Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · Real-Time Price · USD
5.18
-0.28 (-5.13%)
Feb 27, 2026, 4:00 PM EST - Market closed
-5.13%
Market Cap 228.59M
Revenue (ttm) 725.18M
Net Income (ttm) 25.25M
Shares Out 44.13M
EPS (ttm) 0.53
PE Ratio 9.82
Forward PE 3.43
Dividend n/a
Ex-Dividend Date n/a
Volume 1,326,937
Open 5.06
Previous Close 5.46
Day's Range 4.93 - 5.44
52-Week Range 4.05 - 7.97
Beta 1.18
Analysts Buy
Price Target 7.25 (+39.96%)
Earnings Date Feb 26, 2026

About OPRT

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California. [Read more]

Industry Credit Services
Sector Financials
IPO Date Sep 26, 2019
Employees 2,429
Stock Exchange NASDAQ
Ticker Symbol OPRT
Full Company Profile

Financial Performance

Financial Statements

Analyst Forecast

According to 2 analysts, the average rating for OPRT stock is "Buy." The 12-month stock price target is $7.25, which is an increase of 39.96% from the latest price.

Price Target
$7.25
(39.96% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Oportun Financial Corporation (OPRT) Q4 2025 Earnings Call Transcript

Oportun Financial Corporation (OPRT) Q4 2025 Earnings Call Transcript

2 days ago - Seeking Alpha

Oportun Delivers Strong Fourth Quarter, Increases Net Income by $104 Million in Full Year 2025

Achieves fifth consecutive quarter of GAAP profitability Full year 2025 GAAP EPS of $0.53, up $2.48 year-over-year Full year 2025 Adjusted EPS of $1.36, reflecting 89% growth Meets or outperforms each...

2 days ago - GlobeNewsWire

Oportun to Report Fourth Quarter 2025 Financial Results on Thursday, February 26, 2026

SAN MATEO, Calif., Feb. 12, 2026 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its fourth quarter 2025 on Thursday, Februa...

16 days ago - GlobeNewsWire

Oportun Strengthens Debt Capital Structure With $485 Million Asset Backed Securitization and Corporate Debt Repayments

5.32% yield, 45 basis points lower than the prior October 2025 ABS transaction Fourth consecutive sub-6% ABS transaction Repaid $37.5 million of corporate debt during the fourth quarter SAN MATEO, Cal...

19 days ago - GlobeNewsWire

Oportun: New Leadership Unlocks Potential Earnings And Valuation Gains

Oportun offers >100% upside potential as new leadership unlocks earnings and valuation gains. OPRT's subprime lending model provides a durable competitive moat and revenue resilience. Key EPS drivers ...

23 days ago - Seeking Alpha

Oportun Announces CEO Succession Plan

Raul Vazquez to step down as CEO and Board member no later than April 3, 2026 Board initiates CEO search Provides preliminary fourth quarter and full year 2025 financial and operating results SAN CARL...

5 weeks ago - GlobeNewsWire

Oportun to Present at Sidoti December Virtual Investor Conference

SAN CARLOS, Calif., Dec. 08, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti December Virt...

2 months ago - GlobeNewsWire

Oportun Financial: Trading At A Discount To Book Value Amid Macro Uncertainty

Oportun Financial remains a Buy as the stock trades at a 25% discount to tangible book value despite steady profitability. OPRT posted its fourth consecutive profitable quarter, with improved capital ...

3 months ago - Seeking Alpha

MULTIMEDIA UPDATE - Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024

The Oportun 2025 Holiday Savings Report highlights rising participation in automated Set & Save™ accounts and stronger household preparedness for a potentially more expensive holiday season The Oportu...

3 months ago - GlobeNewsWire

Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024

SAN CARLOS, Calif., Nov. 19, 2025 (GLOBE NEWSWIRE) -- Oportun  (Nasdaq: OPRT) today shared results from its 2025 Holiday Savings Report showing that Americans are saving more aggressively for this yea...

3 months ago - GlobeNewsWire

Oportun Financial Corporation (OPRT) Q3 2025 Earnings Call Transcript

Oportun Financial Corporation ( OPRT) Q3 2025 Earnings Call November 4, 2025 5:00 PM EST Company Participants Raul Vazquez - President, CEO & Director Dorian Hare - Senior Vice President of Investor ...

