Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
38.78
+0.93 (2.46%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Live Oak Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | - | 105.87 | 77.47 | 73.9 | 176.21 | 167 | Upgrade
|
| Depreciation & Amortization | - | 30.4 | 23.28 | 21.27 | 20.78 | 21.37 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 3.85 | -9.22 | -3.28 | 0.01 | -0.94 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -5.61 | -0.74 | 15.62 | 16.28 | -35.1 | Upgrade
|
| Total Asset Writedown | - | - | - | 0.5 | - | 0.9 | Upgrade
|
| Provision for Credit Losses | - | 96.3 | 96.21 | 51.32 | 40.94 | 15.21 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | - | -46.33 | 2.97 | 42.81 | 25.7 | -271.95 | Upgrade
|
| Change in Other Net Operating Assets | - | 43.56 | 5.88 | 39.47 | -22.06 | 2.08 | Upgrade
|
| Other Operating Activities | - | -14.05 | -25.12 | -44.3 | 34.29 | 25.25 | Upgrade
|
| Operating Cash Flow | - | 158.24 | 156.78 | 184.9 | 124.49 | -119.72 | Upgrade
|
| Operating Cash Flow Growth | - | 0.93% | -15.21% | 48.53% | - | - | Upgrade
|
| Capital Expenditures | - | -14.76 | -49.31 | -46.84 | -43.75 | -3.08 | Upgrade
|
| Sale of Property, Plant and Equipment | - | 4.36 | 44.64 | 18.69 | - | 9.07 | Upgrade
|
| Investment in Securities | - | -60.78 | -130.41 | -120.69 | -131.56 | -171.4 | Upgrade
|
| Income (Loss) Equity Investments | - | -17.39 | 10.92 | 5.99 | -144.25 | 1.72 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -1,842 | -1,573 | -1,191 | -1,269 | 8.82 | Upgrade
|
| Other Investing Activities | - | 9.39 | 8.32 | - | 1.84 | 6.79 | Upgrade
|
| Investing Cash Flow | - | -1,904 | -1,699 | -1,340 | -1,442 | -149.8 | Upgrade
|
| Long-Term Debt Issued | - | 0.16 | 99.7 | 2,906 | 62.1 | 602.85 | Upgrade
|
| Long-Term Debt Repaid | - | -10.58 | -10.24 | -2,966 | -297.18 | -1,827 | Upgrade
|
| Total Debt Repaid | - | -10.58 | -10.24 | -2,966 | -297.18 | -1,827 | Upgrade
|
| Net Debt Issued (Repaid) | - | -10.42 | 89.47 | -59.85 | -235.09 | -1,224 | Upgrade
|
| Issuance of Common Stock | - | 4.2 | 3.76 | 2.56 | 3.19 | 4.83 | Upgrade
|
| Repurchase of Common Stock | - | -7.63 | -8.93 | -6.73 | -4.97 | -20.1 | Upgrade
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| Preferred Stock Issued | - | 96.27 | - | - | - | - | Upgrade
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| Common Dividends Paid | - | -5.49 | -5.41 | -5.33 | -5.27 | -5.19 | Upgrade
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| Preferred Dividends Paid | - | -3.05 | - | - | - | - | Upgrade
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| Total Dividends Paid | - | -8.54 | -5.41 | -5.33 | -5.27 | -5.19 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | - | 1,928 | 1,485 | 1,390 | 1,773 | 1,399 | Upgrade
|
| Other Financing Activities | - | - | 4.52 | - | - | - | Upgrade
|
| Financing Cash Flow | - | 2,002 | 1,569 | 1,321 | 1,531 | 154.95 | Upgrade
|
| Net Cash Flow | - | 256.1 | 26.26 | 165.9 | 212.89 | -114.57 | Upgrade
|
| Free Cash Flow | - | 143.49 | 107.47 | 138.06 | 80.73 | -122.8 | Upgrade
|
| Free Cash Flow Growth | - | 33.51% | -22.15% | 71.00% | - | - | Upgrade
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| Free Cash Flow Margin | - | 29.84% | 27.43% | 36.01% | 15.88% | -28.00% | Upgrade
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| Free Cash Flow Per Share | - | 3.12 | 2.35 | 3.06 | 1.80 | -2.73 | Upgrade
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| Cash Interest Paid | - | 460.58 | 436.85 | 342.77 | 117.52 | 66.84 | Upgrade
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| Cash Income Tax Paid | - | 26.59 | 38.91 | 5.3 | 24.71 | 19.72 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.