MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $945.21 million. The enterprise value is $992.15 million.

Market Cap	945.21M
Enterprise Value	992.15M

Important Dates

The last earnings date was Friday, April 24, 2026, after market close.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	Apr 29, 2026

Share Statistics

MCBS has 28.66 million shares outstanding. The number of shares has increased by 4.76% in one year.

Current Share Class	28.66M
Shares Outstanding	28.66M
Shares Change (YoY)	+4.76%
Shares Change (QoQ)	+8.37%
Owned by Insiders (%)	23.22%
Owned by Institutions (%)	22.32%
Float	22.01M

Valuation Ratios

The trailing PE ratio is 11.83 and the forward PE ratio is 10.04.

PE Ratio	11.83
Forward PE	10.04
PS Ratio	5.50
Forward PS	4.43
PB Ratio	1.71
P/TBV Ratio	1.95
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.31
EV / Sales	5.78
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.18%.

Return on Equity (ROE)	15.18%
Return on Assets (ROA)	1.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.51%
Revenue Per Employee	$541,681
Profits Per Employee	$235,170
Employee Count	317
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $26.29 million in taxes.

Income Tax	26.29M
Effective Tax Rate	26.07%

Stock Price Statistics

The stock price has increased by +19.49% in the last 52 weeks. The beta is 0.69, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+19.49%
50-Day Moving Average	29.51
200-Day Moving Average	28.21
Relative Strength Index (RSI)	71.48
Average Volume (20 Days)	98,555

Short Selling Information

The latest short interest is 389,594, so 1.36% of the outstanding shares have been sold short.

Short Interest	389,594
Short Previous Month	392,881
Short % of Shares Out	1.36%
Short % of Float	1.77%
Short Ratio (days to cover)	2.76

Income Statement

In the last 12 months, MCBS had revenue of $171.71 million and earned $74.55 million in profits. Earnings per share was $2.79.

Revenue	171.71M
Gross Profit	171.71M
Operating Income	106.96M
Pretax Income	100.84M
Net Income	74.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.79

Full Income Statement

Balance Sheet

The company has $392.57 million in cash and $439.52 million in debt, giving a net cash position of -$46.95 million or -$1.64 per share.

Cash & Cash Equivalents	392.57M
Total Debt	439.52M
Net Cash	-46.95M
Net Cash Per Share	-$1.64
Equity (Book Value)	554.16M
Book Value Per Share	19.34
Working Capital	-3.22B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	62.29%
Pretax Margin	58.72%
Profit Margin	43.41%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.55%.

Dividend Per Share	$1.16
Dividend Yield	3.55%
Dividend Growth (YoY)	16.85%
Years of Dividend Growth	5
Payout Ratio	37.31%
Buyback Yield	-4.76%
Shareholder Yield	-1.24%
Earnings Yield	7.89%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for MCBS is $33.00, which is 0.06% higher than the current price. The consensus rating is "Hold".

Price Target	$33.00
Price Target Difference	0.06%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2