Isabella Bank Statistics
Total Valuation
Isabella Bank has a market cap or net worth of $302.54 million. The enterprise value is $387.36 million.
Important Dates
The next estimated earnings date is Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Jun 26, 2026 |
Share Statistics
Isabella Bank has 7.33 million shares outstanding. The number of shares has decreased by -1.39% in one year.
| Current Share Class | 7.33M |
| Shares Outstanding | 7.33M |
| Shares Change (YoY) | -1.39% |
| Shares Change (QoQ) | -0.23% |
| Owned by Insiders (%) | 7.49% |
| Owned by Institutions (%) | 13.82% |
| Float | 6.78M |
Valuation Ratios
The trailing PE ratio is 14.85 and the forward PE ratio is 10.62.
| PE Ratio | 14.85 |
| Forward PE | 10.62 |
| PS Ratio | 3.61 |
| Forward PS | 3.09 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 12.85 |
| P/OCF Ratio | 11.35 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 19.41 |
| EV / Sales | 4.75 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.90 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.88%.
| Return on Equity (ROE) | 8.88% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.94% |
| Revenue Per Employee | $215,177 |
| Profits Per Employee | $52,646 |
| Employee Count | 379 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Isabella Bank has paid $5.29 million in taxes.
| Income Tax | 5.29M |
| Effective Tax Rate | 20.94% |
Stock Price Statistics
The stock price has increased by +26.26% in the last 52 weeks. The beta is 0.02, so Isabella Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.02 |
| 52-Week Price Change | +26.26% |
| 50-Day Moving Average | 41.70 |
| 200-Day Moving Average | 43.80 |
| Relative Strength Index (RSI) | 44.25 |
| Average Volume (20 Days) | 94,738 |
Short Selling Information
The latest short interest is 197,465, so 2.69% of the outstanding shares have been sold short.
| Short Interest | 197,465 |
| Short Previous Month | 181,930 |
| Short % of Shares Out | 2.69% |
| Short % of Float | 2.91% |
| Short Ratio (days to cover) | 5.98 |
Income Statement
In the last 12 months, Isabella Bank had revenue of $81.55 million and earned $19.95 million in profits. Earnings per share was $2.71.
| Revenue | 81.55M |
| Gross Profit | 81.55M |
| Operating Income | 26.42M |
| Pretax Income | 25.24M |
| Net Income | 19.95M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.71 |
Full Income StatementBalance Sheet
The company has $50.11 million in cash and $143.07 million in debt, giving a net cash position of -$92.96 million or -$12.68 per share.
| Cash & Cash Equivalents | 50.11M |
| Total Debt | 143.07M |
| Net Cash | -92.96M |
| Net Cash Per Share | -$12.68 |
| Equity (Book Value) | 233.96M |
| Book Value Per Share | 31.90 |
| Working Capital | -1.92B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $25.95 million and capital expenditures -$3.03 million, giving a free cash flow of $22.92 million.
| Operating Cash Flow | 25.95M |
| Capital Expenditures | -3.03M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 66.22M |
| Free Cash Flow | 22.92M |
| FCF Per Share | $3.13 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.40% |
| Pretax Margin | 30.95% |
| Profit Margin | 24.47% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.10% |