Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
29.09
+0.03 (0.10%)
Mar 6, 2026, 4:00 PM EST - Market closed
Norwood Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 109.91 | 99.39 | 85.21 | 66.01 | 65.26 | Upgrade
|
| Interest Income on Investments | 16.62 | 13.19 | 10.33 | 9.65 | 5.81 | Upgrade
|
| Total Interest Income | 126.53 | 112.58 | 95.54 | 75.67 | 71.07 | Upgrade
|
| Interest Paid on Deposits | 43.68 | 42.33 | 26.03 | 6.47 | 4.76 | Upgrade
|
| Interest Paid on Borrowings | 4.52 | 8.06 | 7.44 | 0.8 | 1 | Upgrade
|
| Total Interest Expense | 48.2 | 50.39 | 33.47 | 7.27 | 5.76 | Upgrade
|
| Net Interest Income | 78.32 | 62.19 | 62.07 | 68.4 | 65.31 | Upgrade
|
| Net Interest Income Growth (YoY) | 25.94% | 0.20% | -9.25% | 4.72% | 29.39% | Upgrade
|
| Trust Income | 1.03 | 0.94 | 0.9 | 0.85 | 0.75 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -19.96 | -0.21 | 0 | 0.09 | Upgrade
|
| Other Non-Interest Income | 8.26 | 7.64 | 7.29 | 8.65 | 7.31 | Upgrade
|
| Total Non-Interest Income | 9.62 | -11.15 | 8.12 | 9.93 | 8.36 | Upgrade
|
| Non-Interest Income Growth (YoY) | - | - | -18.20% | 18.79% | 7.47% | Upgrade
|
| Revenues Before Loan Losses | 87.94 | 51.04 | 70.19 | 78.33 | 73.67 | Upgrade
|
| Provision for Loan Losses | 1.77 | 2.67 | 5.55 | 0.9 | 4.2 | Upgrade
|
| Revenue | 86.17 | 48.37 | 64.64 | 77.43 | 69.47 | Upgrade
|
| Revenue Growth (YoY) | 78.16% | -25.18% | -16.51% | 11.45% | 31.56% | Upgrade
|
| Salaries and Employee Benefits | 26.93 | 24.3 | 22.74 | 21.43 | 20.06 | Upgrade
|
| Occupancy Expenses | 5.48 | - | - | - | - | Upgrade
|
| Federal Deposit Insurance | 1.55 | 1.34 | 0.99 | 0.61 | 0.68 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.05 | 0.07 | 0.09 | 0.1 | 0.12 | Upgrade
|
| Selling, General & Administrative | 7.71 | 14.48 | 12.54 | 11.75 | 10.83 | Upgrade
|
| Other Non-Interest Expense | 9.28 | 8.38 | 7.02 | 7.08 | 6.77 | Upgrade
|
| Total Non-Interest Expense | 51.15 | 48.63 | 43.5 | 41.04 | 38.61 | Upgrade
|
| EBT Excluding Unusual Items | 35.02 | -0.26 | 21.15 | 36.39 | 30.86 | Upgrade
|
| Pretax Income | 35.02 | -0.26 | 21.15 | 36.39 | 30.86 | Upgrade
|
| Income Tax Expense | 7.26 | -0.1 | 4.39 | 7.15 | 5.95 | Upgrade
|
| Net Income | 27.76 | -0.16 | 16.76 | 29.23 | 24.92 | Upgrade
|
| Net Income to Common | 27.76 | -0.16 | 16.76 | 29.23 | 24.92 | Upgrade
|
| Net Income Growth | - | - | -42.67% | 17.33% | 65.22% | Upgrade
|
| Basic Shares Outstanding | 9 | 8 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 9 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 13.94% | 0.11% | -1.14% | -0.27% | 13.40% | Upgrade
|
| EPS (Basic) | 3.01 | -0.02 | 2.08 | 3.59 | 3.05 | Upgrade
|
| EPS (Diluted) | 3.01 | -0.02 | 2.07 | 3.58 | 3.04 | Upgrade
|
| EPS Growth | - | - | -42.18% | 17.76% | 45.45% | Upgrade
|
| Dividend Per Share | 1.250 | 1.210 | 1.170 | 1.130 | 1.060 | Upgrade
|
| Dividend Growth | 3.31% | 3.42% | 3.54% | 6.60% | 4.95% | Upgrade
|
| Effective Tax Rate | 20.74% | - | 20.75% | 19.66% | 19.26% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.