Northpointe Bancshares, Inc. (NPB)
NYSE: NPB · Real-Time Price · USD
17.69
+0.12 (0.68%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Northpointe Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
| Cash & Equivalents | 487.62 | 496.46 | 376.3 | 351.89 | 274.23 |
| Investment Securities | 6.22 | 6.09 | 9.88 | 16.05 | 16.2 |
| Total Investments | 6.22 | 6.09 | 9.88 | 16.05 | 16.2 |
| Gross Loans | 6,411 | 6,022 | 4,428 | 3,781 | 3,030 |
| Allowance for Loan Losses | -9.7 | -10.44 | -11.19 | -12.3 | -6.37 |
| Net Loans | 6,401 | 6,011 | 4,417 | 3,769 | 3,024 |
| Property, Plant & Equipment | 27.39 | 28.57 | 28.79 | 31.9 | 29.57 |
| Other Intangible Assets | 1.37 | 1.51 | 2.1 | 4.54 | 5.7 |
| Loans Held for Sale | 297.24 | 309.21 | 217.07 | 352.44 | 790.96 |
| Accrued Interest Receivable | - | 28.3 | 20.8 | 20.9 | - |
| Other Current Assets | - | 0.04 | - | 1.3 | 1.1 |
| Other Real Estate Owned & Foreclosed | 3.36 | 1.7 | 3 | 0.02 | 0.55 |
| Other Long-Term Assets | 91.07 | 59.74 | 79.93 | 143.05 | 184.73 |
| Total Assets | 7,396 | 7,023 | 5,224 | 4,758 | 4,400 |
| Accrued Expenses | - | 0.39 | 0.39 | 0.53 | 0.9 |
| Interest Bearing Deposits | 4,724 | 4,458 | 3,072 | 2,599 | 2,491 |
| Institutional Deposits | - | 135.82 | 141.22 | 72.97 | 87.25 |
| Non-Interest Bearing Deposits | 277.24 | 275.97 | 208.94 | 253.14 | 342.59 |
| Total Deposits | 5,001 | 4,870 | 3,423 | 2,926 | 2,921 |
| Current Portion of Long-Term Debt | - | 420 | - | - | - |
| Other Current Liabilities | - | 3.2 | 2.64 | 27.5 | 2.8 |
| Long-Term Debt | 1,743 | 108.92 | 38.93 | 34.37 | 51.26 |
| Federal Home Loan Bank Debt, Long-Term | - | 1,003 | 1,259 | 1,275 | 925 |
| Long-Term Leases | - | 1.01 | 1.5 | 2.5 | - |
| Trust Preferred Securities | 5 | 5 | 5 | 5 | 5 |
| Long-Term Deferred Tax Liabilities | 4.11 | 3.79 | 3.48 | 24.13 | 28.42 |
| Other Long-Term Liabilities | 51.99 | 39.32 | 28.27 | 33.27 | 48.37 |
| Total Liabilities | 6,806 | 6,454 | 4,762 | 4,328 | 3,983 |
| Additional Paid-In Capital | 204.88 | 204.88 | 166.85 | 180.05 | 180.66 |
| Retained Earnings | 385.21 | 364.37 | 295.97 | 251.38 | 237.33 |
| Comprehensive Income & Other | -0.09 | -0.2 | -0.32 | -0.8 | -0.69 |
| Shareholders' Equity | 589.99 | 569.04 | 462.49 | 430.62 | 417.31 |
| Total Liabilities & Equity | 7,396 | 7,023 | 5,224 | 4,758 | 4,400 |
| Total Debt | 1,748 | 1,537 | 1,304 | 1,317 | 981.26 |
| Net Cash (Debt) | -1,261 | -1,041 | -927.89 | -964.98 | -707.02 |
| Net Cash Per Share | -35.95 | -30.74 | -35.93 | -37.41 | -27.27 |
| Filing Date Shares Outstanding | 34.49 | 34.49 | 34.3 | 25.69 | 25.84 |
| Total Common Shares Outstanding | 34.49 | 34.49 | 25.68 | 25.69 | 25.84 |
| Book Value Per Share | 17.10 | 16.50 | 18.01 | 16.76 | 16.15 |
| Tangible Book Value | 588.63 | 567.53 | 460.39 | 426.08 | 411.61 |
| Tangible Book Value Per Share | 17.06 | 16.45 | 17.92 | 16.59 | 15.93 |
Source: S&P Capital IQ. Banks template. Financial Sources.