Isabella Bank Corporation (ISBA)
NASDAQ: ISBA · Real-Time Price · USD
41.86
-0.76 (-1.78%)
At close: Apr 28, 2026, 4:00 PM EDT
41.89
+0.03 (0.07%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Isabella Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 83.55 | 81.43 | 77.3 | 65.67 | 53.28 | 51.41 | Upgrade
|
| Interest Income on Investments | 14.98 | 14.6 | 12.68 | 13.96 | 12.52 | 8.7 | Upgrade
|
| Total Interest Income | 98.53 | 96.04 | 89.98 | 79.63 | 65.8 | 60.11 | Upgrade
|
| Interest Paid on Deposits | 29.9 | 30.25 | 29.69 | 18.35 | 4.02 | 5.44 | Upgrade
|
| Interest Paid on Borrowings | 3.74 | 3.25 | 4.45 | 3.34 | 1.3 | 1.97 | Upgrade
|
| Total Interest Expense | 33.63 | 33.49 | 34.14 | 21.69 | 5.32 | 7.41 | Upgrade
|
| Net Interest Income | 64.9 | 62.54 | 55.84 | 57.94 | 60.48 | 52.7 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.63% | 12.02% | -3.64% | -4.20% | 14.76% | 4.68% | Upgrade
|
| Trust Income | 4.38 | 4.25 | 4.04 | 3.56 | 3.01 | 3.07 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 0.07 | - | - | Upgrade
|
| Other Non-Interest Income | 12.24 | 11.54 | 10.32 | 9.89 | 10.03 | 9.06 | Upgrade
|
| Total Non-Interest Income | 16.8 | 15.97 | 14.58 | 13.83 | 13.67 | 13.82 | Upgrade
|
| Non-Interest Income Growth (YoY) | 14.78% | 9.54% | 5.42% | 1.18% | -1.13% | 2.14% | Upgrade
|
| Revenues Before Loan Losses | 81.7 | 78.51 | 70.41 | 71.77 | 74.15 | 66.52 | Upgrade
|
| Provision for Loan Losses | 0.15 | -0.56 | 1.88 | 0.63 | 0.48 | -0.52 | Upgrade
|
| Revenue | 81.55 | 79.07 | 68.53 | 71.14 | 73.66 | 67.04 | Upgrade
|
| Revenue Growth (YoY) | 15.89% | 15.39% | -3.68% | -3.42% | 9.88% | 7.76% | Upgrade
|
| Salaries and Employee Benefits | 30.25 | 29.7 | 28.1 | 25.12 | 24.28 | 23.23 | Upgrade
|
| Occupancy Expenses | 10.78 | 10.54 | 10.52 | 10.3 | 9.7 | - | Upgrade
|
| Federal Deposit Insurance | 1.18 | 1.18 | 1.13 | 0.92 | 0.54 | - | Upgrade
|
| Selling, General & Administrative | 6.99 | 6.64 | 5.33 | 6.24 | 5.82 | 10.58 | Upgrade
|
| Other Non-Interest Expense | 7.12 | 6.89 | 7.05 | 6.73 | 6.49 | 9.88 | Upgrade
|
| Total Non-Interest Expense | 56.31 | 54.95 | 52.13 | 49.31 | 46.82 | 43.69 | Upgrade
|
| EBT Excluding Unusual Items | 25.24 | 24.12 | 16.4 | 21.83 | 26.84 | 23.35 | Upgrade
|
| Pretax Income | 25.24 | 24.12 | 16.4 | 21.83 | 26.84 | 23.35 | Upgrade
|
| Income Tax Expense | 5.29 | 5.21 | 2.51 | 3.67 | 4.61 | 3.85 | Upgrade
|
| Net Income | 19.95 | 18.91 | 13.89 | 18.17 | 22.24 | 19.5 | Upgrade
|
| Net Income to Common | 19.95 | 18.91 | 13.89 | 18.17 | 22.24 | 19.5 | Upgrade
|
| Net Income Growth | 35.67% | 36.15% | -23.55% | -18.31% | 14.05% | 79.14% | Upgrade
|
| Basic Shares Outstanding | 7 | 7 | 7 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 7 | 7 | 7 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | -1.41% | -1.29% | -1.23% | -0.94% | -4.00% | -1.73% | Upgrade
|
| EPS (Basic) | 2.72 | 2.56 | 1.86 | 2.42 | 2.95 | 2.48 | Upgrade
|
| EPS (Diluted) | 2.71 | 2.56 | 1.86 | 2.40 | 2.91 | 2.45 | Upgrade
|
| EPS Growth | 37.64% | 37.63% | -22.50% | -17.53% | 18.78% | 82.84% | Upgrade
|
| Dividend Per Share | 1.120 | 1.120 | 1.120 | 1.120 | 1.090 | 1.080 | Upgrade
|
| Dividend Growth | - | - | - | 2.75% | 0.93% | - | Upgrade
|
| Effective Tax Rate | 20.94% | 21.61% | 15.30% | 16.79% | 17.16% | 16.48% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.