Norwood Financial Statistics

Total Valuation

NWFL has a market cap or net worth of $319.55 million. The enterprise value is $300.58 million.

Market Cap	319.55M
Enterprise Value	300.58M

Important Dates

The last earnings date was Monday, April 27, 2026, before market open.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	Apr 15, 2026

Share Statistics

NWFL has 10.83 million shares outstanding. The number of shares has increased by 14.65% in one year.

Current Share Class	10.83M
Shares Outstanding	10.83M
Shares Change (YoY)	+14.65%
Shares Change (QoQ)	+15.99%
Owned by Insiders (%)	9.09%
Owned by Institutions (%)	37.07%
Float	9.85M

Valuation Ratios

The trailing PE ratio is 11.02 and the forward PE ratio is 8.35.

PE Ratio	11.02
Forward PE	8.35
PS Ratio	3.40
Forward PS	2.69
PB Ratio	1.11
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.69
EV / Sales	3.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.19%.

Return on Equity (ROE)	10.19%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.77%
Revenue Per Employee	$329,633
Profits Per Employee	$91,502
Employee Count	281
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NWFL has paid $6.84 million in taxes.

Income Tax	6.84M
Effective Tax Rate	21.01%

Stock Price Statistics

The stock price has increased by +19.19% in the last 52 weeks. The beta is 0.57, so NWFL's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+19.19%
50-Day Moving Average	29.84
200-Day Moving Average	27.73
Relative Strength Index (RSI)	39.07
Average Volume (20 Days)	18,685

Short Selling Information

The latest short interest is 119,374, so 1.10% of the outstanding shares have been sold short.

Short Interest	119,374
Short Previous Month	103,112
Short % of Shares Out	1.10%
Short % of Float	1.21%
Short Ratio (days to cover)	5.21

Income Statement

In the last 12 months, NWFL had revenue of $92.63 million and earned $25.71 million in profits. Earnings per share was $2.68.

Revenue	92.63M
Gross Profit	92.63M
Operating Income	40.76M
Pretax Income	32.55M
Net Income	25.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.68

Full Income Statement

Balance Sheet

The company has $102.57 million in cash and $88.27 million in debt, giving a net cash position of $14.31 million or $1.32 per share.

Cash & Cash Equivalents	102.57M
Total Debt	88.27M
Net Cash	14.31M
Net Cash Per Share	$1.32
Equity (Book Value)	283.94M
Book Value Per Share	26.21
Working Capital	-2.40B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.01%
Pretax Margin	35.14%
Profit Margin	27.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 4.34%.

Dividend Per Share	$1.28
Dividend Yield	4.34%
Dividend Growth (YoY)	3.28%
Years of Dividend Growth	28
Payout Ratio	47.07%
Buyback Yield	-14.65%
Shareholder Yield	-10.25%
Earnings Yield	8.17%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for NWFL is $33.00, which is 11.86% higher than the current price. The consensus rating is "Hold".

Price Target	$33.00
Price Target Difference	11.86%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Sep 18, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2