OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
45.86
+0.03 (0.07%)
Apr 28, 2026, 4:00 PM EDT - Market closed
OFG Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 635.09 | 629.94 | 613.6 | 554.74 | 460.16 | 433.79 | Upgrade
|
| Interest Income on Investments | 150.75 | 151 | 136.68 | 94.14 | 55.41 | 15.41 | Upgrade
|
| Total Interest Income | 785.84 | 780.94 | 750.28 | 648.88 | 515.57 | 449.2 | Upgrade
|
| Interest Paid on Deposits | 150.32 | 152.75 | 150.28 | 75.97 | 32.24 | 39.01 | Upgrade
|
| Interest Paid on Borrowings | 22.31 | 19.72 | 11.56 | 12.05 | 1.25 | 2.82 | Upgrade
|
| Total Interest Expense | 172.63 | 172.47 | 161.84 | 88.01 | 33.49 | 41.83 | Upgrade
|
| Net Interest Income | 613.21 | 608.47 | 588.44 | 560.87 | 482.08 | 407.37 | Upgrade
|
| Net Interest Income Growth (YoY) | 3.34% | 3.40% | 4.92% | 16.34% | 18.34% | -0.26% | Upgrade
|
| Trust Income | 38.22 | 37.77 | 35.62 | 32.99 | 32.64 | 35.04 | Upgrade
|
| Mortgage Banking Activities | 20.49 | 19.13 | 18.64 | 18.79 | 21.93 | 22.51 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -0.25 | 0.02 | Upgrade
|
| Other Non-Interest Income | 66.92 | 66.08 | 68.99 | 76.6 | 77.33 | 77.12 | Upgrade
|
| Total Non-Interest Income | 125.63 | 122.98 | 123.25 | 128.38 | 131.65 | 134.69 | Upgrade
|
| Non-Interest Income Growth (YoY) | 2.62% | -0.22% | -4.00% | -2.48% | -2.26% | 15.04% | Upgrade
|
| Revenues Before Loan Losses | 738.84 | 731.44 | 711.69 | 689.25 | 613.73 | 542.06 | Upgrade
|
| Provision for Loan Losses | 104.31 | 107.51 | 82.25 | 60.64 | 24.12 | 0.22 | Upgrade
|
| Revenue | 634.53 | 623.93 | 629.44 | 628.61 | 589.61 | 541.84 | Upgrade
|
| Revenue Growth (YoY) | 1.85% | -0.88% | 0.13% | 6.62% | 8.82% | 25.18% | Upgrade
|
| Salaries and Employee Benefits | 157.61 | 156.19 | 152.54 | 150.83 | 138.75 | 127.2 | Upgrade
|
| Occupancy Expenses | 48.58 | 49.98 | 48.82 | 48.19 | 38.75 | 36 | Upgrade
|
| Federal Deposit Insurance | 11.38 | 11.38 | 11.25 | 10.49 | 9.9 | 10.09 | Upgrade
|
| Selling, General & Administrative | 90.4 | 88.02 | 83.26 | 80.08 | 79.58 | 76.17 | Upgrade
|
| Other Non-Interest Expense | 83.22 | 83.22 | 76.8 | 74.18 | 80.65 | 79.3 | Upgrade
|
| Total Non-Interest Expense | 391.06 | 389.81 | 375.69 | 363.37 | 345.55 | 325.76 | Upgrade
|
| EBT Excluding Unusual Items | 243.46 | 234.12 | 253.75 | 265.25 | 244.06 | 216.08 | Upgrade
|
| Other Unusual Items | - | - | - | - | 0.04 | -1.48 | Upgrade
|
| Pretax Income | 243.46 | 234.12 | 253.75 | 265.25 | 244.11 | 214.6 | Upgrade
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| Income Tax Expense | 30 | 29.01 | 55.58 | 83.38 | 77.87 | 68.45 | Upgrade
|
| Net Income | 213.47 | 205.1 | 198.17 | 181.87 | 166.24 | 146.15 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | - | 1.26 | Upgrade
|
| Net Income to Common | 213.47 | 205.1 | 198.17 | 181.87 | 166.24 | 144.9 | Upgrade
|
| Net Income Growth | 10.01% | 3.50% | 8.96% | 9.40% | 13.74% | 96.63% | Upgrade
|
| Basic Shares Outstanding | 44 | 45 | 47 | 47 | 48 | 51 | Upgrade
|
| Diluted Shares Outstanding | 44 | 45 | 47 | 48 | 48 | 51 | Upgrade
|
| Shares Change (YoY) | -5.00% | -4.57% | -1.37% | -1.82% | -5.71% | -0.36% | Upgrade
|
| EPS (Basic) | 4.86 | 4.60 | 4.25 | 3.85 | 3.46 | 2.84 | Upgrade
|
| EPS (Diluted) | 4.84 | 4.58 | 4.23 | 3.83 | 3.44 | 2.81 | Upgrade
|
| EPS Growth | 15.79% | 8.27% | 10.44% | 11.34% | 22.42% | 112.88% | Upgrade
|
| Dividend Per Share | 1.250 | 1.200 | 1.000 | 0.880 | 0.700 | 0.400 | Upgrade
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| Dividend Growth | 19.05% | 20.00% | 13.64% | 25.71% | 75.00% | 42.86% | Upgrade
|
| Effective Tax Rate | 12.32% | 12.39% | 21.90% | 31.43% | 31.90% | 31.90% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.