Apr 23, 2026

About FRAF

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and ... [Read more]

Sector Financials
Founded 1906
Employees 306
Stock Exchange NASDAQ
Ticker Symbol FRAF
Full Company Profile

Financial Performance

In 2025, FRAF's revenue was $85.92 million, an increase of 24.15% compared to the previous year's $69.21 million. Earnings were $21.23 million, an increase of 91.24%.

Financial Statements

News

Franklin Financial Services Transcript: AGM 2026

Shareholders approved all proposals, including director elections, executive compensation, and auditor ratification. Financial results showed record net income, strong loan and deposit growth, and increased dividends, with strategic expansion and leadership changes highlighted.

8 hours ago - Transcripts

Franklin Financial Reports First Quarter 2026 Results; Declares Dividend

CHAMBERSBURG, Pa., April 23, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

5 days ago - PRNewsWire

Franklin Financial Reports 2025 Q4 and Year-to-Date Results; Declares Dividend

CHAMBERSBURG, Pa., Jan. 27, 2026 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbur...

3 months ago - PRNewsWire

Franklin Financial Reports Third Quarter and Year-to-Date 2025 Results; Declares Dividend

CHAMBERSBURG, Pa. , Oct. 28, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

6 months ago - PRNewsWire

Franklin Financial Reports Second Quarter and Year-to-Date 2025 Results; Declares Dividend

CHAMBERSBURG, Pa. , July 22, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

10 months ago - PRNewsWire

Franklin Financial Reports First Quarter 2025 Results; Declares Dividend

CHAMBERSBURG, Pa. , April 29, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersb...

1 year ago - PRNewsWire

Franklin Financial Reports 2024 Q4 and Year-to-Date Results; Declares Dividend

CHAMBERSBURG, Pa. , Jan. 28, 2025 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

1 year ago - PRNewsWire

Franklin Financial Reports 2024 Q3 and Year-to-Date Results; Declares Dividend

CHAMBERSBURG, Pa. , Oct. 22, 2024 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

1 year ago - PRNewsWire

Franklin Financial Reports 2024 Q2 and Year-to-Date Results; Declares Dividend

CHAMBERSBURG, Pa. , July 23, 2024 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

1 year ago - PRNewsWire

Franklin Financial Reports First Quarter 2024 Results; Declares Dividend

CHAMBERSBURG, Pa. , April 23, 2024 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersb...

2 years ago - PRNewsWire

Franklin Financial Reports 2023 Q4 and Full Year 2023 Results; Declares Dividend

CHAMBERSBURG, Pa. , Jan. 30, 2024 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

2 years ago - PRNewsWire

Franklin Financial Reports 2023 Q3 and Year-to-Date Results; Declares Dividend

CHAMBERSBURG, Pa. , Oct. 24, 2023 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

2 years ago - PRNewsWire

Franklin Financial Reports 2023 Q2 and Year-to-Date Results; Declares Dividend

CHAMBERSBURG, Pa. , July 25, 2023 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersbu...

3 years ago - PRNewsWire

Franklin Financial Reports 2023 Q1 Results; Declares Dividend

CHAMBERSBURG, Pa. , April 25, 2023 /PRNewswire/ -- Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated ear...

3 years ago - PRNewsWire

Franklin Financial Reports 2022 Q4 and End of the Year Results; Declares Dividend

CHAMBERSBURG, Pa. , Jan. 24, 2023 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $3.7 milli...

3 years ago - PRNewsWire

Franklin Financial Reports 2022 Q3 Earnings; Declares Dividend

CHAMBERSBURG, Pa. , Oct. 25, 2022 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $4.6 milli...

3 years ago - PRNewsWire

Franklin Financial Reports 2022 Q2 Earnings; Declares Dividend

CHAMBERSBURG, Pa. , July 26, 2022 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $3.6 milli...

4 years ago - PRNewsWire

Franklin Financial Reports 2022 Q1 Earnings; Declares Dividend

CHAMBERSBURG, Pa. , April 26, 2022 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $3.0 mill...

4 years ago - PRNewsWire

Franklin Financial Reports 2021 Q4 Earnings; Declares Dividend

CHAMBERSBURG, Pa., Jan. 25, 2022 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $3.7 millio...

4 years ago - PRNewsWire

Franklin Financial Reports 2021 Q3 Earnings; Declares Dividend

CHAMBERSBURG, Pa., Oct. 26, 2021 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $5.9 millio...

4 years ago - PRNewsWire

F&M Trust Completes Purchase of Future Corporate Headquarters

CHAMBERSBURG, Pa., July 29, 2021 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), and its subsidiary F&M Trust, recently completed the purchase of the former Danfoss manufacturi...

5 years ago - PRNewsWire

Franklin Financial Reports 2021 Q2 Earnings; Declares Dividend

CHAMBERSBURG, Pa., July 27, 2021 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $5.3 millio...

5 years ago - PRNewsWire

Franklin Financial Reports 2021 Q1 Earnings; Declares Dividend

CHAMBERSBURG, Pa., April 26, 2021 /PRNewswire/ -- Franklin Financial Services Corporation (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank), reported consolidated earnings of $4.8 milli...

5 years ago - PRNewsWire