Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
34.18
+0.67 (2.00%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Independent Bank Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 704 | 673 | 728 | 542 | 504 | 508 | |
| Market Cap Growth | 17.64% | -7.51% | 34.20% | 7.62% | -0.79% | 25.65% | |
| Last Close Price | 34.18 | 32.28 | 33.44 | 24.15 | 21.18 | 20.30 | |
| PE Ratio | 10.23 | 9.82 | 10.90 | 9.18 | 7.95 | 8.07 | |
| PS Ratio | 3.13 | 3.07 | 3.34 | 2.70 | 2.44 | 2.44 | |
| PB Ratio | 1.38 | 1.34 | 1.60 | 1.34 | 1.45 | 1.27 | |
| P/FCF Ratio | - | 9.59 | 13.18 | 7.80 | 5.67 | 4.87 | |
| P/OCF Ratio | - | 8.78 | 11.52 | 7.17 | 5.33 | 4.61 | |
| Debt / Equity Ratio | 0.13 | 0.29 | 0.33 | 0.39 | 0.55 | 0.31 | |
| Debt / FCF Ratio | - | 2.05 | 2.71 | 2.25 | 2.14 | 1.17 | |
| Net Debt / Equity Ratio | -0.21 | -0.05 | -0.02 | -0.13 | 0.22 | 0.00 | |
| Net Debt / FCF Ratio | - | -0.34 | -0.14 | -0.75 | 0.86 | 0.00 | |
| Return on Equity (ROE) | 14.28% | 14.31% | 15.55% | 15.71% | 16.98% | 15.96% | |
| Return on Assets (ROA) | 1.28% | 1.26% | 1.26% | 1.15% | 1.31% | 1.41% | |
| Earnings Yield | 9.92% | 10.18% | 9.18% | 10.89% | 12.57% | 12.38% | |
| FCF Yield | - | 10.42% | 7.58% | 12.83% | 17.65% | 20.54% | |
| Dividend Yield | 3.27% | 3.22% | 2.87% | 3.81% | 4.15% | 4.14% | |
| Payout Ratio | 32.32% | 31.51% | 30.01% | 32.72% | 29.30% | 28.87% | |
| Buyback Yield / Dilution | 1.20% | 0.68% | 0.30% | 0.59% | 2.34% | 1.86% | |
| Total Shareholder Return | 4.47% | 3.90% | 3.17% | 4.40% | 6.50% | 6.00% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.