OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
40.47
-0.11 (-0.27%)
Dec 5, 2025, 4:00 PM EST - Market closed
OFG Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 627.07 | 613.6 | 554.74 | 460.16 | 433.79 | 457.44 | Upgrade
|
| Interest Income on Investments | 146.81 | 136.68 | 94.14 | 55.41 | 15.41 | 15.91 | Upgrade
|
| Total Interest Income | 773.88 | 750.28 | 648.88 | 515.57 | 449.2 | 473.35 | Upgrade
|
| Interest Paid on Deposits | 151.25 | 150.28 | 75.97 | 32.24 | 39.01 | 60.2 | Upgrade
|
| Interest Paid on Borrowings | 17.77 | 11.56 | 12.05 | 1.25 | 2.82 | 4.72 | Upgrade
|
| Total Interest Expense | 169.02 | 161.84 | 88.01 | 33.49 | 41.83 | 64.92 | Upgrade
|
| Net Interest Income | 604.86 | 588.44 | 560.87 | 482.08 | 407.37 | 408.43 | Upgrade
|
| Net Interest Income Growth (YoY) | 3.78% | 4.92% | 16.34% | 18.34% | -0.26% | 26.53% | Upgrade
|
| Trust Income | 37.01 | 35.62 | 32.99 | 32.64 | 35.04 | 31.79 | Upgrade
|
| Mortgage Banking Activities | 21.25 | 18.64 | 18.79 | 21.93 | 22.51 | 16.5 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.9 | -0.01 | -1.15 | -0.25 | 0.02 | 4.73 | Upgrade
|
| Other Non-Interest Income | 64.8 | 69 | 77.75 | 77.33 | 77.12 | 64.06 | Upgrade
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| Total Non-Interest Income | 124.96 | 123.25 | 128.38 | 131.65 | 134.69 | 117.08 | Upgrade
|
| Non-Interest Income Growth (YoY) | -2.68% | -4.00% | -2.48% | -2.26% | 15.04% | 42.46% | Upgrade
|
| Revenues Before Loan Losses | 729.82 | 711.69 | 689.25 | 613.73 | 542.06 | 525.51 | Upgrade
|
| Provision for Loan Losses | 105.81 | 82.25 | 60.64 | 24.12 | 0.22 | 92.67 | Upgrade
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| Revenue | 624 | 629.44 | 628.61 | 589.61 | 541.84 | 432.84 | Upgrade
|
| Revenue Growth (YoY) | -2.42% | 0.13% | 6.62% | 8.82% | 25.18% | 40.45% | Upgrade
|
| Salaries and Employee Benefits | 155.23 | 152.54 | 150.83 | 138.75 | 127.2 | 130.76 | Upgrade
|
| Occupancy Expenses | 48.62 | 47.57 | 46.84 | 38.75 | 36 | 31.12 | Upgrade
|
| Federal Deposit Insurance | 11.15 | 11.25 | 10.49 | 9.9 | 10.09 | 11.42 | Upgrade
|
| Selling, General & Administrative | 84.68 | 83.26 | 80.08 | 79.58 | 76.17 | 71.23 | Upgrade
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| Other Non-Interest Expense | 82.22 | 78.05 | 75.53 | 80.65 | 79.3 | 76.91 | Upgrade
|
| Total Non-Interest Expense | 384.52 | 375.69 | 363.37 | 345.55 | 325.76 | 329.2 | Upgrade
|
| EBT Excluding Unusual Items | 239.48 | 253.75 | 265.25 | 244.06 | 216.08 | 103.64 | Upgrade
|
| Other Unusual Items | - | - | - | 0.04 | -1.48 | 7.27 | Upgrade
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| Pretax Income | 239.48 | 253.75 | 265.25 | 244.11 | 214.6 | 94.83 | Upgrade
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| Income Tax Expense | 39.93 | 55.58 | 83.38 | 77.87 | 68.45 | 20.5 | Upgrade
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| Net Income | 199.56 | 198.17 | 181.87 | 166.24 | 146.15 | 74.33 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | 1.26 | 6.51 | Upgrade
|
| Net Income to Common | 199.56 | 198.17 | 181.87 | 166.24 | 144.9 | 67.82 | Upgrade
|
| Net Income Growth | 2.64% | 8.96% | 9.40% | 13.74% | 96.63% | 38.05% | Upgrade
|
| Basic Shares Outstanding | 45 | 47 | 47 | 48 | 51 | 51 | Upgrade
|
| Diluted Shares Outstanding | 45 | 47 | 48 | 48 | 51 | 52 | Upgrade
|
| Shares Change (YoY) | -3.86% | -1.37% | -1.82% | -5.71% | -0.36% | -0.32% | Upgrade
|
| EPS (Basic) | 4.42 | 4.25 | 3.85 | 3.46 | 2.84 | 1.32 | Upgrade
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| EPS (Diluted) | 4.40 | 4.23 | 3.83 | 3.44 | 2.81 | 1.32 | Upgrade
|
| EPS Growth | 6.55% | 10.44% | 11.34% | 22.42% | 112.88% | 43.48% | Upgrade
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| Dividend Per Share | 1.150 | 1.000 | 0.880 | 0.700 | 0.400 | 0.280 | Upgrade
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| Dividend Growth | 18.56% | 13.64% | 25.71% | 75.00% | 42.86% | - | Upgrade
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| Effective Tax Rate | 16.67% | 21.90% | 31.43% | 31.90% | 31.90% | 21.62% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.