MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
32.69
-0.29 (-0.88%)
Apr 29, 2026, 7:00 AM EDT - Market open
MetroCity Bankshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 387.6 | 383.68 | 249.88 | 144.81 | 179.49 | 441.34 | Upgrade
|
| Investment Securities | 45.18 | 41.33 | 21.3 | 21.75 | 21.76 | 26.7 | Upgrade
|
| Trading Asset Securities | 4.97 | 6.34 | 21.79 | 31.78 | 28.83 | 0.51 | Upgrade
|
| Mortgage-Backed Securities | - | 24.49 | 6.39 | 7.07 | 7.78 | 10.42 | Upgrade
|
| Total Investments | 50.15 | 72.17 | 49.48 | 60.61 | 58.37 | 37.63 | Upgrade
|
| Gross Loans | 4,030 | 4,078 | 3,165 | 3,151 | 3,065 | 2,512 | Upgrade
|
| Allowance for Loan Losses | -26.7 | -27.84 | -18.74 | -18.11 | -13.89 | -16.95 | Upgrade
|
| Other Adjustments to Gross Loans | -29.01 | -26.43 | -7.38 | -8.86 | -9.64 | -6.44 | Upgrade
|
| Net Loans | 3,974 | 4,024 | 3,139 | 3,124 | 3,042 | 2,488 | Upgrade
|
| Property, Plant & Equipment | 44.05 | 45.07 | 26.13 | 26.6 | 22.72 | 22.41 | Upgrade
|
| Goodwill | 56.05 | 56.05 | - | - | - | - | Upgrade
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| Other Intangible Assets | 12.31 | 12.63 | - | - | - | - | Upgrade
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| Loans Held for Sale | - | 9.74 | - | 22.27 | - | - | Upgrade
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| Accrued Interest Receivable | 20.3 | 20.3 | 15.86 | 15.13 | 13.17 | 11.05 | Upgrade
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| Other Receivables | - | 19.9 | - | - | - | - | Upgrade
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| Other Real Estate Owned & Foreclosed | 1.15 | 0.21 | 0.43 | 1.47 | 4.33 | 3.62 | Upgrade
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| Other Long-Term Assets | 118.85 | 97.54 | 92.84 | 90.11 | 89.87 | 82.29 | Upgrade
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| Total Assets | 4,688 | 4,768 | 3,594 | 3,503 | 3,427 | 3,106 | Upgrade
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| Interest Bearing Deposits | 2,827 | 2,068 | 1,681 | 1,732 | 1,663 | 1,533 | Upgrade
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| Institutional Deposits | - | 797.22 | 519.83 | 486.9 | 391.63 | 137.87 | Upgrade
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| Non-Interest Bearing Deposits | 799.19 | 780.83 | 536.28 | 512.05 | 611.99 | 592.44 | Upgrade
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| Total Deposits | 3,627 | 3,646 | 2,737 | 2,731 | 2,667 | 2,263 | Upgrade
|
| Short-Term Borrowings | - | 0.45 | 0.24 | 0.48 | 0.78 | 0.05 | Upgrade
|
| Current Portion of Leases | - | 3.69 | - | - | - | - | Upgrade
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| Accrued Interest Payable | 10.2 | 10.73 | 3.5 | 4.13 | 2.74 | 0.2 | Upgrade
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| Long-Term Debt | - | - | - | - | 0.39 | 0.46 | Upgrade
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| Federal Home Loan Bank Debt, Long-Term | 425 | 510 | 375 | 325 | 375 | 500 | Upgrade
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| Long-Term Leases | 14.52 | 11.61 | 7.94 | 8.65 | 8.89 | 9.86 | Upgrade
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| Other Long-Term Liabilities | 57.8 | 41.73 | 49.21 | 52.11 | 23.19 | 42.35 | Upgrade
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| Total Liabilities | 4,134 | 4,224 | 3,173 | 3,121 | 3,078 | 2,816 | Upgrade
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| Common Stock | 1.16 | 1.16 | 0.25 | 0.25 | 0.25 | 0.26 | Upgrade
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| Additional Paid-In Capital | 134.66 | 138.68 | 49.22 | 45.7 | 45.3 | 51.56 | Upgrade
|
| Retained Earnings | 417.75 | 402.68 | 358.7 | 315.36 | 285.83 | 238.58 | Upgrade
|
| Comprehensive Income & Other | 0.59 | 1.67 | 13.18 | 20.21 | 18.04 | -0.17 | Upgrade
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| Shareholders' Equity | 554.16 | 544.18 | 421.35 | 381.52 | 349.42 | 290.22 | Upgrade
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| Total Liabilities & Equity | 4,688 | 4,768 | 3,594 | 3,503 | 3,427 | 3,106 | Upgrade
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| Total Debt | 439.52 | 525.76 | 383.18 | 334.13 | 385.06 | 510.37 | Upgrade
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| Net Cash (Debt) | -46.95 | -135.74 | -111.52 | -157.54 | -176.74 | -68.52 | Upgrade
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| Net Cash Per Share | -1.75 | -5.22 | -4.36 | -6.17 | -6.88 | -2.66 | Upgrade
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| Filing Date Shares Outstanding | 28.66 | 28.76 | 25.4 | 25.21 | 25.14 | 25.47 | Upgrade
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| Total Common Shares Outstanding | 28.66 | 28.82 | 25.4 | 25.21 | 25.17 | 25.47 | Upgrade
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| Book Value Per Share | 19.34 | 18.88 | 16.59 | 15.14 | 13.88 | 11.40 | Upgrade
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| Tangible Book Value | 485.8 | 475.51 | 421.35 | 381.52 | 349.42 | 290.22 | Upgrade
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| Tangible Book Value Per Share | 16.95 | 16.50 | 16.59 | 15.14 | 13.88 | 11.40 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.