Jefferson Capital, Inc. (JCAP)
| Market Cap | 1.29B |
| Revenue (ttm) | 607.29M |
| Net Income (ttm) | 169.38M |
| Shares Out | 61.71M |
| EPS (ttm) | 5.64 |
| PE Ratio | 3.70 |
| Forward PE | 7.36 |
| Dividend | $0.96 (4.60%) |
| Ex-Dividend Date | Mar 24, 2026 |
| Volume | 152,921 |
| Open | 20.81 |
| Previous Close | 20.80 |
| Day's Range | 20.72 - 21.00 |
| 52-Week Range | 15.98 - 23.80 |
| Beta | n/a |
| Analysts | Strong Buy |
| Price Target | 24.83 (+18.98%) |
| Earnings Date | May 14, 2026 |
About JCAP
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing... [Read more]
Financial Performance
In 2025, Jefferson Capital's revenue was $607.29 million, an increase of 40.01% compared to the previous year's $433.76 million. Earnings were $169.38 million, an increase of 31.41%.
Financial StatementsAnalyst Forecast
According to 6 analysts, the average rating for JCAP stock is "Strong Buy." The 12-month stock price target is $24.83, which is an increase of 18.98% from the latest price.
News
Jefferson Capital Earnings Call Transcript: Q4 2025
Record Q4 and full-year results included 41% growth in collections and 30% revenue growth year-over-year, with sector-leading efficiency and robust liquidity. Strategic acquisitions and process improvements position the business for continued strong performance in 2026.
Jefferson Capital Earnings Call Transcript: Q3 2025
Collections and revenue surged year over year, with record portfolio deployments and sector-leading efficiency. The company strengthened its liquidity, completed a major credit facility amendment, and expects continued growth from the Blue Stem acquisition and robust market conditions.
Jefferson Capital Earnings Call Transcript: Q2 2025
Q2 saw revenue up 47% and collections up 85% year-over-year, with record ERC and sector-leading efficiency. Strong liquidity, a successful IPO, and robust portfolio supply position the company for continued growth, despite a one-time tax adjustment.
Consumer collections firm Jefferson Capital files for a $100 million IPO
Jefferson Capital, a consumer debt purchaser and collector, filed on Wednesday with the SEC to raise up to $100 million in an initial public offering.
Jefferson Capital IPO Registration Document (S-1)
Jefferson Capital has filed to go public with an IPO on the NASDAQ.