Norwood Financial Corp. (NWFL)

NASDAQ: NWFL · Real-Time Price · USD
29.50
+0.29 (0.99%)
At close: Apr 28, 2026, 4:00 PM EDT
29.50
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:00 PM EDT
0.99%
Market Cap 316.35M
Revenue (ttm) 92.63M
Net Income (ttm) 25.71M
Shares Out 10.83M
EPS (ttm) 2.68
PE Ratio 10.91
Forward PE 8.26
Dividend $1.28 (4.38%)
Ex-Dividend Date Apr 15, 2026
Volume 15,507
Open 29.21
Previous Close 29.21
Day's Range 28.84 - 29.90
52-Week Range 23.70 - 32.23
Beta 0.57
Analysts Hold
Price Target 33.00 (+12.99%)
Earnings Date Apr 27, 2026

About NWFL

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construct... [Read more]

Sector Financials
IPO Date Mar 2, 1998
Employees 281
Stock Exchange NASDAQ
Ticker Symbol NWFL
Full Company Profile

Financial Performance

Financial Statements

Analyst Forecast

According to one analyst, the rating for NWFL stock is "Hold" and the 12-month stock price target is $33.0.

Price Target
$33.0
(12.99% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Norwood Financial Earnings Call Transcript: Q1 2026

First quarter results showed record net interest income and margin expansion, driven by the Presence Bank acquisition and strong loan and deposit growth. Integration is ahead of plan, with further margin and fee income growth expected, and limited deposit pricing pressure in core markets.

1 day ago - Transcripts

Norwood Financial Corp announces First Quarter Financial Results

Quarterly Highlights: Successfully closed acquisition of Presence Bancshares. Completed core system conversion April 13, 2026.

1 day ago - GlobeNewsWire

Norwood Financial Earnings Call Transcript: Q4 2025

Strong Q4 2025 results featured a 62% rise in net interest income and doubled adjusted net income and EPS year-over-year, driven by loan and deposit growth and the Presence Bank acquisition, which expanded assets by 20%. Integration and operational efficiency remain key 2026 priorities.

3 months ago - Transcripts

Norwood Financial Corp announces Fourth Quarter and Full Year 2025 Results

Full Year Highlights: Full year fully diluted EPS of $3.01. Full year net interest margin increased 58 basis points over the prior year.

3 months ago - GlobeNewsWire

Norwood Financial Corp Announces Timing of Fourth Quarter 2025 Earnings Release and Conference Call

HONESDALE, Pa., Jan. 12, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, will release its fourth quarter 2025 financial results before marke...

3 months ago - GlobeNewsWire

Norwood Financial Corp Completes Acquisition of PB Bankshares, Inc.

HONESDALE, Pa., Jan. 05, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market: NWFL) (“Norwood”), the holding company for Wayne Bank, announced today that it had completed its acquisi...

4 months ago - GlobeNewsWire

Norwood Financial Corp Announces Cash Dividend

HONESDALE, Pa., Dec. 17, 2025 (GLOBE NEWSWIRE) -- James O.

4 months ago - GlobeNewsWire

Norwood Financial Corp Announces Receipt of Regulatory Approvals for Acquisition of PB Bankshares, Inc.

HONESDALE, Pa., Dec. 12, 2025 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market: NWFL), the holding company for Wayne Bank, announced that it has received final regulatory approvals for...

4 months ago - GlobeNewsWire

Norwood Financial Earnings Call Transcript: Q3 2025

Strong Q3 results featured asset and margin growth, improved credit metrics, and higher fee income. Net interest margin rose to 3.63%, with broad-based loan growth and a pending merger expected to close after Q4. Deposit costs are set to decline with anticipated rate cuts.

6 months ago - Transcripts

PB Bankshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PB Bankshares, Inc. - PBBK

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of PB Ba...

Other symbols: PBBK
7 months ago - Business Wire

Norwood Financial Corp Announces Timing of Third Quarter 2025 Earnings Release and Conference Call

HONESDALE, Pa., Oct. 10, 2025 (GLOBE NEWSWIRE) -- Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, will release its third quarter 2025 financial results before market...

7 months ago - GlobeNewsWire

Lewis J. Critelli to Retire as Chairmen of the Board of Norwood Financial Corp; Dr. Andrew A. Forte Appointed Chairman of the Board; Dr. Marissa Nacinovich and James Shook Appointed to the Board

HONESDALE, Pa., Sept. 17, 2025 (GLOBE NEWSWIRE) -- Lewis J. Critelli has announced his retirement from the Board of Directors of Norwood Financial Corp (the “Company”) (Nasdaq Global Market-NWFL) and ...

7 months ago - GlobeNewsWire

Norwood Financial Corp announces Second Quarter 2025 Results

Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced results for the three months and six months ended June 30.

10 months ago - GlobeNewsWire

PB BANKSHARES INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PB Bankshares, Inc. - PBBK

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of PB Ba...

Other symbols: PBBK
10 months ago - Business Wire

Norwood Financial Corp announces First Quarter 2025 Results

Quarterly Highlights: Fully diluted EPS of $0.63, a 14.5% increase over the same period in 2024 Return on assets rises to over 1.00%. Net interest margin increased 30 basis points vs.

1 year ago - GlobeNewsWire

Susan Campfield to Retire as Director of Norwood Financial Corp and Wayne Bank

HONESDALE, Pa., Feb. 18, 2025 (GLOBE NEWSWIRE) -- Susan Campfield has announced her retirement from the Board of Directors of Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Way...

1 year ago - GlobeNewsWire

Norwood Financial Corp announces Fourth Quarter and Full Year 2024 Results

Quarterly Highlights: Net interest margin increased 5 basis points vs. the prior quarter and 11 basis points over the prior year.

1 year ago - GlobeNewsWire

Norwood Financial Corp Corrects Dividend Payment Date for Q4 Cash Dividend

HONESDALE, Pa., Dec. 19, 2024 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market - NWFL) announced today that the dividend payment date for the fourth quarter cash dividend is February 3...

1 year ago - GlobeNewsWire

Norwood Financial Corp Announces Pricing of Common Stock Offering

HONESDALE, Pa., Dec. 17, 2024 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ: NWFL) (“Norwood” or the “Company”) today announced the pricing of a public offering of 1,000,000 shares of its common ...

1 year ago - GlobeNewsWire

Norwood Financial Corp Announces Launch of Common Stock Offering

HONESDALE, Pa., Dec. 17, 2024 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ: NWFL) (“Norwood” or the “Company”), parent company of Wayne Bank, announced today that it has launched an underwritten...

1 year ago - GlobeNewsWire

Norwood Financial Corp Announces Third Quarter 2024 Results

Quarterly Highlights: Net interest margin increased 19 basis points vs. the prior quarter and 7 basis points over the prior year.

1 year ago - GlobeNewsWire

Norwood Financial Corp Announces Second Quarter Earnings

HONESDALE, Pa., July 26, 2024 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announc...

1 year ago - GlobeNewsWire

Norwood Financial Corp and Wayne Bank Appoint Ronald R. Schmalzle as Director

HONESDALE, Pa., July 18, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Norwood Financial Corp (NASDAQ Global Market – NWFL) and its subsidiary, Wayne Bank, announced the appointment of Ronald R. ...

1 year ago - GlobeNewsWire

Norwood Financial Corp Announces Appointment of John M. McCaffery as Executive Vice President and Chief Financial Officer

James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (the “Company”) (NASDAQ Global Market: NWFL) and its wholly owned subsid

2 years ago - GlobeNewsWire