NBT Bancorp Inc. (NBTB)
| Market Cap | 2.32B |
| Revenue (ttm) | 696.57M |
| Net Income (ttm) | 183.63M |
| Shares Out | 52.01M |
| EPS (ttm) | 3.53 |
| PE Ratio | 12.61 |
| Forward PE | 10.45 |
| Dividend | $1.48 (3.32%) |
| Ex-Dividend Date | Mar 2, 2026 |
| Volume | 269,094 |
| Open | 44.40 |
| Previous Close | 44.00 |
| Day's Range | 44.11 - 45.02 |
| 52-Week Range | 39.20 - 46.92 |
| Beta | 0.47 |
| Analysts | Strong Buy |
| Price Target | 51.33 (+15.17%) |
| Earnings Date | Apr 23, 2026 |
About NBTB
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans... [Read more]
Financial Performance
In 2025, NBT Bancorp's revenue was $664.79 million, an increase of 19.28% compared to the previous year's $557.34 million. Earnings were $169.24 million, an increase of 20.33%.
Financial StatementsAnalyst Forecast
According to 3 analysts, the average rating for NBTB stock is "Strong Buy." The 12-month stock price target is $51.33, which is an increase of 15.17% from the latest price.
News
NBT Bancorp Earnings Call Transcript: Q1 2026
Q1 2026 saw strong year-over-year earnings growth, improved margins, and robust fee income, supported by disciplined balance sheet management and successful integration of Evans Bancorp. Loan growth is expected to rebound, with stable expenses and continued capital deployment for organic growth and M&A.
NBT Bancorp Inc. Announces First Quarter 2026 Results
ATTENTION: FINANCIAL AND BUSINESS EDITORS NORWICH, N.Y., April 23, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share ...
NBT Bancorp Earnings Call Transcript: Q4 2025
Q4 and full-year results showed strong earnings growth, improved margins, and record non-banking revenue, aided by the Evans Bancorp merger. Loan and deposit growth were robust, capital levels support ongoing M&A and share repurchases, and credit quality remains stable.
NBT Bancorp Earnings Call Transcript: Q3 2025
Q3 2025 delivered record net income, strong margin expansion, and robust fee income, aided by the Evans Bancorp merger and diversified growth. Loan and deposit growth continued, with prudent capital management and an 8.8% dividend increase. Margin faces near-term pressure but could improve in 2026.
NBT Bancorp Inc. Announces Date of Third Quarter Conference Call
NORWICH, N.Y., Oct. 01, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the third quarter 2025 on Monday, October 27...
NBT Bancorp Earnings Call Transcript: Q2 2025
Second quarter 2025 saw strong revenue and margin growth, driven by the Evans Bancorp merger and asset repricing. Tangible book value and capital ratios improved, while the dividend was raised for the 13th year. Loan growth and liquidity remain solid, with a positive outlook for NIM.
NBT Bancorp Inc. Announces Second Quarter 2025 Net Income and Approves an 8.8% Cash Dividend Increase
NORWICH, N.Y., July 28, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and six months ended June 30,...
NBT Bancorp Inc. Announces Cash Dividend
NORWICH, N.Y., May 20, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) approved a second-quarter cash dividend of $0.34 per share at a meeti...
NBT Bancorp Inc. Completes Merger With Evans Bancorp, Inc.
NORWICH, N.Y., May 05, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) announced that it completed the merger (“Merger”) of Evans Bancorp, Inc. (“Evans”) with and int...
NBT Bancorp Earnings Call Transcript: Q1 2025
First quarter 2025 saw improved operating metrics, record tangible book value, and strong non-interest income. The Evans Bancorp merger is set to expand the footprint, with integration on track and expected EPS accretion. Loan growth guidance was revised lower amid macro uncertainty.
NBT Bancorp Inc. Announces First Quarter 2025 Net Income
NORWICH, N.Y., April 24, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three months ended March 31, 2025.
NBT Bancorp Earnings Call Transcript: Q4 2024
Q4 and full year 2024 saw strong loan and deposit growth, record non-interest income, and improved net interest margin. The Evans Bancorp merger is on track for Q2 2025, with continued optimism for organic and fee-based business growth.
NBT Bancorp Inc. Announces Full Year Net Income and Declares Cash Dividend
NORWICH, N.Y., Jan. 27, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and twelve months ended Decem...
NBT Bancorp Inc. Announces Date of Fourth Quarter Conference Call
NORWICH, N.Y., Jan. 02, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the fourth quarter 2024 on Monday, January 2...
NBT Bancorp Inc. Receives Regulatory Approval, Evans Bancorp, Inc. Shareholders Approve Merger
NORWICH, N.Y. and WILLIAMSVILLE, N.Y., Dec. 20, 2024 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT”) (NASDAQ: NBTB) announced that it has received regulatory approval to complete the proposed merger (the...
EVANS BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Evans Bancorp, Inc. - EVBN
NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Evans Bancorp, I...
NBT Bancorp Earnings Call Transcript: Q3 2024
Q3 2024 saw strong loan and deposit growth, record non-interest income, and improved net interest margin. The announced Evans Bancorp merger expands the Upstate NY footprint, while stable asset quality and a rising dividend highlight ongoing strength.
NBT Bancorp Inc. Announces Third Quarter 2024 Results and Declares Cash Dividend
NORWICH, N.Y., Oct. 28, 2024 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and nine months ended Septemb...
NBT Bancorp Transcript: M&A Announcement
The merger creates the largest community bank in Upstate New York, expanding into Buffalo and Rochester with no branch overlap and strong cultural alignment. The $236M all-stock deal is expected to be 13.6% earnings accretive, with 25% cost savings targeted mainly from technology integration.
US lender NBT Bancorp to buy Evans Bancorp in $236 mln deal
U.S. lender NBT Bancorp has agreed to buy Evans Bancorp in a deal that values it at nearly $236 million, as it looks to expand its footprint in western New York.
NBT Bancorp Inc. and Evans Bancorp, Inc. Announce Strategic Partnership
Merger Will Extend NBT's Growing Footprint to Western New York, Bring Next Generation of Community Banking Into Region Merger Will Extend NBT's Growing Footprint to Western New York, Bring Next Genera...
NBT Bancorp Earnings Call Transcript: Q2 2024
Q2 2024 saw net income of $32.7M, record noninterest income, and a 6.3% dividend increase. Loan and deposit growth remained strong, with net interest margin stabilizing and fee income lines showing robust organic growth. Regional chip industry investments are expected to drive future opportunities.
NBT Bancorp Inc. Announces Second Quarter 2024 Results and Approves a 6.3% Cash Dividend Increase
NORWICH, N.Y., July 22, 2024 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and six months ended June 30,...
NBT Bancorp Inc. Announces Date of Second Quarter Conference Call
NORWICH, N.Y., July 01, 2024 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the second quarter 2024 on Monday, July 22, ...
NBT Bancorp Inc. Completes Leadership Transition
NORWICH, N.Y., May 21, 2024 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) announced that its CEO Succession Plan unanimously approved by NBT's Board of Directors in Janu...