OppFi Inc. (OPFI)
| Market Cap | 769.10M |
| Revenue (ttm) | 341.82M |
| Net Income (ttm) | 26.33M |
| Shares Out | 85.12M |
| EPS (ttm) | 0.99 |
| PE Ratio | 9.13 |
| Forward PE | 5.04 |
| Dividend | $0.25 (2.77%) |
| Ex-Dividend Date | Apr 8, 2025 |
| Volume | 226,942 |
| Open | 8.88 |
| Previous Close | 8.89 |
| Day's Range | 8.85 - 9.07 |
| 52-Week Range | 7.36 - 15.03 |
| Beta | 1.80 |
| Analysts | Buy |
| Price Target | 14.25 (+57.72%) |
| Earnings Date | May 7, 2026 |
About OPFI
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois. [Read more]
Financial Performance
In 2025, OppFi's revenue was $341.82 million, an increase of 23.50% compared to the previous year's $276.77 million. Earnings were $26.33 million, an increase of 262.76%.
Financial StatementsAnalyst Forecast
According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price target is $14.25, which is an increase of 57.72% from the latest price.
News
OppFi Celebrates Financial Capability Month with Release of 2025 Social Impact Report and Expansion of Customer Empowerment Initiatives
CHICAGO, April 23, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and serv...
OppFi Announces its First Quarter 2026 Earnings Conference Call
CHICAGO, April 9, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 4Q25
Dallas, Texas--(Newsfile Corp. - March 12, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi exited FY25 with strong momentum, delivering recor...
OppFi Eyes Gas Prices as Revenues Hit New High
OppFi is keeping an eye on the gas pump as it enjoys record revenues. The personal loan platform reported annual earnings Wednesday (March 11) showing its income up 74.4% year over year to $146.2 mill...
OppFi Earnings Call Transcript: Q4 2025
Record 2025 results with 14% revenue growth and 69% higher adjusted net income, driven by improved underwriting, automation, and disciplined cost control. 2026 guidance calls for 9–13% revenue growth and new product launches, supported by advanced credit models.
OppFi Reports Record Annual Revenue, Net Income, and Adjusted Net Income
Net income increased 74.4% year over year to $146.2 million, a new Company record Adjusted net income1 increased 69.1% year over year to $139.8 million, a new Company record Basic and diluted earnings...
OppFi Announces its Fourth Quarter 2025 Earnings Conference Call
CHICAGO, Feb. 26, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and servi...
OppFi Transcript: Stephens Annual Investment Conference
Founded to serve underserved borrowers, the company has evolved into a digital lending platform with record growth and profitability. New tech initiatives like LOLA aim to boost efficiency, while investments in SMB lending and strong cash generation support ongoing M&A and strategic expansion.
OppFi to present at Stephens Investment Conference
CHICAGO , Nov. 6, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to ...
Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - October 30, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Earnings Call Transcript: Q3 2025
Record Q3 results with 14% revenue growth and 41% adjusted net income increase, driven by new customer originations, improved risk models, and disciplined expense management. Raised full-year guidance and anticipate continued double-digit growth into 2026.
OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance
Net income increased 136.9% year over year to $75.9 million, a Company record for any quarter Adjusted net income1 increased 41.4% year over year to $40.7 million, a Company record for any quarter Tot...
OppFi Announces its Third Quarter 2025 Earnings Conference Call
CHICAGO , Oct. 7, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to ...
OppFi Announces New $150 Million Revolving Credit Facility
CHICAGO , Oct. 2, 2025 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to e...
OppFi Announces Increase to Share Repurchase Program
Authorization Permits Company to Purchase an Additional $20 Million of Class A Common Stock CHICAGO , Aug. 26, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled ...
OppFi Publishes Supplemental Information Regarding its Warrants
CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to...
OppFi Transcript: Oppenheimer 28th Annual Technology, Internet & Communications Conference
A digital finance platform for underbanked Americans highlighted strong customer satisfaction, robust growth, and operational efficiency at the Oppenheimer Conference. Enhanced credit models, strategic acquisitions, and improved recoveries have driven higher revenue and raised 2025 guidance.
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It's been a raucous rally ever since the Trump tariffs were canceled a week after the inaptly-named Liberation Day press conference. But now, with Q2 earnings rolling out, we're seeing some stocks get...
Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)
Dallas, Texas--(Newsfile Corp. - August 6, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.
OppFi Revenues Climb as Borrowers Seek Larger Loans
Personal lending platform OppFi recorded record quarterly revenue amid an uptick in loan sizes. The company released earnings Wednesday (Aug. 6) showing revenue increasing 12.8% year over year to a re...
OppFi Earnings Call Transcript: Q2 2025
Record Q2 2025 revenue and strong growth in originations, net revenue, and adjusted net income led to raised full-year guidance. Investments in technology, disciplined credit, and operational efficiency drove profitability, while the company remains cautious amid macroeconomic uncertainties.
OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance
GAAP net income decreased 58.5% year over year to $11.5 million Adjusted net income1 increased 59.0% year over year to $39.4 million, a Company record for any quarter Total revenue increased 12.8% yea...
OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference
CHICAGO , Aug. 4, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that partners with banks to provide financial products and se...
OppFi Announces its Second Quarter 2025 Earnings Conference Call
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...
OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety
CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Am...