Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
33.50
-0.42 (-1.24%)
At close: Dec 5, 2025, 4:00 PM EST
33.54
+0.04 (0.12%)
After-hours: Dec 5, 2025, 5:01 PM EST
Independent Bank Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 693 | 728 | 542 | 504 | 508 | 404 | |
| Market Cap Growth | -11.03% | 34.20% | 7.62% | -0.79% | 25.65% | -20.62% | |
| Last Close Price | 33.50 | 33.70 | 24.34 | 21.35 | 20.46 | 15.23 | |
| PE Ratio | 10.31 | 10.90 | 9.18 | 7.95 | 8.07 | 7.20 | |
| PS Ratio | 3.13 | 3.34 | 2.70 | 2.44 | 2.44 | 2.11 | |
| PB Ratio | 1.41 | 1.60 | 1.34 | 1.45 | 1.27 | 1.04 | |
| P/FCF Ratio | 9.10 | 13.18 | 7.80 | 5.67 | 4.87 | 7.44 | |
| P/OCF Ratio | 8.13 | 11.52 | 7.17 | 5.33 | 4.61 | 6.89 | |
| Debt / Equity Ratio | 0.14 | 0.33 | 0.39 | 0.55 | 0.31 | 0.33 | |
| Debt / FCF Ratio | 0.91 | 2.71 | 2.25 | 2.14 | 1.17 | 2.37 | |
| Return on Equity (ROE) | 14.51% | 15.55% | 15.71% | 16.98% | 15.96% | 15.18% | |
| Return on Assets (ROA) | 1.27% | 1.26% | 1.15% | 1.31% | 1.41% | 1.45% | |
| Earnings Yield | 9.87% | 9.18% | 10.89% | 12.57% | 12.38% | 13.89% | |
| FCF Yield | 10.99% | 7.58% | 12.83% | 17.65% | 20.54% | 13.43% | |
| Dividend Yield | 3.10% | 2.85% | 3.78% | 4.12% | 4.11% | 5.25% | |
| Payout Ratio | 32.00% | 30.01% | 32.72% | 29.30% | 28.87% | 31.38% | |
| Buyback Yield / Dilution | 0.27% | 0.30% | 0.59% | 2.34% | 1.86% | 4.15% | |
| Total Shareholder Return | 3.34% | 3.15% | 4.37% | 6.47% | 5.97% | 9.40% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.