Isabella Bank Statistics

Total Valuation

Isabella Bank has a market cap or net worth of $307.18 million. The enterprise value is $400.14 million.

Market Cap	307.18M
Enterprise Value	400.14M

Important Dates

The last earnings date was Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Mar 27, 2026

Share Statistics

Isabella Bank has 7.33 million shares outstanding. The number of shares has decreased by -1.41% in one year.

Current Share Class	7.33M
Shares Outstanding	7.33M
Shares Change (YoY)	-1.41%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	8.44%
Owned by Institutions (%)	10.65%
Float	6.71M

Valuation Ratios

The trailing PE ratio is 15.45 and the forward PE ratio is 11.05.

PE Ratio	15.45
Forward PE	11.05
PS Ratio	3.77
Forward PS	0.09
PB Ratio	1.31
P/TBV Ratio	1.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	20.05
EV / Sales	4.91
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.88%.

Return on Equity (ROE)	8.88%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.47%
Revenue Per Employee	$215,177
Profits Per Employee	$52,646
Employee Count	379
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Isabella Bank has paid $5.29 million in taxes.

Income Tax	5.29M
Effective Tax Rate	20.94%

Stock Price Statistics

The stock price has increased by +61.12% in the last 52 weeks. The beta is 0.15, so Isabella Bank's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	+61.12%
50-Day Moving Average	46.71
200-Day Moving Average	41.88
Relative Strength Index (RSI)	39.10
Average Volume (20 Days)	46,809

Short Selling Information

The latest short interest is 170,242, so 2.32% of the outstanding shares have been sold short.

Short Interest	170,242
Short Previous Month	135,254
Short % of Shares Out	2.32%
Short % of Float	2.54%
Short Ratio (days to cover)	4.85

Income Statement

In the last 12 months, Isabella Bank had revenue of $81.55 million and earned $19.95 million in profits. Earnings per share was $2.71.

Revenue	81.55M
Gross Profit	81.55M
Operating Income	26.42M
Pretax Income	25.24M
Net Income	19.95M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.71

Full Income Statement

Balance Sheet

The company has $50.11 million in cash and $143.07 million in debt, giving a net cash position of -$92.96 million or -$12.68 per share.

Cash & Cash Equivalents	50.11M
Total Debt	143.07M
Net Cash	-92.96M
Net Cash Per Share	-$12.68
Equity (Book Value)	233.96M
Book Value Per Share	31.90
Working Capital	-1.92B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.40%
Pretax Margin	30.95%
Profit Margin	24.47%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 2.67%.

Dividend Per Share	$1.12
Dividend Yield	2.67%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	41.31%
Buyback Yield	1.41%
Shareholder Yield	4.08%
Earnings Yield	6.50%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Isabella Bank is $47.00, which is 12.20% higher than the current price. The consensus rating is "Hold".

Price Target	$47.00
Price Target Difference	12.20%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 11, 2008. It was a forward split with a ratio of 1.1:1.

Last Split Date	Mar 11, 2008
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2