MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
32.98
+0.33 (1.01%)
At close: Apr 28, 2026, 4:00 PM EDT
32.98
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
MetroCity Bankshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 226.39 | 209.5 | 200.77 | 181.88 | 142.82 | 107.85 | Upgrade
|
| Interest Income on Investments | 12.91 | 11.33 | 12.14 | 10.94 | 4.41 | 0.89 | Upgrade
|
| Total Interest Income | 239.3 | 220.83 | 212.91 | 192.83 | 147.22 | 108.74 | Upgrade
|
| Interest Paid on Deposits | 77 | 72.9 | 80.06 | 80.61 | 23.56 | 3.95 | Upgrade
|
| Interest Paid on Borrowings | 17.92 | 17.48 | 14.71 | 10.74 | 4.05 | 0.62 | Upgrade
|
| Total Interest Expense | 94.92 | 90.38 | 94.77 | 91.35 | 27.61 | 4.57 | Upgrade
|
| Net Interest Income | 144.38 | 130.45 | 118.15 | 101.48 | 119.61 | 104.17 | Upgrade
|
| Net Interest Income Growth (YoY) | 18.72% | 10.41% | 16.42% | -15.16% | 14.82% | 57.55% | Upgrade
|
| Mortgage Banking Activities | 2.09 | 2.4 | 2.47 | -0.19 | -0.72 | -1.04 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.35 | -0.35 | 0.04 | -0.04 | 1.1 | - | Upgrade
|
| Other Non-Interest Income | 15.39 | 14.51 | 13.65 | 13.22 | 11.5 | 21.61 | Upgrade
|
| Total Non-Interest Income | 26.07 | 25.16 | 23.08 | 18.2 | 17.96 | 33.21 | Upgrade
|
| Non-Interest Income Growth (YoY) | 13.57% | 9.01% | 26.80% | 1.39% | -45.94% | 22.05% | Upgrade
|
| Revenues Before Loan Losses | 170.45 | 155.61 | 141.23 | 119.68 | 137.57 | 137.38 | Upgrade
|
| Provision for Loan Losses | -1.27 | -0.32 | 0.52 | -0.02 | -2.77 | 6.93 | Upgrade
|
| Revenue | 171.71 | 155.93 | 140.71 | 119.7 | 140.33 | 130.45 | Upgrade
|
| Revenue Growth (YoY) | 19.43% | 10.81% | 17.56% | -14.70% | 7.58% | 45.16% | Upgrade
|
| Salaries and Employee Benefits | 36.78 | 33.77 | 30.58 | 26.88 | 28.57 | 28.69 | Upgrade
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| Occupancy Expenses | 4.38 | 3.36 | 3.14 | 2.72 | 2.7 | 2.68 | Upgrade
|
| Selling, General & Administrative | 7.92 | 7.53 | 6.94 | 6.43 | 5.79 | 5.41 | Upgrade
|
| Other Non-Interest Expense | 15.68 | 13.88 | 12.72 | 11.69 | 12.22 | 11.53 | Upgrade
|
| Total Non-Interest Expense | 64.75 | 58.53 | 53.38 | 47.73 | 49.28 | 48.31 | Upgrade
|
| EBT Excluding Unusual Items | 106.96 | 97.4 | 87.33 | 71.97 | 91.05 | 82.14 | Upgrade
|
| Asset Writedown | 0.02 | 0.02 | -0.02 | - | 0.16 | 0.48 | Upgrade
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| Pretax Income | 100.84 | 92.69 | 87.31 | 71.97 | 91.22 | 82.62 | Upgrade
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| Income Tax Expense | 26.29 | 24.16 | 22.81 | 20.36 | 28.62 | 20.92 | Upgrade
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| Net Income | 74.55 | 68.53 | 64.5 | 51.61 | 62.6 | 61.7 | Upgrade
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| Net Income to Common | 74.55 | 68.53 | 64.5 | 51.61 | 62.6 | 61.7 | Upgrade
|
| Net Income Growth | 12.66% | 6.25% | 24.98% | -17.55% | 1.46% | 69.54% | Upgrade
|
| Basic Shares Outstanding | 27 | 26 | 25 | 25 | 25 | 26 | Upgrade
|
| Diluted Shares Outstanding | 27 | 26 | 26 | 26 | 26 | 26 | Upgrade
|
| Shares Change (YoY) | 4.76% | 1.65% | 0.25% | -0.66% | -0.39% | -0.04% | Upgrade
|
| EPS (Basic) | 2.81 | 2.66 | 2.55 | 2.05 | 2.46 | 2.41 | Upgrade
|
| EPS (Diluted) | 2.79 | 2.64 | 2.52 | 2.02 | 2.44 | 2.39 | Upgrade
|
| EPS Growth | 8.06% | 4.76% | 24.75% | -17.21% | 2.09% | 69.50% | Upgrade
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| Dividend Per Share | 0.980 | 0.960 | 0.830 | 0.720 | 0.600 | 0.460 | Upgrade
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| Dividend Growth | 13.95% | 15.66% | 15.28% | 20.00% | 30.44% | 15.00% | Upgrade
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| Effective Tax Rate | 26.07% | 26.07% | 26.12% | 28.29% | 31.37% | 25.32% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.