OFG Bancorp Statistics

Total Valuation

OFG Bancorp has a market cap or net worth of $1.94 billion. The enterprise value is $1.88 billion.

Market Cap	1.94B
Enterprise Value	1.88B

Important Dates

The last earnings date was Tuesday, April 21, 2026, before market open.

Earnings Date	Apr 21, 2026
Ex-Dividend Date	Jun 30, 2026

Share Statistics

OFG Bancorp has 42.26 million shares outstanding. The number of shares has decreased by -5.00% in one year.

Current Share Class	42.26M
Shares Outstanding	42.26M
Shares Change (YoY)	-5.00%
Shares Change (QoQ)	-2.15%
Owned by Insiders (%)	1.06%
Owned by Institutions (%)	99.56%
Float	41.79M

Valuation Ratios

The trailing PE ratio is 9.47 and the forward PE ratio is 10.06.

PE Ratio	9.47
Forward PE	10.06
PS Ratio	3.05
Forward PS	2.87
PB Ratio	1.42
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	8.81
EV / Sales	2.96
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.04%.

Return on Equity (ROE)	16.04%
Return on Assets (ROA)	1.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.20%
Revenue Per Employee	$290,401
Profits Per Employee	$97,697
Employee Count	2,185
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OFG Bancorp has paid $30.00 million in taxes.

Income Tax	30.00M
Effective Tax Rate	12.32%

Stock Price Statistics

The stock price has increased by +20.97% in the last 52 weeks. The beta is 0.69, so OFG Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+20.97%
50-Day Moving Average	41.43
200-Day Moving Average	41.83
Relative Strength Index (RSI)	72.53
Average Volume (20 Days)	253,969

Short Selling Information

The latest short interest is 1.07 million, so 2.54% of the outstanding shares have been sold short.

Short Interest	1.07M
Short Previous Month	1.10M
Short % of Shares Out	2.54%
Short % of Float	2.56%
Short Ratio (days to cover)	3.10

Income Statement

In the last 12 months, OFG Bancorp had revenue of $634.53 million and earned $213.47 million in profits. Earnings per share was $4.84.

Revenue	634.53M
Gross Profit	634.53M
Operating Income	254.72M
Pretax Income	243.46M
Net Income	213.47M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.84

Full Income Statement

Balance Sheet

The company has $636.52 million in cash and $578.76 million in debt, giving a net cash position of $57.77 million or $1.37 per share.

Cash & Cash Equivalents	636.52M
Total Debt	578.76M
Net Cash	57.77M
Net Cash Per Share	$1.37
Equity (Book Value)	1.37B
Book Value Per Share	32.35
Working Capital	-9.31B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.14%
Pretax Margin	38.37%
Profit Margin	33.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.05%.

Dividend Per Share	$1.40
Dividend Yield	3.05%
Dividend Growth (YoY)	18.18%
Years of Dividend Growth	5
Payout Ratio	26.85%
Buyback Yield	5.00%
Shareholder Yield	8.05%
Earnings Yield	11.02%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for OFG Bancorp is $45.17, which is -1.50% lower than the current price. The consensus rating is "Buy".

Price Target	$45.17
Price Target Difference	-1.50%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.

Last Split Date	Dec 29, 2004
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2