Northpointe Bancshares, Inc. (NPB)
NYSE: NPB · Real-Time Price · USD
17.55
-0.04 (-0.23%)
Dec 5, 2025, 4:00 PM EST - Market closed
Northpointe Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
| Net Income | 70.76 | 55.16 | 33.76 | 23.24 |
| Depreciation & Amortization | 3.25 | 3.8 | 4.02 | 4.02 |
| Other Amortization | 0.31 | 0.46 | 0.36 | 0.18 |
| Gain (Loss) on Sale of Assets | -0.11 | 1.57 | 0.04 | 5.55 |
| Gain (Loss) on Sale of Investments | -0.06 | -3.09 | 2.6 | 14.27 |
| Total Asset Writedown | 1.47 | 1.47 | 0.14 | - |
| Provision for Credit Losses | 2.34 | -0.33 | -1.49 | 2.22 |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 67.58 | 58.55 | 528.28 | 1,431 |
| Change in Other Net Operating Assets | 7.64 | -21.82 | 2.29 | -9 |
| Other Operating Activities | -5.13 | -19.27 | 12.14 | -50.07 |
| Operating Cash Flow | 82.11 | 19.81 | 504.17 | 1,352 |
| Operating Cash Flow Growth | -35.59% | -96.07% | -62.70% | - |
| Capital Expenditures | -2.35 | -1.05 | -2.81 | -3.39 |
| Investment in Securities | 4 | 6.89 | - | -5.82 |
| Purchase / Sale of Intangibles | -0.3 | 80.85 | -2.72 | 24.3 |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -1,482 | -543.07 | -751.98 | -1,197 |
| Other Investing Activities | -10.54 | -2.09 | 6.04 | 5.4 |
| Investing Cash Flow | -1,488 | -458.24 | -750.68 | -1,175 |
| Long-Term Debt Issued | - | 379.11 | 350 | 1,265 |
| Long-Term Debt Repaid | - | -389.51 | -17.25 | -1,587 |
| Net Debt Issued (Repaid) | 49.08 | -10.4 | 332.75 | -322 |
| Issuance of Common Stock | 115.03 | 0.16 | - | 0.24 |
| Repurchase of Common Stock | -0.77 | -0.77 | -0.62 | -1.5 |
| Preferred Share Repurchases | -4.9 | -11.57 | - | - |
| Common Dividends Paid | -3 | -2.57 | -2.57 | -7.75 |
| Preferred Dividends Paid | -8.63 | -9.01 | -9.65 | -9.66 |
| Total Dividends Paid | -11.63 | -11.58 | -12.22 | -17.41 |
| Net Increase (Decrease) in Deposit Accounts | 1,238 | 497 | 4.26 | -14.09 |
| Financing Cash Flow | 1,385 | 462.83 | 324.17 | -354.76 |
| Net Cash Flow | -21.59 | 24.41 | 77.66 | -178.37 |
| Free Cash Flow | 79.76 | 18.76 | 501.36 | 1,348 |
| Free Cash Flow Growth | -36.77% | -96.26% | -62.81% | - |
| Free Cash Flow Margin | 37.24% | 10.10% | 253.50% | 528.02% |
| Free Cash Flow Per Share | 2.51 | 0.73 | 19.44 | 52.00 |
| Cash Interest Paid | 208.05 | 202.36 | 164.2 | 63.51 |
| Cash Income Tax Paid | 33.56 | 43.35 | 3.28 | 2.27 |
Source: S&P Capital IQ. Banks template. Financial Sources.