Jefferson Capital, Inc. (JCAP)

NASDAQ: JCAP · Real-Time Price · USD

20.88

+0.08 (0.38%)

At close: Apr 28, 2026, 4:00 PM EDT

20.87

-0.01 (-0.05%)

After-hours: Apr 28, 2026, 4:47 PM EDT

Jefferson Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Revenue	607.29	433.76	336.03
Revenue Growth (YoY)	40.01%	29.09%	-
Cost of Revenue	132.8	98.89	101.7
Gross Profit	474.49	334.87	234.33
Selling, General & Admin	90.18	69.08	51.43
Other Operating Expenses	-6	0.42	12.96
Operating Expenses	91.79	75.6	70.28
Operating Income	382.7	259.27	164.05
Interest Expense	-105.78	-77.24	-48.11
Currency Exchange Gain (Loss)	7.73	-5.47	4.64
EBT Excluding Unusual Items	284.64	176.55	120.58
Merger & Restructuring Charges	-11.8	-7	-
Legal Settlements	-54.4	-32	-
Pretax Income	218.44	137.55	120.58
Income Tax Expense	30.47	8.66	9.05
Earnings From Continuing Operations	187.97	128.89	111.54
Minority Interest in Earnings	-	-	-0.02
Net Income	187.97	128.89	111.52
Preferred Dividends & Other Adjustments	18.59	-	-
Net Income to Common	169.38	128.89	111.52
Net Income Growth	45.83%	15.58%	-
Shares Outstanding (Basic)	30	-	-
Shares Outstanding (Diluted)	30	-	-
EPS (Basic)	5.64	-	-
EPS (Diluted)	5.64	-	-
Free Cash Flow	267.73	162	118.99
Free Cash Flow Per Share	8.92	-	-
Dividend Per Share	0.480	-	-
Gross Margin	78.13%	77.20%	69.74%
Operating Margin	63.02%	59.77%	48.82%
Profit Margin	27.89%	29.72%	33.19%
Free Cash Flow Margin	44.09%	37.35%	35.41%
EBITDA	387.95	261.88	166.42
EBITDA Margin	63.88%	60.37%	49.53%
D&A For EBITDA	5.25	2.61	2.37
EBIT	382.7	259.27	164.05
EBIT Margin	63.02%	59.77%	48.82%
Effective Tax Rate	13.95%	6.30%	7.50%
Revenue as Reported	613.29	433.34	323.07

Source: S&P Capital IQ. Standard template. Financial Sources.