Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
33.83
-0.40 (-1.17%)
At close: Mar 9, 2026, 4:00 PM EDT
33.83
0.00 (0.00%)
After-hours: Mar 9, 2026, 4:10 PM EDT

Independent Bank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Net Income
-66.7959.0763.3562.9
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Depreciation & Amortization
-10.0110.0210.836.37
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Gain (Loss) on Sale of Investments
-0.430.220.284.35
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Provision for Credit Losses
-4.476.215.34-1.93
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Net Decrease (Increase) in Loans Originated / Sold - Operating
-10.1622.0334.8472.84
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Accrued Interest Receivable
--25.19-14.62-25.84-11.67
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Change in Other Net Operating Assets
-1.02-3.614.6517.17
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Other Operating Activities
--0.291.46-4.51-5.95
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Operating Cash Flow
-63.1575.5994.63110.15
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Operating Cash Flow Growth
--16.46%-20.12%-14.09%87.71%
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Capital Expenditures
--7.95-6.02-5.68-5.84
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Sale of Property, Plant and Equipment
-0.961.651.830.06
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Investment in Securities
-136.92143.66119.83-363.25
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Net Decrease (Increase) in Loans Originated / Sold - Investing
--251.02-305.05-542.51-195.51
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Other Investing Activities
-2.932.821.931.47
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Investing Cash Flow
--118.16-162.95-424.59-563.06
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Long-Term Debt Issued
-130135351100
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Long-Term Debt Repaid
--135.02-170.98-295-100
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Net Debt Issued (Repaid)
--5.02-35.9856-0
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Issuance of Common Stock
-0.010.070.080.06
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Repurchase of Common Stock
---5.16-4.01-17.27
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Common Dividends Paid
--20.05-19.33-18.57-18.16
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Net Increase (Decrease) in Deposit Accounts
-31.21243.81261.98479.74
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Other Financing Activities
--1.05-0.65-0.62-0.69
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Financing Cash Flow
-5.11182.77294.86443.68
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Net Cash Flow
--49.995.41-35.1-9.23
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Free Cash Flow
-55.269.5788.95104.32
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Free Cash Flow Growth
--20.65%-21.80%-14.73%92.11%
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Free Cash Flow Margin
-25.30%34.64%43.15%50.07%
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Free Cash Flow Per Share
-2.623.294.184.78
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Cash Interest Paid
-103.9579.117.668.42
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Cash Income Tax Paid
-13.916.110.0414.06
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Source: S&P Capital IQ. Banks template. Financial Sources.