4 months ago - Seeking Alpha

Oportun Delivers Fourth Consecutive Quarter of GAAP Profitability, Increases Full-Year 2025 Adjusted EPS Guidance

Meets or exceeds all third quarter guidance metrics GAAP Net income of $5.2 million reflects $35 million year-over-year improvement GAAP EPS of $0.11 , up $0.86 versus prior-year period Adjusted EPS o...

4 months ago - GlobeNewsWire

Oportun to Report Third Quarter 2025 Financial Results on Tuesday, November 4, 2025

SAN CARLOS, Calif., Oct. 21, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its third quarter 2025 on Tuesday, Novembe...

4 months ago - GlobeNewsWire

Oportun Completes $441 Million Asset Backed Securitization

5.77% average yield, demonstrates Oportun's continued access to low-cost funding  Third consecutive transaction with AAA rating on most senior bonds SAN CARLOS, Calif., Oct. 20, 2025 (GLOBE NEWSWIRE) ...

4 months ago - GlobeNewsWire

Oportun Adds Additional Warehouse Capacity, Reduces Warehouse Financing Costs and Pays Down Additional Higher Cost Corporate Debt

Adds a new $247 million warehouse facility with Citizens Financial Group, Inc. and Community Investment Management Extends the term of an existing warehouse facility with Goldman Sachs and Jefferies b...

4 months ago - GlobeNewsWire

Oportun to Present at Sidoti September Virtual Investor Conference

SAN CARLOS, Calif., Sept. 15, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it will participate in the upcoming Sidoti September Vi...

5 months ago - GlobeNewsWire

Oportun Awards College Scholarships to Winners of 2025 Oportun Scholarship Program

SAN CARLOS, Calif., Sept. 04, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company and provider of responsible, affordable financial products, has announced the...

6 months ago - GlobeNewsWire

Oportun Completes $538 Million Asset Backed Securitization

5.294% average yield, 38 basis points lower than previous ABS financing in June AAA rating on the most senior bonds; and Company has proactively paid down $10 million of higher cost corporate debt sin...

6 months ago - GlobeNewsWire

Oportun Financial: Consumer Finance Poised For Up-Cycle

Oportun's loan portfolio quality has improved, supporting three consecutive quarters of GAAP profitability and reduced delinquency rates. Tangible book value per share declined due to warrant exercise...

7 months ago - Seeking Alpha

Oportun Financial Corporation (OPRT) Q2 2025 Earnings Call Transcript

Oportun Financial Corporation (NASDAQ:OPRT) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Dorian Hare - Senior Vice President of Investor Relations Paul Appleton - T...

7 months ago - Seeking Alpha

Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook

GAAP Net income of $6.9 million , a $38 million year-over-year improvement GAAP EPS of $0.14 , a $0.92 year-over-year improvement Adjusted EPS of $0.31 , up 288% versus prior-year quarter Operating ex...

7 months ago - GlobeNewsWire

Oportun to Report Second Quarter 2025 Financial Results on Wednesday, August 6, 2025

SAN CARLOS, Calif., July 23, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven financial services company, will release financial results for its second quarter 2025 on Wednesday, Augu...

7 months ago - GlobeNewsWire

Oportun Named to the CNBC World's Top Fintech Companies 2025 List

SAN CARLOS, Calif., July 16, 2025 (GLOBE NEWSWIRE) -- Oportun  (Nasdaq: OPRT), a mission-driven financial services company, today announced that it has been named to the third edition of CNBC's World'...

8 months ago - GlobeNewsWire

Oportun Enters Cooperation Agreement with Findell Capital

SAN CARLOS, Calif., July 14, 2025 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced it has ent...

8 months ago - GlobeNewsWire

Oportun Issues Letter Urging Stockholders to Vote for Director Nominees Raul Vazquez and Carlos Minetti

SAN CARLOS, Calif., July 09, 2025 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today issued a letter to stockholders ahead of i...

8 months ago - GlobeNewsWire