Northpointe Bancshares Statistics
Total Valuation
NPB has a market cap or net worth of $603.10 million. The enterprise value is $1.58 billion.
Important Dates
The last earnings date was Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Oct 15, 2025 |
Share Statistics
NPB has 34.36 million shares outstanding. The number of shares has increased by 23.33% in one year.
| Current Share Class | 30.39M |
| Shares Outstanding | 34.36M |
| Shares Change (YoY) | +23.33% |
| Shares Change (QoQ) | +0.34% |
| Owned by Insiders (%) | 36.24% |
| Owned by Institutions (%) | 37.38% |
| Float | 13.64M |
Valuation Ratios
The trailing PE ratio is 8.98 and the forward PE ratio is 6.83.
| PE Ratio | 8.98 |
| Forward PE | 6.83 |
| PS Ratio | 2.56 |
| Forward PS | 2.27 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 7.56 |
| P/OCF Ratio | 7.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 25.51 |
| EV / Sales | 7.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 19.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 17.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.12%.
| Return on Equity (ROE) | 13.12% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $428,416 |
| Profits Per Employee | $124,136 |
| Employee Count | 500 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NPB has paid $22.31 million in taxes.
| Income Tax | 22.31M |
| Effective Tax Rate | 23.98% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 16.81 |
| 200-Day Moving Average | 15.26 |
| Relative Strength Index (RSI) | 61.94 |
| Average Volume (20 Days) | 157,963 |
Short Selling Information
The latest short interest is 480,782, so 1.40% of the outstanding shares have been sold short.
| Short Interest | 480,782 |
| Short Previous Month | 1.11M |
| Short % of Shares Out | 1.40% |
| Short % of Float | 3.53% |
| Short Ratio (days to cover) | 3.63 |
Income Statement
In the last 12 months, NPB had revenue of $214.21 million and earned $62.07 million in profits. Earnings per share was $1.95.
| Revenue | 214.21M |
| Gross Profit | 214.21M |
| Operating Income | 89.32M |
| Pretax Income | 93.07M |
| Net Income | 62.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.95 |
Full Income StatementBalance Sheet
The company has $419.16 million in cash and $1.40 billion in debt, giving a net cash position of -$980.15 million or -$28.52 per share.
| Cash & Cash Equivalents | 419.16M |
| Total Debt | 1.40B |
| Net Cash | -980.15M |
| Net Cash Per Share | -$28.52 |
| Equity (Book Value) | 623.53M |
| Book Value Per Share | 18.14 |
| Working Capital | -4.25B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $82.11 million and capital expenditures -$2.35 million, giving a free cash flow of $79.76 million.
| Operating Cash Flow | 82.11M |
| Capital Expenditures | -2.35M |
| Free Cash Flow | 79.76M |
| FCF Per Share | $2.32 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.70% |
| Pretax Margin | 43.45% |
| Profit Margin | 33.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.24% |