Orrstown Financial Services, Inc. (ORRF)
| Market Cap | 731.70M |
| Revenue (ttm) | 255.37M |
| Net Income (ttm) | 84.61M |
| Shares Out | 19.61M |
| EPS (ttm) | 4.37 |
| PE Ratio | 8.51 |
| Forward PE | 8.90 |
| Dividend | $1.20 (3.23%) |
| Ex-Dividend Date | May 5, 2026 |
| Volume | 114,374 |
| Open | 37.32 |
| Previous Close | 37.17 |
| Day's Range | 37.18 - 37.57 |
| 52-Week Range | 28.55 - 40.72 |
| Beta | 0.75 |
| Analysts | Buy |
| Price Target | 42.00 (+12.57%) |
| Earnings Date | Apr 21, 2026 |
About ORRF
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial lo... [Read more]
Financial Performance
In 2025, ORRF's revenue was $252.08 million, an increase of 43.11% compared to the previous year's $176.14 million. Earnings were $80.86 million, an increase of 266.69%.
Financial StatementsAnalyst Forecast
According to one analyst, the rating for ORRF stock is "Buy" and the 12-month stock price target is $42.0.
News
Orrstown Financial Services Earnings Call Transcript: Q1 2026
Net income rose to $21.8 million with strong fee income and deposit growth, while net interest margin dipped to 3.90% due to funding costs and a Fed rate cut. Capital ratios and expense management remain robust, supporting positive outlook for margin and earnings.
Orrstown Financial Services Earnings Call Transcript: Q4 2025
Record annual net income and strong Q4 results were driven by robust net interest margin, fee income growth, and disciplined investments in talent. Guidance for 2026 remains optimistic, with expectations for continued loan growth, stable margins, and increased non-interest income.
Orrstown Financial Services, Inc. Reports Fourth Quarter 2025 Results and Announces Dividend Increase
Net income of $21.5 million, or $1.11 per diluted earnings per share, for the three months ended December 31, 2025 compared to net income of $21.9 million, or $1.13 per diluted earnings per share, for...
Orrstown Financial Advisors Welcomes Matthew Alpert as Chief Wealth Officer
HARRISBURG, Pa., Jan. 06, 2026 (GLOBE NEWSWIRE) -- Orrstown Financial Advisors (OFA), a division of Orrstown Bank, is pleased to announce that Matthew Alpert joined the firm as Executive Vice Presiden...
Orrstown Financial Services Earnings Call Transcript: Q3 2025
Record quarterly earnings driven by strong loan growth, stable margins, and robust fee income. Credit quality remains sound despite a rise in non-accrual loans, and capital levels are strong post-debt redemption. Margin guidance remains stable amid competitive and rate pressures.
Orrstown Financial Services, Inc. Reports Third Quarter 2025 Results
Net income of $21.9 million, or $1.13 per diluted share, for the three months ended September 30, 2025 compared to net income of $19.4 million, or $1.01 per diluted share, for the three months ended J...
Orrstown Financial Services, Inc. Announces Date of Third Quarter 2025 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., Oct. 15, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report third quarter 2025 earnin...
Orrstown Financial Services Earnings Call Transcript: Q2 2025
Q2 2025 saw strong earnings, improved NIM, and robust fee income, with expenses and credit quality both trending positively. Capital levels are strong, supporting growth, share buybacks, and dividend increases, while a competitive environment and rate sensitivity remain key risks.
Orrstown Financial Services, Inc. Reports Second Quarter 2025 Results and Announces Dividend Increase
Net income of $19.4 million, or $1.01 per diluted share, for the three months ended June 30, 2025 compared to net income of $18.1 million, or $0.93 per diluted share, for the three months ended March ...
Orrstown Financial Services, Inc. Announces Date of Second Quarter 2025 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., July 15, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report second quarter 2025 earni...
Orrstown Financial Services, Inc. Approves Stock Repurchase Program
HARRISBURG, Pa., June 23, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF) (the “Company”) today announced that the Board of Directors has authorized the Company to repurchase...
Orrstown Bank Promotes Zachary Khuri to Chief Revenue Officer and Joshua Hocker to Market President for the Central Pennsylvania Region
HARRISBURG, Pa., June 05, 2025 (GLOBE NEWSWIRE) -- Orrstown Bank, a wholly owned subsidiary of Orrstown Financial Services, Inc. (NASDAQ: ORRF), is pleased to announce the promotion of Zachary Khuri t...
Orrstown Financial Services Earnings Call Transcript: Q1 2025
Core system integration and leadership enhancements have positioned the bank for growth, with strong loan pipelines and improved capital ratios. Adjusted ROE and NIM remain robust, while merger-related expenses are expected to decline, supporting improved efficiency and profitability.
Orrstown Financial Services, Inc. Reports First Quarter 2025 Results
Net income of $18.1 million, or $0.93 per diluted share, for the three months ended March 31, 2025 compared to net income of $13.7 million, or $0.71 per diluted share, for the three months ended Decem...
Orrstown Financial Services, Inc. Announces Date of First Quarter 2025 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., April 17, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report first quarter 2025 earni...
Orrstown Financial Services, Inc. Announces Promotion of Adam Metz to Senior Executive Vice President and Chief Operating Officer
HARRISBURG, Pa., Feb. 13, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF) (the “Company”) today announced that Adam L. Metz has been promoted to Senior Executive Vice Preside...
Orrstown Financial Services, Inc. Announces Appointment of Barbara Brobst to the Board of Directors
HARRISBURG, Pa., Feb. 03, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF) (the “Company”) today announced that Barbara E. Brobst has been appointed to an open position on the...
Orrstown Financial Services, Inc. Reports Fourth Quarter 2024 Results
Net income of $13.7 million, or $0.71 per diluted share, for the three months ended December 31, 2024 compared to net loss of $7.9 million, or $0.41 per diluted share, for the three months ended Septe...
Orrstown Bank Welcomes Chris Orr as Chief Information Officer and Ben Colvard as Chief Operations Officer
HARRISBURG, Pa., Jan. 16, 2025 (GLOBE NEWSWIRE) -- Orrstown Bank, a wholly owned subsidiary of Orrstown Financial Services, Inc. (NASDAQ:ORRF), is pleased to announce the addition of two accomplished ...
Orrstown Financial Services, Inc. Reports Third Quarter 2024 Results
Orrstown Financial Services, Inc. ("Orrstown" or the “Company”) closed the merger of equals transaction with Codorus Valley Bancorp, Inc. ("Codorus") on July 1, 2024, creating a premier Pennsylvania a...
Orrstown Financial Services, Inc. Reports Second Quarter 2024 Results and Increases Quarterly Dividend by $0.03 per Share
HARRISBURG, Pa., July 23, 2024 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the parent company of Orrstown Bank (the “Bank”), announced earnings for the three months ended Jun...
Orrstown Financial Services and Codorus Valley Bancorp Successfully Complete Merger of Equals
HARRISBURG, Pa., July 01, 2024 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company for Orrstown Bank (“Orrstown”), and Codorus Valley Bancorp, Inc. (NASDAQ: CVLY)...
Orrstown Financial Services Transcript: ASM 2024
CODORUS VALLEY INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Codorus Valley Bancorp, Inc. - CVLY
NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Codorus Valley B...
Orrstown Financial Services, Inc. Reports First Quarter 2024 Results
SHIPPENSBURG, Pa., April 23, 2024 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. ("Orrstown" or the “Company”) (NASDAQ: ORRF), the parent company of Orrstown Bank (the “Bank”), announced earnin...