Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
34.18
+0.67 (2.00%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Independent Bank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | - | 68.54 | 66.79 | 59.07 | 63.35 | 62.9 | Upgrade
|
| Depreciation & Amortization | - | 5.49 | 5.72 | 5.75 | 10.83 | 6.37 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 4.79 | 4.72 | 4.49 | 0.28 | 4.35 | Upgrade
|
| Provision for Credit Losses | - | 6.14 | 4.47 | 6.21 | 5.34 | -1.93 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | 5.19 | 10.16 | 22.03 | 34.84 | 72.84 | Upgrade
|
| Accrued Interest Receivable | - | -25.65 | -25.19 | -14.62 | -25.84 | -11.67 | Upgrade
|
| Change in Other Net Operating Assets | - | 17.89 | 1.02 | -3.6 | 14.65 | 17.17 | Upgrade
|
| Other Operating Activities | - | -1.89 | -0.29 | 1.46 | -4.51 | -5.95 | Upgrade
|
| Operating Cash Flow | - | 76.66 | 63.15 | 75.59 | 94.63 | 110.15 | Upgrade
|
| Operating Cash Flow Growth | - | 21.39% | -16.46% | -20.12% | -14.09% | 87.71% | Upgrade
|
| Capital Expenditures | - | -6.49 | -7.95 | -6.02 | -5.68 | -5.84 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | 0.96 | 1.65 | 1.83 | 0.06 | Upgrade
|
| Investment in Securities | - | 109.69 | 136.92 | 143.66 | 119.83 | -363.25 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -225.85 | -251.02 | -305.05 | -542.51 | -195.51 | Upgrade
|
| Other Investing Activities | - | 0.15 | 2.93 | 2.82 | 1.93 | 1.47 | Upgrade
|
| Investing Cash Flow | - | -122.5 | -118.16 | -162.95 | -424.59 | -563.06 | Upgrade
|
| Long-Term Debt Issued | - | 307 | 130 | 135 | 351 | 100 | Upgrade
|
| Long-Term Debt Repaid | - | -315.01 | -135.02 | -170.98 | -295 | -100 | Upgrade
|
| Net Debt Issued (Repaid) | - | -8.01 | -5.02 | -35.98 | 56 | -0 | Upgrade
|
| Issuance of Common Stock | - | - | 0.01 | 0.07 | 0.08 | 0.06 | Upgrade
|
| Repurchase of Common Stock | - | -12.43 | - | -5.16 | -4.01 | -17.27 | Upgrade
|
| Common Dividends Paid | - | -21.6 | -20.05 | -19.33 | -18.57 | -18.16 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | - | 107.59 | 31.21 | 243.81 | 261.98 | 479.74 | Upgrade
|
| Other Financing Activities | - | -1.22 | -1.05 | -0.65 | -0.62 | -0.69 | Upgrade
|
| Financing Cash Flow | - | 64.34 | 5.11 | 182.77 | 294.86 | 443.68 | Upgrade
|
| Net Cash Flow | - | 18.51 | -49.9 | 95.41 | -35.1 | -9.23 | Upgrade
|
| Free Cash Flow | - | 70.17 | 55.2 | 69.57 | 88.95 | 104.32 | Upgrade
|
| Free Cash Flow Growth | - | 27.11% | -20.65% | -21.80% | -14.73% | 92.11% | Upgrade
|
| Free Cash Flow Margin | - | 31.96% | 25.30% | 34.64% | 43.15% | 50.07% | Upgrade
|
| Free Cash Flow Per Share | - | 3.35 | 2.62 | 3.29 | 4.18 | 4.78 | Upgrade
|
| Cash Interest Paid | - | 90.94 | 103.95 | 79.1 | 17.66 | 8.42 | Upgrade
|
| Cash Income Tax Paid | - | 11.65 | 13.9 | 16.1 | 10.04 | 14.06 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.