Old Second Bancorp, Inc. (OSBC)
| Market Cap | 1.08B |
| Revenue (ttm) | 324.91M |
| Net Income (ttm) | 86.07M |
| Shares Out | 51.78M |
| EPS (ttm) | 1.68 |
| PE Ratio | 12.48 |
| Forward PE | 9.37 |
| Dividend | $0.28 (1.34%) |
| Ex-Dividend Date | May 1, 2026 |
| Volume | 512,770 |
| Open | 20.51 |
| Previous Close | 20.37 |
| Day's Range | 20.51 - 20.98 |
| 52-Week Range | 15.28 - 22.43 |
| Beta | 0.74 |
| Analysts | Buy |
| Price Target | 23.50 (+12.39%) |
| Earnings Date | Apr 22, 2026 |
About OSBC
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate ... [Read more]
Financial Performance
In 2025, Old Second Bancorp's revenue was $311.34 million, an increase of 14.55% compared to the previous year's $271.80 million. Earnings were $80.31 million, a decrease of -5.81%.
Financial StatementsAnalyst Forecast
According to 4 analysts, the average rating for OSBC stock is "Buy." The 12-month stock price target is $23.5, which is an increase of 12.39% from the latest price.
News
Old Second Bancorp Earnings Call Transcript: Q1 2026
Q1 2026 delivered strong net interest margin and earnings, despite elevated charge-offs in Powersports and select commercial credits. Capital and efficiency ratios improved, with loan growth and margin stability expected for the remainder of the year.
Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share
AURORA, IL / ACCESS Newswire / April 22, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank")...
Old Second Bancorp Earnings Call Transcript: Q4 2025
Q4 2025 saw strong profitability, with adjusted net income of $30.8M and a 5.09% NIM. Loan growth is targeted in the mid-single digits for 2026, with stable margins and modest expense growth expected. Powersports charge-offs remain elevated but margins are robust.
Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share
AURORA, IL / ACCESS Newswire / January 21, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank...
O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group
CHICAGO, IL / ACCESS Newswire / December 1, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), has had a very busy second-half of 2025 with significant new financing acti...
Old Second Bancorp Earnings Call Transcript: Q3 2025
Q3 2025 results were driven by the Evergreen acquisition, with adjusted net income of $28.4M and a 5.05% NIM. Wealth management and PowerSport portfolios outperformed, while credit reserves and loan-to-deposit ratios rose. Dividend increased 17%.
Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share
AURORA, IL / ACCESS Newswire / October 22, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank...
Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers
AURORA, IL / ACCESS Newswire / October 20, 2025 / Old Second Bancorp, Inc. (Nasdaq:OSBC) ("Old Second") has successfully completed its systems and brand conversion of Bancorp Financial's subsidiary ba...
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp
CHICAGO, IL / ACCESS Newswire / September 8, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), today announced that it provided senior secured credit facilities to suppo...
Old Second Bancorp Earnings Call Transcript: Q2 2025
Q2 2025 saw strong profitability with $21.8M net income, robust loan growth, and improved capital ratios. Evergreen Bank's integration is ahead of expectations, with cost savings on track and margin outlook stable to positive. Management remains optimistic for 2025.
Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share
AURORA IL / ACCESS Newswire / July 23, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), ...
Old Second Completes Merger with Bancorp Financial
AURORA, IL / ACCESS Newswire / July 1, 2025 / Old Second Bancorp, Inc. (NASDAQ:OSBC) ("Old Second") announced today that it has completed its previously announced merger with Bancorp Financial, Inc. (...
Old Second Bancorp Earnings Call Transcript: Q1 2025
Q1 2025 saw strong profitability with net income of $19.8M and improved margins, despite one-time charges and a cautious lending environment. Credit quality and capital ratios improved, while deposit growth and the pending Evergreen merger position the company well for the year.
Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share
AURORA, IL / ACCESS Newswire / April 23, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank")...
O2 Sponsor Finance provides Senior Secured Credit Facilities to Support RF Investment Partners in the recapitalization of Valley Vital Care
CHICAGO, IL / ACCESS Newswire / April 9, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), today announced that it provided senior secured credit facilities to support R...
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Branford Castle Partners' Acquisition of Hoffman Engineering
CHICAGO, IL / ACCESS Newswire / March 6, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), capped off a busy 2024 with new financing activity. O2 Sponsor Finance provide...
KBRA Comments on Old Second Bancorp, Inc.'s Proposed Acquisition of Bancorp Financial, Inc.
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On February 25, 2025, Old Second Bancorp, Inc. (NASDAQ: OSBC) ("Old Second" or "the company") (KBRA senior unsecured debt rating: BBB / Stable Outlook)...
Old Second Bancorp Transcript: M&A Announcement
The merger creates a more diversified and profitable lending franchise, with $197 million in consideration and $12 million in expected cost savings by early 2026. The deal is projected to be 16% EPS accretive, enhances market positioning, and maintains strong capital flexibility.
Old Second and Evergreen Bank Group Announce Strategic Combination
AURORA AND OAK BROOK, IL / ACCESS Newswire / February 25, 2025 / Old Second Bancorp, Inc. (NASDAQ:OSBC) ("Old Second") and Bancorp Financial, Inc. ("Bancorp Financial", "Evergreen Bank") jointly annou...
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Mangrove Equity Partners Acquisition of A&R Sealcoating
CHICAGO, IL / ACCESS Newswire / February 20, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), today announced that it provided senior secured credit facilities to suppo...
Old Second Bancorp Earnings Call Transcript: Q4 2024
Q4 2024 net income was $19.1M, with strong profitability despite credit and merger-related charges. NIM rose to 4.68%, capital ratios improved, and credit quality strengthened. 2025 guidance targets stable margins, 4–5% expense growth, and mid-single-digit loan growth.
Old Second Bancorp, Inc. Reports Fourth Quarter 2024 Net Income of $19.1 Million, or $0.42 per Diluted Share
AURORA, IL / ACCESS Newswire / January 22, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank...
Old Second Bancorp, Inc. Announces Completion of Chicagoland Branch Transaction
Old Second National Bank Completes Acquisition of Five Illinois Branches from First Merchants Bank CHICAGO, IL / ACCESSWIRE / December 6, 2024 / Old Second Bancorp, Inc. ("Old Second Bancorp") (NASDAQ...
Old Second Bancorp Earnings Call Transcript: Q3 2024
Q3 2024 saw strong profitability, stable margins, and improved credit quality, with net income of $23M and a 20% dividend increase. Loan growth was modest, and margin pressure is expected to be mitigated by a branch acquisition. Capital remains robust, supporting both M&A and buybacks.
Old Second Bancorp, Inc. Reports Third Quarter 2024 Net Income of $23.0 Million, or $0.50 per Diluted Share
AURORA, IL / ACCESSWIRE / October 16, 2024 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), t...