Jefferson Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Revenue	573.79	433.76	336.03
Revenue Growth (YoY)	70.76%	29.09%	-
Cost of Revenue	168.96	130.89	101.7
Gross Profit	404.82	302.87	234.33
Selling, General & Admin	93.4	68.34	51.43
Other Operating Expenses	-3.69	0.42	12.96
Operating Expenses	97.38	74.87	70.28
Operating Income	307.45	228.01	164.05
Interest Expense	-99.24	-77.24	-48.11
Currency Exchange Gain (Loss)	3.27	-5.47	4.64
EBT Excluding Unusual Items	211.48	145.29	120.58
Other Unusual Items	-7.74	-7.74	-
Pretax Income	203.74	137.55	120.58
Income Tax Expense	26.55	8.66	9.05
Earnings From Continuing Operations	177.19	128.89	111.54
Minority Interest in Earnings	-	-	-0.02
Net Income	177.19	128.89	111.52
Net Income to Common	162.31	128.89	111.52
Net Income Growth	58.89%	15.58%	-
Free Cash Flow	264.59	162	118.99
Gross Margin	70.55%	69.83%	69.74%
Operating Margin	53.58%	52.56%	48.82%
Profit Margin	28.29%	29.72%	33.19%
Free Cash Flow Margin	46.11%	37.35%	35.41%
EBITDA	316.83	234.87	169.33
EBITDA Margin	55.22%	54.15%	50.39%
D&A For EBITDA	9.39	6.86	5.28
EBIT	307.45	228.01	164.05
EBIT Margin	53.58%	52.56%	48.82%
Effective Tax Rate	13.03%	6.30%	7.50%
Revenue as Reported	577.47	433.34	323.07

Source: S&P Capital IQ. Standard template. Financial Sources.